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Transfer of Equity in Haydock

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Haydock

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Haydock clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Haydock Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 03/12/16

Haydock attractions

Castle Hill Archaeological Site and St Helens World of Glass are around Haydock.

Haydock is very close at roughly 1 1/2 mile of junction entry 23 Northbound of the M6.

Garswood train station is around 1 mile from Haydock. Eccles, Barton Aerodrome Airport is 11 miles from Haydock. Liverpool John Lennon Airport is 12 miles, Manchester Terminals 1 & 3 Airport is 18 miles, Manchester Terminal 2 Airport is 18 miles, Howarden Airport is 25 miles and Eccles Airport is 12 miles away.

The nearest hospital to Haydock is Newton Community.

Q.

What are the best rates for conveyancing for a 763,000 residence?

A.

Various firms offer so-called cheap conveyancing, but extra costs will be included in the solicitor's terms of engagement. Additional fees found in terms and conditions should be reasonable and clear. They only apply to matters if your conveyancer is required to complete unexpected extra work for you, which could not be anticipated at the start of the process. The online quote calculator can generate an accurate statement of the legal fees for the property you plan to buy.

Q.

Would you recommend that I get a chancel search? I am buying in Haydock.

A.

Chancel liability can require property owners to contribute towards the cost of maintenance of a church in the area. Liability has the potential to impact the value of a Haydock property, but an indemnity policy may be available to protect the new owners. A conveyancing solicitor will be able to advise further. Churches in the local area include St James the Great and St Mark.

Q.

We've got a conveyancing quote from you. Might I need to pay any supplementary hidden fees when the purchase completed?

A.

No. Homeward Legal never hide any hidden costs for any reason. Buyers and sellers should be aware that some conveyancers give 'quotes' which are in fact estimates. The final bill you receive may be much more.

Q.

How much is the council tax on a Forties detached home in Haydock?

Frequently the conveyancing report on title should cover the relevant St Helens council tax band. The latest council tax rates for residents of Haydock are published online at the St Helens local authority site. At the time of writing on 13 September 2012 rates are as follows:

  • Band A - £931.00
  • Band B - £1,086.00
  • Band C - £1,241.00
  • Band D - £1,396.00
  • Band E - £1,706.00
  • Band F - £2,016.00
  • Band G - £2,326.00
  • Band H - £2,792.00

Q.

I am going to be moving out of our terraced property in Haydock to a property in Halewood . What is the right point to instruct a home removal company?

A.

We would tend to recommend that you delay until after exchange of contracts because commonly an absolute moving date wont have been set. Local removals firms include Abacus Removals, 43 Springfield Park, Haydock, St. Helens, WA11 0XP Telephone: 01744 637429 or Exon Express, Clay La, Burtonwood, Warrington, WA5 4DJ on 01925 222000.

Q.

I am planning on buying a unique maisonette within a conservation area in Haydock. How do I locate more details in regards to the state of repair of the conservation area?

A.

Local conservation areas are created by the local St Helens planning authority, who manage everything from private spaces to the obstruction of vacant buildings. English Heritage have assembled details about the condition (poor to good) of conservation areas along with the vulnerability.

Q.

As a consequence of the flooding in Sept 2012 in North West England we are anxious that flood risk searches may not be sufficient?

A.

Environmental searches conducted by the property solicitor in Haydock will include the more rigorous search (Landmark) if the risk is deemed significant.

If you are nervous try to get in touch with a neighbour or local resident.

Q.

Property solicitors in Haydock apply for standard conveyancing searches when instructed by a home purchaser - what particular ones?

A.

When you are taking out a mortgage the building society of bank insist that a solicitor to get at least the following Local Authority Search, Drainage and Water Search and Environmental and occasionally special local Haydock searches, which may include a Chancel Search.

 
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