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Transfer of Equity in Holywell

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Holywell

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Holywell clients every week.

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Conveyancing in Holywell Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 07/12/16

Living in the Holywell area? ;

Holywell's closest airport is Howarden Airport. Liverpool John Lennon Airport is 16 miles and away. The nearest train station to Holywell is Flint, about 4 miles away.

Q.

Holywell area information

A.

St Winifreds Chapel Cadw and Basingwerk Abbey Cadw are close at hand to Holywell.

The nearest hospital for Holywell is Holywell Community.

Q.

We need to find a discount conveyancing estimate. What should I check?

A.

The lack of clarity surrounding this matter catches out many homeowners, and can leave them paying far more in fees than they budgeted. Many law firms purport to offer so-called cheap conveyancing, however additional fees are often hiding in the terms of engagement that unknowing homeowners have not reviewed Fees included in terms and conditions ought to be fair and clearly defined. Third party costs, termed disbursements, to be paid should also be clearly stated on the conveyancing quote. Get a quote using the Homeward Legal quote calculator for the property you are buying.

Q.

Does the conveyancing solicitor in Holywell do any conveyancing searches on the Flintshire Edwardian end-of-terrace house I am intending to purchase?

A.

The routine legal procedure is to obtain the following Local Authority (personal or official), Drainage Search (Con29DW) and Environmental and, depending on certain criteria, less common searches, which might include Planning report.

Q.

The house being bought is on a brownfield land. Is the soil likely to remain contaminated by waste minerals like cadmium?

Metal contamination may have occurred throughout Holywell, but if significant harm could be caused to people or protected species by the contamination, it is likely to be labelled contaminated land. Data on many contaminants, such as groundwater contamination and organohalides, will be included in an environmental search.

Q.

Will we need a chancel search if we are buying a Holywell home on the same street as priory land?

A.

Owners of property near to churches may be required to cover the cost of repairs. This is referred to as chancel repair liability. A chancel search is employed to check whether such a liability exists. Liability is more common in some parts of the country. Holywell ecclesiastical properties include St John the Baptist and St Mary.

Q.

Should we order a chancel search if we are buying in the parish of Llanychan?

A.

Whether you are buying a residence in Holywell or elsewhere in the county, the conveyancing lawyer might recommend that a chancel search is ordered. Chancel repair may be apportioned on the current owners of a residence where parish councils have previously chosen not to do so, so indemnity insurance may be advisable even if liability is unlikely.

Q.

Can you recommend how to avoid paying stamp duty in Holywell?

A.

Stamp Duty Land Tax is usually due for houses over £125,000. Stamp duty reduction scheme must be treated with caution. These schemes are highly expensive and the HMRC can review a scheme up to 6 years after a sale is completed . There have been a small number of official schemes, such as disadvantaged area relief. You will be able to confirm your eligibility for any such active initiatives with your solicitor..

Q.

How is Holywell contaminated land investigated?

A.

Land would be contaminated by a broad range of natural causes, like sand or gravel pits and local historic industrial processes. An environmental search can provide much more clarity.

Q.

Are there any conservation areas in Holywell?

A.

There are several conservation areas located near Holywell. These restrictions adds to upkeep costs, but the benefits will include properties can be easier to sell.

 
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