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Transfer of Equity in High Peak

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

Get an instant quote for a transfer of equity in High Peak.

Remortgage Solicitors High Peak

Homeward Legal's panel of solicitors carry out remortgage conveyancing for High Peak clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in High Peak Q & A's

Profile photo of Clarisa McMahon

By

Ask Clarisa a question hl@syntarsus.co.uk

Updated: 30/11/16

Living in High Peak? ;

High Peak's closest station is Whaley Bridge. The closest airport to High Peak is Manchester Terminals 1 & 3 Airport (12 miles). Manchester Terminal 2 Airport is 12 miles and Eccles Airport is 19 miles away.

Stepping Hill, Stockport is the most convenient hospital to High Peak.

Q.

How do we find low cost conveyancing?

A.

Many firms promote 'the cheapest conveyancing quotes', however additional charges may be added into the solicitor's terms of engagement. Any fees found in the terms needs to be fair.

Q.

Should we get a chancel search if I plan to buy in the parish of Pleasley?

A.

Your solicitor could advise that a chancel search be ordered. Chancel repair has the potential to be charged on owners of a home where Parochial Church Councils (PCCs) may have not done so in the past. Even if liability is unlikely, indemnity insurance is a sensible precaution.

Q.

What can we do to defer paying for stamp duty to the Revenue?

A.

SDLT is payable on property over 125,000 pounds. Stamp duty mitigation should not be considered when purchasing in High Peak, as such schemes are often uneconomical and HMRC may challenge a scheme up to six years later. There have been a small number of official schemes, however, such as disadvantaged area relief.

Q.

Will my property solicitor in High Peak advise on the potential risk of floods at High Peak on a Regency home I am going to buy?

A.

A property lawyer will conduct official property conveyancing searches, which include High Peak flood risk information.

Q.

I've had a conveyancing quote from you. Will there be any supplementary hidden charges?

A.

No. Homeward Legal never hide any extra, hidden charges under any circumstances.

Q.

Would getting a home buyers survey be a good idea if we are purchasing a house?

A.

It is heavily suggested that purchasers in High Peak order a house survey when purchasing in High Peak. There are a range of problems that affect a property, including cracks around door frames and wet rot. These will not be reported on by a solicitor.

Q.

Which specific property should my High Peak property solicitor apply for a High Peak flat?

A.

The routine legal procedure is to obtain Local Authority (personal or official), Drainage and Water Search (CON29DW or personal), Environmental and Lead Mining and occasionally specific local High Peak searches e.g. a HS2 report.

Q.

We are intending to purchase with Britannia - is there anything we need to be aware of?

A.

Some lenders have reduced the number of firms able to act for them. We will act for most lenders to ensure that you will not need to pay the lender's legal fees.

 
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