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Conveyancing in Hitchin Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 10/10/17

Living in Hitchin? ;

Hitchin's nearest train station is Hitchin at 1 mile s. Hitchin's nearest airport is Luton Airport. Elstree Airport is 21 mile and Stansted Airport is 24 miles away.

Pinehill Hitchin is a nearby hospital for Hitchin.

Q.

We are trying to find a discount conveyancing quote in Hitchin. as we are on a budget.

A.

The confusion over this point catches out many property buyers and sellers, and can leave them paying far more in fees than they budgeted. Many law firms promote theoretically cheap conveyancing quotes, but extra costs are frequently hidden in the solicitor's terms. Your Hitchin conveyancing quote should state any disbursements to be paid.

Q.

As a result of the serious flooding in the UK in April 2012 we are concerned that property conveyancing searches may not be sufficient?

A.

Food risk searches handled by the property solicitor in Hitchin will also include the far more thorough flood search if required.

If you are worried you could try to contact a close neighbour or nearby Hertfordshire flooding repair expert - try Paul The Decorator, 3 Hillfield Av, Hitchin, SG4 0AJ Tel: 07985 496177.

Q.

Should I read about the conveyancing process as a buyer and seller of a home , Is it insensible to carry out the legal conveyancing process ourselves?

A.

It is possible to conduct conveyancing yourself. The truth is however that a conveyancing solicitor juggles a huge array of skilled tasks ranging from raising additional enquiries and the Land Registry formalities most of which need a qualified professional. AT any rate legal practices are obliged to carry indemnity cover to shield you in the event of any losses you encounter.

Q.

We are using a lender in Hertfordshire, and need to know which Hitchin lenders your conveyancing solicitors work with. Which panels are you on?

Our solicitors have experience working with many lenders registered with the Council of Mortgage Lenders. A number of mortgage specialists operate in Hitchin, including JLM Mortgage Services Ltd, 21A Churchyard, Hitchin, SG5 1HP, Sands Paul Financial Management Ltd, 32 Bridge St, Hitchin, SG5 2DF, and A P H, 97-98 Bancroft, Hitchin, SG5 1NQ. The solicitor managing the legal work for your move will be able to advise further.

Q.

What is the council tax on a residential semi-detached Band F property in Hitchin?

A.

The band should typically be given as part of the report on title along with the local authority. Up-to-date charges for homes in Hitchin are listed online at the North Hertfordshire local authority site. At the time of authoring on 29 July 2012 band rates are:

  • Band A - £988.00
  • Band B - £1,152.00
  • Band C - £1,317.00
  • Band D - £1,482.00
  • Band E - £1,811.00
  • Band F - £2,140.00
  • Band G - £2,469.00
  • Band H - £2,963.00

Q.

How is stamp duty calculated and how much should it be on a £371k residential property?

A.

The Stamp Duty rate you will owe is based on the purchase price of the property. For a home purchased for £371k, SDLT is £11130 (source: www.hmrc.gov.uk, May 2012).

Q.

I am purchasing a restored chapel in the parish of Meppershall. Will a chancel search be necessary?

A.

A solicitor instructed to handle the transaction might recommend a chancel search, regardless of the parish where the house being bought is located. Although some parish councils have exercised their right to exact chancel repairs on owners of affected property, a solicitor cannot state with certainty that a parish which has not imposed liability will not automatically be the case for future owners.

Q.

What will contaminate land in Hitchin. Will they be thoroughly investigated?

A.

Property in Hitchin may be contaminated by a broad range of factors caused by man and by nature, and an environmental search should clarify to what extent a specific property can be impacted by contaminants in the region such as hazardous and regulated installations. Contamination in Hitchin can be caused by local waste sites, such as Vicars Grove Pit, Vicars Grove Pit, Hertfordshire, SG4 7HZ.