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Conveyancing in High Wycombe Q & A's

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Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 14/01/18

Transport and public service information if you're buying or selling residential property in High Wycombe -

By road: High Wycombe is served by the M40, A40 and A404. By rail: The nearest train station is High Wycombe. By air: From High Wycombe, there are several accessible airports, including: Wycombe Air Park (3 miles), Northolt Jet Centre (19 miles), London Heathrow Airport (20 miles), Elstree Aerodrome (30 miles), London Luton Airport (39 miles), Turweston Flight Centre Ltd. (38 miles), London Luton Airport (39 miles), and London City Airport (50 miles).

Hospital: Wycombe, Queen Alexandra Road, High Wycombe, HP11 2TT. Council: Wycombe District Council (www.wycombe.gov.uk).

Attractions: Hellfire Caves, West Wycombe Park, Chiltern Hills, Hughenden Manor, and Wycombe Museum.

Q.

I'm buying a maisonette in High Wycombe and I need a cheap solicitor quote. What should I check for?

First of all, don't be taken in by online and high-street firms offering the ‘cheapest conveyancing quotes' without checking the details in the small print. Quite often, costs are hidden there, making you liable to an unexpectedly inflated legal bill at the end of your move. Such extra charges need to be fair and clearly stated, so that stressed home-movers don’t miss anything. At Homeward Legal, we never hide any costs, and our quotes provide clear statements of your legal fees and disbursements for a standard conveyancing transaction. Try our quote calculator, or call our team of conveyancing experts on 0800 038 6699 to discuss your needs.

Q.

When do I need to find a conveyancing solicitor for the purchase of a house in High Wycombe?

The answer to this question is straightforward: the earlier you can appoint your solicitor, the better. This is because doing so can reduce the likelihood of the transaction stalling. In addition, if you are selling, your solicitor will have all the information ready for any buyer to make an offer. If you’re buying somewhere, your solicitor can initiate the searches and other conveyancing tasks thus reducing the duration of your conveyancing.

Q.

How much will the searches cost for my bungalow in Winchmore Hill?

With Homeward Legal, a purchase conveyancing client will be required to pay no more than £249 for the conveyancing searches. Searches are paid out to a third party, and will not be included in a quote for solicitor's fees. Homeward Legal’s quotes make the distinction between these sorts of costs (or disbursements) and the conveyancing fee. Try our online quote calculator, or call us on 0800 038 6699 for your fixed-fee conveyancing quote.

Q.

We’ve just bought a house in High Wycombe and are desperate to shave off costs. Is there something we can do to get out of paying stamp duty to the Inland Revenue?

Stamp duty reduction schemes are not recommended, because they are expensive and very risky. HMRC, or other governmental bodies, can investigate a scheme up to 6 years after you have moved. This means you may be liable for a penalty of up to 100% of duty in addition to any duty remaining, which could run into several thousands of pounds. There have been several official schemes, such as higher thresholds for first-time buyers. You will be able to confirm your eligibility for any such active initiatives with your solicitor.

Q.

Will I need to get a chancel search? We are buying a High Wycombe apartment near to a church constructed around the 1500s.

Chancel liability repair costs can run into hundreds of thousands of pounds, which owners of affected property will be compelled to pay on demand to the High Wycombe Church council (if they have registered an interest to do so). A chancel search will confirm whether liability for High Wycombe properties is likely to exist, and your conveyancing solicitor will confirm whether a chancel search is appropriate and any indemnity insurance policies that might be suitable. High Wycombe church properties include:

  • St Andrew's, Hatter’s Lane, High Wycombe, HP13 7NH
  • All Saints Parish, 8 Castle Street, High Wycombe, HP13 6RF
  • St. Francis of Assisi Terriers, Amersham Road, High Wycombe, HP13 5AB
  • Q.

    How is contaminated land in High Wycombe identified when purchasing a property?

    Residential property in High Wycombe could be contaminated by many natural and human-influenced issues. Factors including limestone or gypsum-quarrying, and potentially contaminative use of nearby land will be reported in the environmental search results, which will be detailed in your solicitor’s title report.

    Q.

    What is the council tax on a residential, semi-detached, Band H house in High Wycombe?

    Your assigned solicitor will talk to the civic authorities about the specific council tax banding and rate for your High Wycombe house and put the information in the title report. The latest rates can be found on the Wycombe District Council’s website. The bands and rates for High Wycombe in the 2016/2017 tax year were:

    • Band A - £1,025.91
    • Band B - £1,196.90
    • Band C - £1,367.89
    • Band D - £1,538.87
    • Band E - £1,880.84
    • Band F - £2,222.80
    • Band G - £2,564.79
    • Band H - £3,077.74

    Retrieved on 27 February 2017

    Q.

    Which High Wycombe mortgage lenders do you work with?

    High Wycombe, as with most sizeable towns, has a large number of mortgage experts and lenders, most of whom we work with regularly and closely. High Wycombe lenders and mortgage specialists include:

    • Independent Mortgage Advice Bureau Ltd., Buckingham House, Desborough Road, High Wycombe, HP11 2PR
    • Sterling North Financial Advisors, Cressex Business Park, 80 Lincoln Road, High Wycombe, HP12 3RH
    • Mark Braisher Mortgages, 48 Westover Road, High Wycombe, HP13 5HX
    Q.

    I have taken out a quote from you. Will there be any hidden costs?

    A.

    No. We will not charge any extra, hidden fees. A Homeward Legal quote is an accurate price the legal costs for your sale or purchase.

    Q.

    Natwest will be our mortgage lender, what do I need to be aware of?

    A.

    In some cases, lenders have reduced the number of firms on their approved panel, potentially creating increased legal costs for property buyers. Homeward Legal, however, can act on behalf of most mortgage lenders, keeping buyers' legal costs to a minimum.

    Q.

    When do I need to find a conveyancing solicitor?

    A.

    Whether buying or selling, the earlier in the process you can instruct a solicitor, the better. Instructing your solicitor sooner can reduce the likelihood of the transaction stalling.

    Q.

    Which property will the High Wycombe solicitor carry out when instructed on a High Wycombe home?

    A.

    The normal legal protocol will be to get Local Authority Search, Drainage and Water Search (CON29DW or personal) and Environmental and occasionally special local High Wycombe searches, which might include Official Search of Whole or Part without Priority (OS3).

    Q.

    Which local authority looks after High Wycombe?

    A.

    High Wycombe is located in Wycombe District Council, Queen Victoria Road, High Wycombe, Buckinghamshire, HP11 1BB, Call: 01494 461 000

    Q.

    How is High Wycombe contaminated land identified when purchasing?

    A.

    Residential property in High Wycombe would be contaminated by many natural and human-influenced issues, and factors including limestone or gypsum quarrying and potentially contaminative use of nearby land will be reported on in environmental search results.

    Q.

    If High Wycombe contaminated property is found in an environmental search, can the soil be easily remedied?

    A.

    Remediation of contaminated land in High Wycombe may be possible, but costly. A High Wycombe specialist such as Country Supplies, Oakleaf Farm/Warrendene Road, Hughenden Valley, High Wycombe, HP14 4LY can provide more information.