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Transfer of Equity in Hartfield

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Hartfield

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Hartfield clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Hartfield Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 14/01/17

Living in Hartfield? ;

The nearest station to Hartfield is Ashurst, approximately 3 miles away and Gatwick South Terminal Airport is 12 miles from Hartfield. Gatwick North Terminal Airport is 13 miles, Rochester Airport is 25 miles and London Biggin Hill Airport is 17 miles away.

Burrswood Groombridge is the neighbouring hospital to Hartfield.

Q.

I am trying to find a fixed rate conveyancing quote in Hartfield. Will I get a quote or and estimate?

A.

The confusion over this point catches out many buyers, and can leave them paying far more in conveyancing fees than they budgeted. Many solicitors offer theoretically 'the cheapest conveyancing'. However extra fees will be included in small print. Excited buyers, eager to get underway, often ignore this small print when they instruct. The quote must also state the disbursements to be paid. Additional costs should be fair and clearly defined.

Q.

Is it hazardous to avoid paying stamp duty?

A.

SDLT must be paid on residential property over one hundred and twenty-five thousand pounds. Stamp duty mitigation should be treated with extreme caution in Hartfield, because these schemes are expensive and very risky.

Q.

For a fast conveyancing process to buy a £383,000 residence, how can we speed things up?

A.

It is well established that finding a communicative property lawyer is the key to faster conveyancing. You should consider:

  • Do they offer 'instant' online quotes?
  • What methods of communication do they use? Posting documents can adds days of waiting to a purchase.
  • Do they order searches immediately?
  • Q.

    When buying a converted investment property in a conservation area. Where does one find details on the state of repair?

    A.

    English Heritage, a government body, have created records on the condition (poor to good) of conservation areas as well as the trend of the area. Conservation areas are set up by the local authority (Wealden) who manage conservation area concerns from the historic layout of roads to modern telephone boxes.

    Q.

    How is Hartfield contaminated land checked when buying a house?

    A.

    Property in Hartfield would be contaminated by several human activities, and an environmental search will reveal the extent to which a property is affected by contaminants in the area like local waste transfer sites and hazardous and regulated installations.

    Q.

    Our estate agent in Hungerford has named a law firm whom they usually use. Do we need to instruct this firm?

    A.

    Estate agent recommendations are a commonplace way to find a solicitor, however, these referrals need to be weighed up against alternatives, as the agent may recommend whichever firm pays the most per referral, not a firm with local expertise and a solid reputation.

    Q.

    Will I need a chancel search? I am purchasing in Hartfield.

    A.

    Chancel repair can require Hartfield property owners to cover the cost of maintenance of local churches. Liability has the potential to impact the value of a Hartfield property, but an indemnity policy may be available to protect the new owners. A solicitor will be able to advise further. Church lands in the area where a chancel search may be necessary include St Mary.

    Q.

    Do we need to be aware of fixtures and fittings?

    A.

    Purchasers are frequently confused by the vagueness surrounding what fixtures and fittings should be included. Completion or agreement of a fixtures and fittings form is unfortunately often left to the last minute, when a dispute may jeopordise the transaction.

     
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