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Conveyancing in Hengoed Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 15/10/17

Living in the Hengoed area? ;

The nearest station to Hengoed is Hengoed and Hengoed's closest airport is Cardiff Airport.

Ystrad Mynach is a nearby hospital.

Q.

We are looking for a discount conveyancing quote in Hengoed. What do I need to check for?

A.

This catches out many homeowners, and can leave them paying far more in fees than they budgeted. Many firms purport to offer 'the cheapest conveyancing quotes', however extra charges can inflate your final bill. A quote ought to define any disbursements.

Q.

Is a mining search paid to the conveyancer?

A.

Comparing quotes is not always straightforward, considering differences in terminology. This charge is a disbursement not a fee, and is passed on to the buyer at cost.

Q.

We are buying in Hengoed. Can we find out whether the residence is in a conservation area?

A.

Areas deemed to be of 'special architectural and historic interest', such as model housing estates, will be designated as conservation areas. Your solicitor will offer more information and discuss the relevant responsibilities.

Q.

Do I need to get a property surveyor to review this property purchase?

A.

Homeward Legal firmly recommend that purchasers in Hengoed arrange a property survey. Buyers should be aware that there are many defects that can affect a property, that a lender's valuation survey, for example, will not cover, for example severe weathering.

Q.

Will it be necessary to get a chancel search if we plan to buy in the parish of Hengoed?

A.

Whichever Hengoed parish in which you are buying, a conveyancing solicitor is likely to recommend a chancel search. Chancel repair dues can be collected on current owners of a home where Parochial Church Councils have not imposed the same liability on the last owners, so it can be difficult to use this as a guide.

Q.

Which of the lender panels in Hengoed are your solicitors on?

A.

Homeward Legal work with all the major lenders listed with the Council of Mortgage Lenders. A number of mortgage specialists operate in Hengoed, like Jones Ivor, 18 Gwaun Fro, Penpedairheol, Hengoed, CF82 8BN, Phoenix Financial Services, 72 Bute St, Treorchy, CF42 6BD, and King's Financial Services, Clos Coed Bach, Blackwood, NP12 1GT.

Q.

Which government body is responsible for monitoring the state of repair of the conservation areas in Hengoed?

A.

Following a campaign, English Heritage have assembled a list on the state of repair of conservation areas along with the vulnerability of the area. Local Hengoed conservation areas are nominated by the local authority (Caerphilly) who preside over everything from including things like derelict buildings, side extensions and street furniture.

Q.

If I buy a book about conveyancing when selling a home - Might it be prudent to carry out the legals on our own?

A.

Technically, there is no reason why a home mover cant take care of he legal process yourself. That said, a conveyancing solicitor is familiar with a huge array of tasks e.g. interpreting replies to enquiries or representing the lender most of which are more safely handled with appropriate experience.

Additionaly solicitors are bound to have suitable professional indemnity insurance in order to protect you in the event of failures.