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Conveyancing in Highams Park Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 22/04/17

Commuting from the Highams Park area? ;

The closest train station to Highams Park is Highams Park and the nearest airport to Highams Park is London City Airport (7 miles). Heathrow Terminals 1 2 3 Airport is 22 miles, Luton Airport is 25 miles, London Heliport Airport is 12 miles, Heathrow Terminal 5 Airport is 23 miles, Heathrow Terminal 4 Airport is 22 miles, Northolt Jet Centre Airport is 18 miles, Elstree Airport is 14 miles, London Biggin Hill Airport is 19 miles and Stansted Airport is 23 miles away.

Drivers are well catered for with Highams Park ideally situated with very convenient major road access about a couple of miles off the M11 Junction 4 Northbound.

Whipps Cross University Walthamstow is a nearby hospital.

Q.

I need a solicitor that offers cheap conveyancing. Will I get a quote or and estimate?

A.

Many law firms offer so-called cheap conveyancing. Often extra fees can increase your final invoice. Any extra fees which are listed in terms and conditions should be clearly defined and be applied only where the conveyancer must perform additional tasks for you, which could not be anticipated at the start of the process. Based on the property you intend to buy, our online quote calculator will generate an accurate statement of conveyancing fees.

Q.

Does your solicitors company carry out the conveyancing for auction properties in Highams Park?

A.

We are highly experienced with property auction conveyancing. Quite often hard to value lots such as residential investments are listed at auction which necessitate added investigation by the conveyancing lawyer. Lawyers therefore strongly encourage that bidders decide on a residential lawyer well before the property auction date to allow for a full investigation of the lot.

Subsequently, immediately after the property auction date the conveyancing solicitor will be geared up to finishing all of the legal work in as short a time frame as usually required .

Q.

Is tenancy agreement vetting a fee or disbursement?

Each fee and disbursement should be clearly stated on a conveyancing quote, with no additional costs in the terms and conditions. This charge is a fee not a disbursement, and should be included in your quote.

Q.

I am buying a Highams Park property with Manchester Building Society - what will I need to be aware of?

A.

Some lenders are now reducing their 'solicitor panel'. This can mean increased legal costs for purchasers. We, fortunately, will act on behalf of most lenders to keep legal costs to a minimum.

Q.

Is it hazardous to defer paying stamp duty to the Revenue?

A.

SDLT is generally due on purchases valued at over 125,000 pounds. Stamp duty mitigation scheme is not advised, as such schemes are expensive and HMRC may challenge a scheme up to six years later meaning that the full stamp duty amount will be payable, with potential fines. There have been a range of legal initiatives, such as disadvantaged area relief, and your solicitor will advise if these may apply.

Q.

Is a property survey a good idea when purchasing any property in Highams Park?

A.

The Royal Institution of Chartered Surveyors firmly suggest that purchasers arrange a RICS surveyor if you are planning to buy in Highams Park. It is a fact that there are a range of defects that can affect a property. These include unsafe chimney circulation. Such issues will not be considered during the conveyancing work itself.

Q.

We plan to purchase a rectory in Haggerston St Mary. Should we order a chancel search?

A.

Your property lawyer may suggest that a chancel search be ordered, irrespective of the parish in which the house being purchased is found. Through some parish councils have taken the decision to impose chancel repairs on current owners, it is not possible to be certain that a parish where repair costs have not been paid before, that this will not automatically be the case for future owners. In the event that chancel liability may apply, your solicitor might recommend insurance rather than pulling out of the purchase.

Q.

We need to know which Highams Park lenders your lawyers work with. Which panels are you a member of?

A.

Homeward Legal have worked with many lenders approved by the Council of Mortgage Lenders. A number of mortgage specialists operate in Highams Park, including Stonehouse Independent Mortgage Brokers, 17 Buxton Rd, London, E17 7EH, Click Mortgages, A/140 Oaklands Av, London, N9 7LJ, and Discount Mortgages Ltd, Hertford Rd, Enfield, EN3 5UA.

 
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