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Conveyancing in Heysham Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 15/01/18

Commuting from the area? ;

Heysham's closest station is Heysham Port and Walney Aerodrome Airport is 16 miles from Heysham. Blackpool International Airport is 20 miles and away.

Morecambe, Euston Rd Day is a relatively close hospital to Heysham.

Q.

What are the best rates for conveyancing for a £405,000 house?

A.

Many online and high street firms offer supposedly cheap conveyancing. However extra charges can inflate your final bill. Fees found in terms and conditions should be fair and reasonable and only come into force where your solicitor is required to complete extra work , which could not be anticipated at the start of the process.

Q.

Which elements help with arranging a fast conveyancing process?

A.

Instructing a proactive solicitor is crucial to moving faster. When selecting a solicitor, ask yourself the following: Are they 'no move, no fee'? This can incentivise a faster transaction. Was there a delay delivering a quote? Which communication methods do they use? Days can be wasted waiting for letters in the post which could be emailed or faxed.

Q.

Can we bypass paying for SDLT rates?

A.

SDLT is generally payable on purchases sold for over 125,000 pounds. Stamp duty reduction should not be considered when purchasing in

Heysham, as such schemes are highly expensive and the HMRC can review a scheme up to 6 years after a sale is completed . There have been a range of government-sponsored schemes, on the other hand, such as disadvantaged area relief. Your solicitor will advise as to your eligibility.

Q.

My wife and I are planning to buy in Heysham, and would like to find out whether there are any designated conservation areas.

A.

These areas define streets and neighbourhoods of architectural merit. A conveyancing solicitor will discuss what specific restrictions are in place and provide more details.

Q.

Should I choose a property lawyer that works with by our local agent?

A.

Your agent will push a conveyancing solicitor, however, such referrals must be compared with other local solicitors, or better-value firms found online, as some agents choose the solicitor willing to pay the highest referral fee, not the most appropriate choice.

Q.

Which local authority looks after Heysham?

A.

Heysham is located in Lancaster City Council, Town Hall, Dalton Square, Lancaster, LA1 1PJ, Call: 01524 582 000

Q.

How is Stamp Duty Land Tax rates determined?

A.

SDLT in Heysham is based on the value of the house or flat. Stamp duty will be £10470 on a £349000 residential property.*

*Accurate as of May 2012

Q.

Should we get a property survey?

A.

It is advised that all purchasers order a property survey. It is a fact that there are many defects that affect a property, which are not included in your mortgage lender's valuation, for example cracks in walls or subsidence.