A right of way on the property I’m buying is redundant, but how do I get it removed from the deeds and registry?
A right of way through the grounds of a property is probably an inheritance before other building in the vicinity occurred that has since made the passage through redundant.
But, while having the right of way registered with the deeds means that feasibly someone could insist that they use it (as their public right), but, if they can’t access where the right of way originally led, it makes it a pointless activity.
It’s so unlikely that anyone will want to do this that you have to weigh up the cost of the legal process to get the right of way officially removed against not proceeding. However, if you are at all worried, talk to your solicitor so that it can be investigated further as part of the conveyancing, at which point they can guide you on the appropriate action and the associated costs (this will be in addition to the standard fees for the conveyancing and your solicitor will advise of this additional cost).
Homeward Legal's solicitors provide transparent quotes, detailing what is included in the fees and disbursements and will help with estimates for additional legal work. So, now is the best time to get your conveyancing under way on 0800 038 6699.
How does a Help to Buy scheme work for me?
This government-sponsored scheme aims to assist homebuyers with three ways of purchasing a property:
- Help to Buy ISA - if you are a first-time buyer and don’t own any other property (anywhere in the world), and you don’t have another cash ISA opened in the same tax year, when you buy your first home, the solicitor will apply for the government bonus on your behalf when closure of your Home to Buy ISA used to buy the property is confirmed.
- Help to Buy: Equity Loan - if you have no other property and are buying a newly-built home, the government will provide 20% of the cost of the house (up to a maximum of £600,000), leaving you with the saved 5% deposit and a 75% mortgage to cover the remainder. This is open to current homeowners and first-time buyers, and the home cannot be sublet nor can it be used in a part-exchange deal.
- Help to Buy: Shared Ownership - if your household earns less than £80,000, you could be eligible for this scheme, which allows you to buy between 25% and 75% of the home’s value, while the government pays the remainder on which you would then pay rent.
(information retrieved from HM Government’s Help to Buy website on 16 April 2019).
Contact the Money Advice Service, the government’s Help to Buy website, or your local ‘Help to Buy’ agent for more information.
I am purchasing in Herne Hill, should we have searches performed?
These searches are common set of enquiries performed on behalf of the party intending to buy the property, such as a limestone search. Conveyancing searches are highly recommended, but only deal with legal-related matters.
Of main Herne Hill mortgage lenders, who is on your panel?
Of lenders with local offices near Herne Hill, we alongside most. Herne Hill lenders and mortgage specialists include Vista Finance, 15-17 Church Rd, London, SE19 2TF, Perception Finance Ltd, 36-37 Albert Embankment, London, SE1 7TL, and Easy Life Mortgages, A/193 Livingstone Rd, Thornton Heath, CR7 8JZ.
Is there a checklist for buyers or sellers helping to decide what’s most important?
The process of buying and selling is a complex one, so it’s helpful for your research to have checklists to ensure nothing is forgotten. There are several online resources with checklists for individual aspects of the moving process, including what to consider as a first-time buyer, help to buy schemes, removals, speeding up conveyancing and so on.
When it comes to deciding what you want for your new home to help you narrow down the choice of locations and types of property available, this is largely down to personal choice, so a standardised checklist might limit your requirements. You can talk to an estate agent about what you want as they will have the experience to narrow down your options. However, you need to consider the size of the property (number of rooms, bathroom facilities, bedrooms, etc.), size of garden, proximity to public transport links, noise, entertainment options (e.g. cinema, pub, eateries, etc.), access to off-road parking, schools, speed of broadband, and so on. Consider making a list of what the property must have and an associated wish list so that likely compromises can be made.
Which local authority is responsible for Herne Hill?
Herne Hill is located in London Borough of Lambeth Council, Town Hall, Brixton Hill, London, SW2 1RW, Tel: 020 7926 1000
Do I need to get a house survey for this property purchase in Herne Hill?
We advise that all purchasers instruct a RICS surveyor. There are many concerns that can affect a property, including ground movement, and issues such as these are not likely to be investigated as part of the conveyancing itself.
Where do I discover more information the status of Herne Hill and Herne Hill conservation areas?
Conservation area concerns for instance building materials, extensions or back illuminated signs etc. are governed by the local authority (Lambeth). English Heritage, a government body, have conducted a survey and created information on the state of conservation areas in Herne Hill and throughout England along with the trend.