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Conveyancing in Hayling Island Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 19/04/18

Commuting from the Hayling Island area? ;

Commuters are well served with Hayling Island ideally situated with excellent motorway access close at approximately 3m of Junction 5 Southbound of the A3M.

The nearest airport to Hayling Island is Bembridge IoW, Sandown Rd Airport. Southampton Airport is 20 miles, Bembridge IoW Airport is 11 miles and Sandown IoW Airport is 14 miles away. Hayling Island's nearest train station is Bedhampton at 3 miles.

St James Portsmouth is the closest hospital to Hayling Island.

Q.

How do we find a discount conveyancing estimate in Hayling Island?

A.

This affects many home owners who opted for a very cheap quote, only to be stung later in the conveyancing process, and many solicitors claim to offer supposedly 'the cheapest conveyancing', but additional charges are often hiding in the solicitor's terms. Extrasfound in terms and conditions ought to be fair. They only apply to matters if the conveyancer must perform additional tasks for you, which could not be anticipated at the start of the process.

Q.

In respect to the Met Office warning of more intense rainfall we are wondering if flood risk searches might not be exacting enough?

A.

Environmental searches applied for by a property lawyer in Hayling Island will also include a more thorough search (Landmark) if the risk is deemed significant.

If you are still anxious it may be worth trying to contact a local resident.

Q.

I am buying a property with First Active - what do I need to consider?

A.

Traditionally, it was usually straightforward for solicitors to act for both a buyer and their lender. Over the last two years, some lenders have opted to reduce the size of their 'solicitor panel'. For purchasers, this can result in significantly higher legal costs. We will act for many UK mortgage lenders to keep legal costs to a minimum.

Q.

Will you need searches for chancel liability? We are purchasing next to a priory built in the 1500s in Hayling Island.

A.

Where land in Hayling Island was once owned by a lay-rector, new owners of that property may be obliged to fund upkeep of church property in the locality. Following a change in the law, interest over any affected land in Hayling Island must be registered by October 2013. This will make it easier to identify affected property through a chancel search. Ecclesiastical properties in Hayling Island where chancel liability may apply include St Andrew.

Q.

Can Hayling Island former industrial site top-soil still be contaminated?

A.

Steps are taken on a local and national level to identify topsoil contamination. Also considering issues such as polychlorinated biphenyl (PCBs), contaminants affecting Hayling Island property will be factored into an environmental search.

Q.

Should we get a chancel search if we are buying in the parish of Winchester St Peter Cheshill, near Hayling Island?

A.

Regardless of the Hayling Island parish in which you are purchasing, the solicitor might recommend that a chancel search be ordered. In Hayling Island's much older areas, chancel repair can be imposed on owners of a home where Parochial Church Councils may have spared previous owners or tenants.

Q.

For a residential property valued at £734000, how is SDLT worked out?

A.

Stamp Duty is calculated based on the purchase price of the property. For a house bought for £734000, the rate will be £29360.*

*Source: www.hmrc.gov.uk, February 2013

Q.

We are buying an extended maisonette in one of the Hayling Island conservation area. Where can I find details relating to the state of upkeep?

A.

Local conservation areas are nominated by the local Havant planning authority, who police things like area development to billboards.

English Heritage, a government body, keep details on the state of repair of conservation areas in addition to the trend of the area.