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Conveyancing in Harrow Q & A's

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Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 16/07/17

Transport and public service information if you’re buying or selling residential property in Harrow -

By road: Harrow is served by the M25, A404, A409 and A410.

By rail: The nearest train station is Harrow and Wealdstone.

By air: The nearest airports to Harrow are Northolt Jet Centre (5 miles), Elstree Airfield (6 miles), London Heathrow Airport (11 miles), London Heliport (15 miles), London Luton Airport (23 miles) and London City Airport (29 miles).

Hospital: Northwick Park, Watford Road, Harrow, HA1 3UJ. Council: Harrow London Borough Council (www.harrow.gov.uk).

Attractions: Headstone Manor and Museum, Wembley Stadium, Eastcote House Gardens, Harrow School, Royal Air Force Museum, and Pinner Memorial Park.

Q.

What do you charge for the legal fees on the purchase of a £721,000 house? We are looking for discount conveyancing.

There is a problem with a number of firms’ claims that they offer 'the cheapest conveyancing quotes', because there are often other costs hidden in the terms of engagement. This is an estimate rather than a quote and they therefore cannot be held to it. All pertinent fees and disbursements should be clearly laid out in any conveyancing quote.

At Homeward Legal, we never hide any costs, and our quotes provide a clear statement of all your legal fees for a standard conveyancing transaction. Try our quote calculator, or call our team of conveyancing experts on 0800 038 6699 to discuss your needs.

Q.

Do I need to instruct a conveyancing solicitor offered by my agent for the conveyancing on a semi-detached house in Hatch End?

Agent recommendations are a commonplace way to find a solicitor and it might well seem that you are somehow tied into appointing the referred lawyer. However, if the agents are paid a referral fee, there is a risk that an agent may choose the firm which plays to the largest referral fee, and not the law firm with the best reputation. You should look around at alternatives before choosing someone to represent you.

Q.

Do ‘fixtures and fittings’ include things like curtain rails?

In general, as the name suggests, fixtures are fixed items (such as light switches or floors, walls and ceilings) and fittings are free-standing (such as furniture, lampshades, or curtains). Completion or agreement of a fixtures-and-fittings form is unfortunately often left to the last minute, at which point a dispute may jeopardise the entire transaction. The fixtures-and-fittings form is critical to the success of your move and you should complete yours as early as possible.

Q.

Are there any lenders with Harrow branches?

Of the lenders and brokers with branches and offices around Harrow, Homeward Legal work in conjunction with the majority. Lenders and mortgage specialists in Harrow, approved by the Council of Mortgage Lenders, include:

  • Practical Mortgage Solutions, 310 Station Road, Harrow, HA1 2DX
  • Paul Ripley Financial Consultants, 87 Paines Lane, Pinner, HA5 3BZ
  • NatWest Bank PLC, 80-82 High Street, Harrow, HA1 3LW
Q.

I need to exchange on the legal work on my leasehold apartment in Harrow inside a month. Are you really fast conveyancers?

Our property lawyers take a speed-focused approach when concluding the conveyancing process to suit a client’s timeframe. Homeward Legal’s carefully-selected solicitors attempt to communicate efficiently from the beginning to the end of the chain. In addition, we have invested in conveyancing technology integrated with organisations such as HMRC, and the Land Registry, to complete on your sale fast.

Contact us on 0800 038 6699 for your fixed-fee quote backed up with our ‘No Move, No fee’ guarantee.

Q.

How much would the charges for conveyancing searches on my Harrow property come to?

As with all areas in the country, Harrow searches will range in cost, depending on what is asked for and the depth they go to. Unlike some firms, Homeward Legal’s quotes clearly state the conveyancing searches as disbursements (a third-party charge passed on to the buyer at cost).

Q.

Moving house is an expensive business, and we have a severely limited budget for our terraced house purchase in Harrow. I’ve heard about schemes to avoid paying stamp duty, but is it worth pursuing?

Any stamp duty reduction scheme is not recommended for purchases in Harrow, because these schemes are expensive and uneconomic. Besides, HMRC can review a scheme up to 6 years after a sale is completed, which means that you may have to pay a penalty of up to 100% of the duty plus the original duty.

There have been certain government initiatives, however, such as higher thresholds for first-time buyers. Your solicitor should advise you of any applicable authorised schemes and whether you can take advantage of them.

Q.

What is the council tax on a Fifties end-of-terrace house in Harrow?

The title report, prepared by your conveyancer, should supply the appropriate council tax band and its associated charge. The latest tax charges for Harrow are set out in detail at the Harrow local authority site (see the public service information at the start of these FAQs). For the 2016/2017 tax year, the council tax bands and charges for the London Borough of Harrow were:

  • Band A - £1,039.74
  • Band B - £1,213.03
  • Band C - £1,386.32
  • Band D - £1,559.61
  • Band E - £1,906.19
  • Band F - £2,252.77
  • Band G - £2,599.35
  • Band H - £3,119.22

Retrieved on 17 February 2017

Q.

The current owner appears to have added unbecoming windows to the house in Harrow which we think might possibly defy conservation area criteria

A.

A property lawyer is required to confirm whether the property is located within a designated conservation area, and if so, whether any modifications have the necessary permission from the Brent planning authority.

Q.

What is the council tax on a Fifties end of terrace house in Harrow?

A.

Customarily the title report should supply the appropriate Brent council tax band.

The latest tax charges for Harrow are set out in detail at the Brent local authority site. On 14 September 2012 the rates are:

  • Band A - £910.00
  • Band B - £1,062.00
  • Band C - £1,214.00
  • Band D - £1,366.00
  • Band E - £1,669.00
  • Band F - £1,973.00
  • Band G - £2,276.00
  • Band H - £2,731.00

Q.

Are there any lenders with Harrow branches?

A.

Of lenders with branches around Harrow, Homeward Legal work in conjunction with most. Lenders and mortgage specialists in Harrow include Practical Mortgage Solutions, 350 Pinner Rd, Harrow, HA1 4LB, and Ripley Paul, 55 Bridge St, Pinner, HA5 3JR.

Q.

I need to exchange on the legal work on my leasehold apartment inside a month, are you really fast solicitors in Harrow ?

A.

Our property lawyers take a speed focused approach when concluding the conveyancing process to suit a clients time frame. Homeward Legals carefully selected solicitors attempt to communicate efficiently from the beginning to the end of the chain and have invested in speed focused e conveyancing technology to complete on your sale fast.

Q.

For a fast conveyancing process to buy a £ 650k property, what should we do?

A.

Finding a proactive and experienced lawyer is key faster conveyancing. Consider the following:

  • Did you experience any delays when requesting a quote?
  • Do they use email as the preferred mode of communication?
  • Do they order searches immediately?

Q.

Is Harrow top-soil possibly contaminated by iron?

A.

Some metal contamination may have occurred throughout Harrow, but an area will only be identified as 'contaminated land' if the risk to human life or the environment is deemed unacceptable. The local authority for Harrow will be able to provide more detail on cases of contamination.

Q.

When buying a unique investment property in a conservation area, where does one uncover details about the current state of upkeep?

A.

English Heritage, a government body, now maintain a detailed list in relation to the state of repair of conservation areas as well as the trend. Local Harrow conservation areas are set up by the local authority (Brent) who manage everything from the upkeep of public spaces to the inhibition of street posts.

 
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