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Conveyancing in High Peak Q & A's

Profile photo of Clarisa McMahon

By

Ask Clarisa a question hl@syntarsus.co.uk

Updated: 13/01/18

Living in High Peak? ;

High Peak's closest station is Whaley Bridge. The closest airport to High Peak is Manchester Terminals 1 & 3 Airport (12 miles). Manchester Terminal 2 Airport is 12 miles and Eccles Airport is 19 miles away.

Stepping Hill, Stockport is the most convenient hospital to High Peak.

Q.

How do we find low cost conveyancing?

A.

Many firms promote 'the cheapest conveyancing quotes', however additional charges may be added into the solicitor's terms of engagement. Any fees found in the terms needs to be fair.

Q.

How do you determine stamp duty in High Peak and what will we need to pay on a £1061000 property?

A.

The Stamp Duty that will be due will depend on the purchase price of the property. For a house or flat bought for £1061000, the rate will be £53050.

Q.

I have found a number of useful explanatory studies about giving details on by passing the solicitor. That being the case, do I want to use a conveyancer in High Peak for my home move?

A.

In theory there are no arguments at all why a home buyer cant handle the bulk of the conveyancing without assistance. In reality however, a solicitor juggles a significant number of assignments such as approving pre exchange checklists and checking replies to additional enquiries most of which need a qualified professional. Despite that firms and their solicitors must carry insurance that protects you from any professional failures.

Q.

Is it necessary that we get a chancel search? I am purchasing close to a 16th Century priory in High Peak.

A.

The result of Aston Cantlow (PCC) v Wallbank in 2003 reaffirmed that 'lay rectors' of property must contribute towards the cost of church repairs. Indemnity policies can be arranged if chancel liability is likely to be enforced. The solicitor handling your conveyancing will be able to advise as to whether a chancel search is necessary.

Q.

For a fast exchange and completion on the purchase of a £889,000 house, what should we arrange to speed up the process?

A.

Key to buying faster is to use a proactive solicitor. When selecting a solicitor, you should ask yourself the following: Was there a delay delivering a quote? Do they use email as the preferred mode of communication? Do they order searches immediately?

Q.

What can we do to defer paying for stamp duty to the Revenue?

A.

SDLT is payable on property over 125,000 pounds. Stamp duty mitigation should not be considered when purchasing in High Peak, as such schemes are often uneconomical and HMRC may challenge a scheme up to six years later. There have been a small number of official schemes, however, such as disadvantaged area relief.

Q.

Which specific property should my High Peak property solicitor apply for a High Peak flat?

A.

The routine legal procedure is to obtain Local Authority (personal or official), Drainage and Water Search (CON29DW or personal), Environmental and Lead Mining and occasionally specific local High Peak searches e.g. a HS2 report.

Q.

My wife and I are purchasing in High Peak. Can we check that the house is in a conservation area?

A.

Locales deemed to be of historical or architectural value, such as picturesque villages, will be recognised as conservation areas. Your conveyancing solicitor will be able to advise further and discuss the relevant responsibilities you would be taking on by purchasing in a conservation area.