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Conveyancing in Hayling Island Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 22/07/17

Commuting from the Hayling Island area? ;

Commuters are well served with Hayling Island ideally situated with excellent motorway access close at approximately 3m of Junction 5 Southbound of the A3M.

The nearest airport to Hayling Island is Bembridge IoW, Sandown Rd Airport. Southampton Airport is 20 miles, Bembridge IoW Airport is 11 miles and Sandown IoW Airport is 14 miles away. Hayling Island's nearest train station is Bedhampton at 3 miles.

St James Portsmouth is the closest hospital to Hayling Island.

Q.

How do we find a discount conveyancing estimate in Hayling Island?

A.

This affects many home owners who opted for a very cheap quote, only to be stung later in the conveyancing process, and many solicitors claim to offer supposedly 'the cheapest conveyancing', but additional charges are often hiding in the solicitor's terms. Extrasfound in terms and conditions ought to be fair. They only apply to matters if the conveyancer must perform additional tasks for you, which could not be anticipated at the start of the process.

Q.

I am buying a property with First Active - what do I need to consider?

A.

Traditionally, it was usually straightforward for solicitors to act for both a buyer and their lender. Over the last two years, some lenders have opted to reduce the size of their 'solicitor panel'. For purchasers, this can result in significantly higher legal costs. We will act for many UK mortgage lenders to keep legal costs to a minimum.

Q.

How much will our conveyancing searches be?

A.

The cost of conveyancing searches will vary, depending on the searches required by your lender. Conveyancing searches are disbursements paid to a third party, and are charged 'at cost'.

Q.

Should we get a chancel search if we are buying in the parish of Winchester St Peter Cheshill, near Hayling Island?

A.

Regardless of the Hayling Island parish in which you are purchasing, the solicitor might recommend that a chancel search be ordered. In Hayling Island's much older areas, chancel repair can be imposed on owners of a home where Parochial Church Councils may have spared previous owners or tenants.

Q.

For a residential property valued at £734000, how is SDLT worked out?

A.

Stamp Duty is calculated based on the purchase price of the property. For a house bought for £734000, the rate will be £29360.*

*Source: www.hmrc.gov.uk, February 2013

Q.

We are buying in Hayling Island, and have a quote from you. May I have to pay any additional costs?

A.

No. Homeward Legal's solicitors never hide any additional charges to buy or sell a home. Some firms only provide estimates disguised as quotes. The bill you receive on completion can be much greater.

Q.

The current owner looks to have added stone cladding to the house in Hayling Island which might violate local conservation area rules

A.

A lawyer will carry out searches see if your new home is affected by a conservation area, and if so, whether any modifications have the required permissions from the local council.

Q.

Will a property solicitor in Hayling Island apply for any conveyancing searches on the Hampshire Edwardian semi-detached property I want to buy?

A.

The regular conveyancing procedure will be to get the following Local Authority (personal or official), Drainage and Water Search and Environmental, and possibly less common searches such as British Waterways.

 
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