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Conveyancing in Hertford Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 20/10/17

Local points of interest in Hertford

Scotts Grotto Ware Historic Building and Stanstead Abbotts St James Churches Conservation Trust are around Hertford.

Hertford's nearest station is Hertford East. Luton Airport is 14 miles from Hertford. London City Airport is 21 mile s, London Heliport Airport is 23 miles, Northolt Jet Centre Airport is 22 miles, Elstree Airport is 15 miles and Stansted Airport is 16 miles away.

The nearest hospital for Hertford is Hertford County.

Q.

There are lots of 'cheap' offers, but how do we find a good one? We need a fixed rate conveyancing quote in Hertford.

A.

Numerous solicitors promote supposedly cheap conveyancing quotes, however additional charges will be included in the small print. Our quotes clearly state the solicitors' fees for a standard conveyancing transaction.

Q.

Regarding the extensive flooding in the UK in April 2012, I am worried that environmental searches aren't sufficient?

A.

Flood risk searches handled by a Hertford conveyancer should also include the far more thorough search (Landmark) if the risk warrants it.

If you are still nervous try to get in touch with a next door neighbour or local Hertfordshire flood repair builder - like A & S Building Co Ltd, 34 Calton Avenue, Hertford, SG14 2ER Tel: 01992 501428.

Q.

Is a mortgage offer review a fee or disbursement?

Every disbursement and fee should be identified on the quote for your conveyancing. This cost is a fee not a disbursement. It should be included in your quote.

Q.

We are aiming to purchase a home, do we need 'conveyancing searches'?

A.

Searches are an accepted set of queries carried out on behalf of the purchaser, including a limestone search. These searches do give much needed information and context, but refer to the legal condition of the property's title.

Q.

Which mortgage lenders in Hertford do you work with?

A.

The Homeward Legal group work beside many lenders. A number of mortgage specialists operate in Hertford, including Link Finance, Tooke House/20 Bull Plain, Hertford, SG14 1DT, Ingram Finance Ltd, 6 Millbridge, Hertford, SG14 1PY, and Carlton Rhodes Associates, Raynham House/65a Ware Rd, Hertford, SG13 7ED.

Q.

Our purchase will complete on 10th May, how is stamp duty calculated?

A.

The Stamp Duty you pay will depend on several factors, most importantly the purchase price. For a property sold for £406000, the SDLT rate is £12180.

Q.

Will your conveyancing solicitor in Hertford carry out any searches on the Hertfordshire Sixties semi-detached property I want to buy?

A.

The routine conveyancing protocol will be to obtain the following Local Authority Search, Drainage and Water Search and Environment Search and, depending on certain criteria, specific local searches e.g. a Chancel Repair Liability Search.

Q.

We are planning to buy in Hertford. Are there any areas of conservation in the area?

A.

Conservation areas detail neighbourhoods of 'special architectural and historic interest'. The local authority will be able to offer more information about local conservation areas, and the solicitor handling your purchase address the impact buying in a conservation area may have.