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Conveyancing in Hilsea Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 22/01/18

Local points of interest in Hilsea

Portchester Castle English Heritage and Fort Brockhurst English Heritage are around Hilsea.

Hilsea is close at within 1m of the M27 junction entry 12 Eastbound.

Hilsea train station is around 1 mile from Hilsea and Bembridge IoW, Sandown Rd Airport is 10 miles from Hilsea. Southampton Airport is 16 miles, Bembridge IoW Airport is 11 miles and Sandown IoW Airport is 14 miles away.

The nearest hospital is St Marys Portsmouth.

Q.

How do we find affordable conveyancing?

A.

The confusion over this point catches out many buyers and sellers, and can leave them paying far more in fees than they budgeted, and many property lawyers promote cheap conveyancing, however additional charges are often hiding in the solicitor's terms. Excited buyers and sellers, eager to get underway, often ignore this small print when they instruct. A quote should also state third party costs, termed disbursements, to be paid. Any costs which are listed in the solicitor's terms should be clearly defined. They be applicable solely where the conveyancer must complete work beyond standard conveyancing , which could not be anticipated at the start of the process. The Homeward Legal quote calculator will confirm the exact legal fees based on the property you are buying.

Q.

Please explain why purchase conveyancing takes such a long time?

A.

Conveyancing can be subject to numerous interruptions or delays even in ideal circumstances. The causes may unfortunately be out of your solicitor's control. Homeward Legal work hard to minimise the burden of these delays where feasible.

Q.

What is the council tax on a Sixties detached home in Hilsea?

A.

Conventionally a conveyancer's title report should provide the relevant Portsmouth council tax band.

Correct charges for properties in Hilsea are set out online at the Portsmouth council website. As at, 15 July 2012, rates are:

  • Band A - £905.00
    >
  • Band B - £1,055.00
  • Band C - £1,206.00
  • Band D - £1,357.00
  • Band E - £1,658.00
  • Band F - £1,960.00
  • Band G - £2,261.00
  • Band H - £2,714.00

Q.

We need to know which Hilsea lenders your conveyancing solicitors work with. Which panels are your solicitors members of?

A.

Our solicitors have experience working with the majority of lenders financing Hilsea purchasers. Lenders and mortgage specialists in Hilsea include Amac Mortgages, Building 1000/Lakeside North Harbour/Western Rd, Portsmouth, PO6 3EN, and Echo, A/196 Havant Rd, Drayton, Portsmouth, PO6 2EH.

Q.

Has soil in Hilsea been contaminated by iron (Fe)?

A.

Steps are taken in the areas around Hilsea to remediate soil contamination. Land may also be contaminated by other sources, including trichloroethylene.

Q.

What exploration about the risk and history of flooding to properties in Portsmouth will a conveyancing solicitor in Hilsea look over?

A.

A qualified solicitor will conduct standard environmental searches, which include Hilsea flood risk information.

Q.

We are buying a restored chapel in the parish of Owslebury. Are we advised to get a chancel search?

A.

Whichever Hilsea parish you are purchasing in, a lawyer is likely to recommend a chancel search. In Hilsea's much older areas, chancel repair may be imposed on the owners of a house where parish councils may have spared previous owners or tenants. Even if liability is unlikely, indemnity insurance is a sensible precaution.

Q.

For a fast exchange and completion on the purchase of a £366,000 property, how could we speed up the transaction?

A.

It is a truism that finding a proactive and experienced property lawyer is crucial to fast conveyancing. There are a range of things you as the purchaser can also do to get moving sooner, including, requesting regular updates from your property lawyer and keep the pressure on, answering any queries raised by the property lawyer as soon as possible and getting your mortgage offer in place.