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Conveyancing in Holywell Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 19/10/17

Living in the Holywell area? ;

Holywell's closest airport is Howarden Airport. Liverpool John Lennon Airport is 16 miles and away. The nearest train station to Holywell is Flint, about 4 miles away.

Q.

Holywell area information

A.

St Winifreds Chapel Cadw and Basingwerk Abbey Cadw are close at hand to Holywell.

The nearest hospital for Holywell is Holywell Community.

Q.

We need to find a discount conveyancing estimate. What should I check?

A.

The lack of clarity surrounding this matter catches out many homeowners, and can leave them paying far more in fees than they budgeted. Many law firms purport to offer so-called cheap conveyancing, however additional fees are often hiding in the terms of engagement that unknowing homeowners have not reviewed Fees included in terms and conditions ought to be fair and clearly defined. Third party costs, termed disbursements, to be paid should also be clearly stated on the conveyancing quote. Get a quote using the Homeward Legal quote calculator for the property you are buying.

Q.

Can you recommend how to avoid paying stamp duty in Holywell?

A.

Stamp Duty Land Tax is usually due for houses over £125,000. Stamp duty reduction scheme must be treated with caution. These schemes are highly expensive and the HMRC can review a scheme up to 6 years after a sale is completed . There have been a small number of official schemes, such as disadvantaged area relief. You will be able to confirm your eligibility for any such active initiatives with your solicitor..

Q.

Would getting a property survey be a good idea when buying property in Holywell?

A.

The Royal Institution of Chartered Surveyors heavily advise that you instruct a home surveyor. There can be a range of problems that

have a negative impact on a property. These include roof damage, and issues such as these are not likely to be investigated as part of the conveyancing itself.

Q.

When should you instruct a solicitor?

A.

Simply, earlier is preferable. The legal work can then commence immediately. Some groups recommend postponing instruction until an offer has been firmly agreed, but doing so will put you at a disadvantage compared to better prepared buyers, or if your buyer decides to pull out due to delays.

Q.

Which of the mortgage lender panels in Holywell are you a member of?

A.

Most lenders in Holywell are on our solicitors' panels. Lenders and mortgage specialists in Holywell include Mortgage Partnership, 1 Downham Rd South, Wirral, CH60 5RG, M G L P Financial Services, 19 Church Rd, Bebington, Wirral, CH63 7PG, and IM Mortgage Consultancy Ltd, 54 Linden Walk, Prestatyn, LL19 9EF.

Q.

In regards to the major river flooding in Wales I am worried that property conveyancing searches might not be detailed enough?

A.

An experienced Holywell lawyer will suggest that you also get flood risk searches if the environmental searches determine a significant risk Holywell flood risk area data

Sometimes property buyers to also get in touch with a neighbour of the property to gain further information.

Q.

What are fixtures and fittings?

A.

Commonly, there is no absolute definition of 'fixtures and fittings'. Completion or agreement of a fixtures and fittings form is unfortunately often left to the last minute, when a dispute may jeopordise the transaction, and which makes resolving any confusion between buyer and seller on this issue so urgent.

Q.

Will we need a chancel search if we are buying a Holywell home on the same street as priory land?

A.

Owners of property near to churches may be required to cover the cost of repairs. This is referred to as chancel repair liability. A chancel search is employed to check whether such a liability exists. Liability is more common in some parts of the country. Holywell ecclesiastical properties include St John the Baptist and St Mary.