What will a Holbeach conveyancing solicitor advise if the flat we are buying is situated in a South Holland local authority conservation area that possibly has unfitting dormer windows fitted?
The local authority LLC1 searches carried out by the solicitor during the conveyancing process should find out if the property is inside a designated conservation area proof of permission for additions to the property will be supplied. If no appropriate consents be produced, your Holbeach conveyancing solicitor will give you professional advice on the best alternative which may include getting an indemnity insurance policy or seeking retrospective permission from the council.
How many lenders in Holbeach do you work with?
The Homeward Legal group are able to work with the vast majority of lenders who are Council of Mortgage Lenders-approved. A number of mortgage specialists operate in Holbeach, like Mortgage Broker (Peterborough) Ltd, 5 Sandpiper Close, Whittlesey, Peterborough, PE7 1EA, Appollo Mortgage Services, Po Box 115, Bourne, PE10 9XF, and Mortgage Bureau, Stuart House/St. Johns St, Peterborough, PE1 5DD.
How can I buy the freehold of the building in which I’m purchasing a flat?
When you buy a leasehold flat (usually for a lease lasting a long time), it means that you don’t own the building or the land on which it is built. If you want to buy the freehold of the building (either yourself or with other flat-owners), you’ll need to meet a few legal criteria before that can happen (such as the number of flats, the purpose to which the majority of the building is put to, and the number of flat-owners willing to by the freehold).
One additional point to note is that the shorter the lease on any flat, the greater the price of the freehold is likely to be.
You should talk to other residents about your plan as well as finding out how much the freehold will be and getting a professional valuation. Once you are in a position to move ahead, you’ll need to appoint a solicitor to manage the legal aspect of the planned purchase.
Homeward Legal's solicitors are well-versed in dealing with all types of freehold and leasehold purchases. So call us now on 0800 038 6699 and we'll guide you through the process and assign you to one of the best solicitors.
What are searches, and how do they differ from a survey?
Searches are a set of enquiries carried out by your surveyor to various authorities such as the local council, HM Land Registry, etc., and focuses on the impact of the local area on your potential enjoyment of living at the property, while a survey (a HomeBuyer Report or Building Survey) is focused on the structural integrity of the home and its permanent outbuildings and constructions.
While each may throw up similar issues (such as missing planning consents or boundary issues), they are very different and achieve very different purposes.
Our solicitors at Homeward Legal are willing and happy to explain anything you don't understand in the conveyancing, because you need to know what you're getting for our competitively-priced fixed fee. Call our team on 0800 038 6699.
Is contaminated land in Holbeach a concern?
A broad range of contaminants caused by factors caused by man and by nature may impair land in Holbeach, and factors like proximity to waste sites will be investigated during the conveyancing process.
For a property valued at £758000, how is SDLT assessed?
The Stamp Duty Land Tax payable depends on the purchase price. It will be £30320 on a £758000 home (information accurate 17/02/2013).
How much is the council tax on a Sixties terraced Band A property in Holbeach?
You should be include the houses band as part of the conveyancing report on title. Council tax rates for residents of Holbeach are set out online at the South Holland local authority website. At the time of authoring, 28 January 2013, rates are as follows:
- Band A - £959.00
- Band B - £1,118.00
- Band C - £1,278.00
- Band D - £1,438.00
- Band E - £1,757.00
- Band F - £2,077.00
- Band G - £2,396.00
- Band H - £2,876.00