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Transfer of Equity in Harrow

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Harrow

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Harrow clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Harrow Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 04/12/16

Living in the area? ;

In reference to the UK census Harrow has a residential population of 480,953 people spread over an area of 27,870 acres which equals a density of residential population of 17.3 people per acre.

Q.

Harrow attractions and landmarks

A.

Brixton London Windmill, London National Portrait Gallery Art Gallery and Temple Middle Temple Hall Historic Building are near to Harrow.

Charing Cross station is almost a mile from Harrow. The closest airport to Harrow is London City Airport (7 miles). Heathrow Terminals 1 2 3 Airport is 15 miles, London Heliport Airport is 4 miles, Heathrow Terminal 5 Airport is 17 miles, Gatwick South Terminal Airport is 25 miles, Gatwick North Terminal Airport is 25 miles, Heathrow Terminal 4 Airport is 15 miles, Northolt Jet Centre Airport is 13 miles, Elstree Airport is 14 miles and London Biggin Hill Airport is 14 miles away.

Drivers are well catered for with Harrow having excellent road access very close at about 2m of the A40M.

The neighbouring hospital for Harrow is Royal London Homeopathic.

Q.

What do you charge for the legal fees on a £721,000 house? We are looking for discount conveyancing.

A.

Numerous firms claim to offer theoretically cheap conveyancing quotes, however additional fees are often hiding in the small print. These terms are often ignored by excited buyers, eager to get underway. The disbursements to be paid ought to be defined on a quote Extra costs listed in your solicitor's terms should be reasonable. Get a quote using the Homeward Legal quote calculator for the property you are buying.

Q.

Please address how to bypass paying for SDLT?

A.

Stamp duty reduction scheme is not recommended for purchases in Harrow. These schemes are expensive and the HMRC can review a scheme up to 6 years after a sale is completed . There have been certain government initiatives, however, such as higher thresholds for first-time buyers.

Q.

Are there any lenders with Harrow branches?

Of lenders with branches around Harrow, Homeward Legal work in conjunction with most. Lenders and mortgage specialists in Harrow include Practical Mortgage Solutions, 350 Pinner Rd, Harrow, HA1 4LB, and Ripley Paul, 55 Bridge St, Pinner, HA5 3JR.

Q.

What is the council tax on a Fifties end of terrace house in Harrow?

A.

Customarily the title report should supply the appropriate Brent council tax band.

The latest tax charges for Harrow are set out in detail at the Brent local authority site. On 14 September 2012 the rates are:

  • Band A - £910.00
  • Band B - £1,062.00
  • Band C - £1,214.00
  • Band D - £1,366.00
  • Band E - £1,669.00
  • Band F - £1,973.00
  • Band G - £2,276.00
  • Band H - £2,731.00

Q.

Environmental searches are computed from past data and when you factor in climate change like extensive flooding in the UK in April 2012, are they in fact the ideal way t advise us enough about the Harrow flood risk?

A.

Flood searches handled by the Harrow lawyer should also include the far more thorough Landmark flood search if it is felt necessary.

If you are still apprehensive you can call a close neighbour or local North West London flood repair expert e.g. Concept Solutions, 36 East Croft House 86 Northolt Rd, Harrow, HA2 0ER Tel: 0800-037 0026.

Q.

Do I need to instruct a conveyancing offered by my agent?

A.

Agent recommendations are a commonplace way to find a solicitor. However, if they are paid a referral fee, there is a risk that an agent may choose the firm which pays to the largest referral fee, not the law firm with the best reputation.

Q.

Is Harrow top-soil possibly contaminated by iron?

A.

Some metal contamination may have occurred throughout Harrow, but an area will only be identified as 'contaminated land' if the risk to human life or the environment is deemed unacceptable. The local authority for Harrow will be able to provide more detail on cases of contamination.

Q.

I am buying a house in the parish of Harmondsworth. Do we need a chancel search?

A.

The property lawyer might recommend a chancel search. Chancel repair dues can be collected on owners of a property where parish councils have not imposed the same liability on the last owners.

 
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