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Transfer of Equity in Harrogate

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Harrogate

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Harrogate clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Harrogate Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 05/12/16

Living in the area? ;

As determined by the UK 2011 census Harrogate has a residential population of 138,343 spread over an area of 232,658 acres (94,153 hectares) giving a residential population density 0.6 people per acre (1.5 per hectare).

Leeds Bradford Airport is 10 miles from Harrogate. Harrogate's nearest station is Harrogate, Main entrance.

Duchy is a nearby hospital.

Q.

We are looking for a cheap Harrogate solicitor to own a new build flat. as we are on a budget.

A.

Several firms promote so-called 'the cheapest conveyancing quotes', but extra costs are frequently hidden in small print. The disbursements to be paid ought to be listed on a quote Any additional fees included in the small print ought to be fair. The Homeward Legal quote calculator will confirm the solicitors' fees, based on the property you are buying.

Q.

When in the conveyancing process do we need to arrange a conveyancer?

A.

If you use a firm offering a 'no move, no fee' guarantee, instructing as early as possible is better, as the legal work can begin very early in the process. Prompt instruction of a solicitor can reduce the likelihood of your transaction falling through.

Q.

We have found abundant resources all about do it yourself conveyancing for example leasehold Flats & Houses a supplement to Bradshaw's Guide to DIY House Buying, Selling & Conveyancing . Do I actually need to use a conveyancer in Harrogate ?

A.

In theory there is absolutely no reason why a home seller cant undertake the conveyancing without assistance. The truth is however that a Harrogate conveyancer is in charge of a huge array of functions ranging from chasing missing documents and apportioning service charges some of which

are more safely handled with appropriate a qualified professional. In any event however, solicitors are obliged to take out applicable cover to insulate you in the event of any losses you encounter.

Q.

Which local authority is responsible for Harrogate?

A.

Harrogate is located in Harrogate Borough Council, Council Offices, Crescent Gardens, Harrogate, North Yorkshire, HG1 2SG, Tel: 0845 300 6091

Q.

Will I need a building surveyor to review this property purchase in Harrogate?

A.

Homeward Legal recommend that purchasers book a RICS survey. A range problems have a negative impact on a property, including cracked roof tiles. These will not be reported on by a solicitor.

Q.

Will my assigned conveyancing solicitor in Harrogate tell me about the cost of council tax on a Band D building prior to exchange?

A.

Your property solicitor will speak to the Harrogate local council to find out the currently applicable council tax rates, which will subsequently be added to the title report. Correct charges for properties in Harrogate are set out online at the Harrogate local authority site. At the time of authoring on 13 January 2013 the different rates are:

  • Band A - £1,036.00
  • Band B - £1,209.00
  • Band C - £1,381.00
  • Band D - £1,554.00
  • Band E - £1,899.00
  • Band F - £2,244.00
  • Band G - £2,590.00
  • Band H - £3,108.00

Q.

The agent has suggested a conveyancing. Is it a good idea to use this firm?

A.

Many agents will have referral deals with solicitors where they refer clients. However, if they are paid a referral fee, an agent may choose the conveyancer who pays out the highest referral fee, not the law firm with the best reputation.

Q.

Solicitors in Harrogate carry out varied conveyancing searches when acting for a home purchase client but what particular ones?

A.

If getting a mortgage the lender expects particular searches, including the following Local Authority (personal or official), Drainage and Water Search and Environment Search as well as any area-specific searches e.g. a Subsidence.

 
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