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Transfer of Equity in Haverhill

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Haverhill

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Haverhill clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Haverhill Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 05/12/16

Commuting from Haverhill? ;

Haverhill's closest airport is Cambridge City Airport (14 miles). Elmsett Airport is 23 miles, and Stansted Airport is 16 miles away and Haverhill's closest station is Dullingham.

Saffron Walden, Ferguson Cl is a relatively close hospital.

Q.

How do I find the best rates for conveyancing in Haverhill for a £764,000 property?

A.

Both high-street and online law firms claim to offer cheap conveyancing quotes, however additional costs are often hiding in the terms and conditions. Busy, stressed homeowners ignore these terms at their peril. The disbursements to be paid ought to be defined on a Haverhill conveyancing quote. The Homeward Legal quote calculator will confirm the exact legal fees based on the property you are buying.

Q.

I ideally need to exchange contracts on the conveyancing process on my flat within 6 weeks, are you fast Haverhill property lawyers ?

A.

Our solicitors typically have a speed focused method when concluding the transfer of title to meet the sellers needs. By using the very latest information technology and local authority and land registry integrated systems . We assign property sellers a regulated conveyancing lawyer who will communicate by phone and email with the entire buyer and seller chain like landlords, to achieve a fast home move.

Q.

I am buying a converted investment flat within a Haverhill conservation area, how does one find more details about the standard of repair?

A.

Local Haverhill conservation areas are created by the local authority (St Edmundsbury) who preserve conservation area concerns from area development to

the thwarting of street guard rails. English Heritage, a government body, have assembled information about the condition (poor to good) of conservation areas in England as well as the trend.

Q.

Is an environmental search a disbursement or fee?

A.

Every disbursement and fee should be clearly stated on a conveyancing quote. This charge is a disbursement not a fee, meaning the solicitor passes on the charge at cost.

Q.

Does the Haverhill property solicitor in form me about the cost of the council tax for a Band D apartment before completion?

A.

Your property's council tax band should, more often than not, be highlighted as part of the conveyancing report on title along with the local council. The correct rates for homes in Haverhill are detailed at the St Edmundsbury local authority website. Currently (29 August 2012) rates for all bands are:

  • Band A - £1,008.00
  • Band B - £1,176.00
  • Band C - £1,344.00
  • Band D - £1,512.00
  • Band E - £1,848.00
  • Band F - £2,184.00
  • Band G - £2,520.00
  • Band H - £3,024.00

Q.

My mortgage lender will be Metro Bank - what do we need to be aware of?

A.

Recently, a number of lenders are now reducing the size of their 'solicitor panel'. For buyers, this can result in significantly increased legal costs. Homeward Legal are able to act on behalf of the vast majority of UK mortgage lenders to keep legal costs to a minimum.

Q.

Are there many conservation areas in Haverhill?

A.

The neighbourhoods around Haverhill include several conservation areas. The conveyancing solicitor handling your purchase provide more details and confirm potential liability for unauthorised works.

Q.

We are buying on a ex-industrial site. Is the soil potentially contaminated by waste minerals like antimony?

A.

Restrictions exist to control soil contamination, but some will remain in the environment for decades. The local authority for Haverhill will be able to provide more detail on cases of contamination.

 
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