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Transfer of Equity in Hayling Island

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Hayling Island

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Hayling Island clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Hayling Island Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 01/12/16

Commuting from the Hayling Island area? ;

Commuters are well served with Hayling Island ideally situated with excellent motorway access close at approximately 3m of Junction 5 Southbound of the A3M.

The nearest airport to Hayling Island is Bembridge IoW, Sandown Rd Airport. Southampton Airport is 20 miles, Bembridge IoW Airport is 11 miles and Sandown IoW Airport is 14 miles away. Hayling Island's nearest train station is Bedhampton at 3 miles.

St James Portsmouth is the closest hospital to Hayling Island.

Q.

How do we find a discount conveyancing estimate in Hayling Island?

A.

This affects many home owners who opted for a very cheap quote, only to be stung later in the conveyancing process, and many solicitors claim to offer supposedly 'the cheapest conveyancing', but additional charges are often hiding in the solicitor's terms. Extrasfound in terms and conditions ought to be fair. They only apply to matters if the conveyancer must perform additional tasks for you, which could not be anticipated at the start of the process.

Q.

Will a property solicitor in Hayling Island apply for any conveyancing searches on the Hampshire Edwardian semi-detached property I want to buy?

A.

The regular conveyancing procedure will be to get the following Local Authority (personal or official), Drainage and Water Search and Environmental, and possibly less common searches such as British Waterways.

Q.

Should we get a chancel search if we are buying in the parish of Winchester St Peter Cheshill, near Hayling Island?

A.

Regardless of the Hayling Island parish in which you are purchasing, the solicitor might recommend that a chancel search be ordered. In Hayling Island's much older areas, chancel repair can be imposed on owners of a home where Parochial Church Councils may have spared previous owners or tenants.

Q.

How much is the council tax on a terraced Band B dwelling in Hayling Island?

A.

You will be told about the houses council tax band as part of the report on title. Up-to-date rates for residents of Hayling Island are detailed at the Havant council website. At the time of writing (02 October 2012) the rates are:

  • Band A - £959.00
  • Band B - £1,119.00
  • Band C - £1,278.00
  • Band D - £1,438.00
  • Band E - £1,758.00
  • Band F - £2,078.00
  • Band G - £2,397.00
  • Band H - £2,877.00

Q.

Will you need searches for chancel liability? We are purchasing next to a priory built in the 1500s in Hayling Island.

A.

Where land in Hayling Island was once owned by a lay-rector, new owners of that property may be obliged to fund upkeep of church property in the locality. Following a change in the law, interest over any affected land in Hayling Island must be registered by October 2013. This will make it easier to identify affected property through a chancel search. Ecclesiastical properties in Hayling Island where chancel liability may apply include St Andrew.

Q.

Which environmental factors will contaminate land in Hayling Island, and are they properly investigated?

A.

A range of contaminants may potentially impair residential property in Hayling Island, and an environmental search should clarify to what extent a home is affected by contaminants in the region such as local waste transfer sites and pollution incidents.

Q.

Can Hayling Island former industrial site top-soil still be contaminated?

A.

Steps are taken on a local and national level to identify topsoil contamination. Also considering issues such as polychlorinated biphenyl (PCBs), contaminants affecting Hayling Island property will be factored into an environmental search.

Q.

I am buying a property with First Active - what do I need to consider?

A.

Traditionally, it was usually straightforward for solicitors to act for both a buyer and their lender. Over the last two years, some lenders have opted to reduce the size of their 'solicitor panel'. For purchasers, this can result in significantly higher legal costs. We will act for many UK mortgage lenders to keep legal costs to a minimum.

 
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