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Conveyancing in Holywell Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 24/07/17

Living in the Holywell area? ;

Holywell's closest airport is Howarden Airport. Liverpool John Lennon Airport is 16 miles and away. The nearest train station to Holywell is Flint, about 4 miles away.

Q.

Holywell area information

A.

St Winifreds Chapel Cadw and Basingwerk Abbey Cadw are close at hand to Holywell.

The nearest hospital for Holywell is Holywell Community.

Q.

We need to find a discount conveyancing estimate. What should I check?

A.

The lack of clarity surrounding this matter catches out many homeowners, and can leave them paying far more in fees than they budgeted. Many law firms purport to offer so-called cheap conveyancing, however additional fees are often hiding in the terms of engagement that unknowing homeowners have not reviewed Fees included in terms and conditions ought to be fair and clearly defined. Third party costs, termed disbursements, to be paid should also be clearly stated on the conveyancing quote. Get a quote using the Homeward Legal quote calculator for the property you are buying.

Q.

Are you able to move fast on the conveyancing for property auction properties in Holywell?

A.

Yes - We work closely with auctioneers and regularly take instructions from buyers at auction. It is highly recommended for buyers to get a solicitors practice as ahead of time as possible for a thorough investigation of the sellers pack prior to the auction day itself. After the day of the auction your appointed lawyer is absolutely prepared for quickly concluding the legal work within 28 days as usually required .

Q.

In regards to the major river flooding in Wales I am worried that property conveyancing searches might not be detailed enough?

An experienced Holywell lawyer will suggest that you also get flood risk searches if the environmental searches determine a significant risk Holywell flood risk area data

Sometimes property buyers to also get in touch with a neighbour of the property to gain further information.

Q.

When should you instruct a solicitor?

A.

Simply, earlier is preferable. The legal work can then commence immediately. Some groups recommend postponing instruction until an offer has been firmly agreed, but doing so will put you at a disadvantage compared to better prepared buyers, or if your buyer decides to pull out due to delays.

Q.

Standard Life Mortgages is going to be our lender, what do I need to be aware of?

A.

Traditionally, most solicitors could act for the majority lenders. Some lenders are now reducing their 'solicitor panel', resulting in greater legal costs for buyers if their preferred solicitor is unable to act both on their behalf, and for their lender. Homeward Legal can act on behalf of many mortgage lenders.

Q.

Could the charges for our conveyancing incorporate any extra costs?

A.

No. We will never charge any hidden costs for standard conveyancing legal work. Some solicitors only estimate conveyancing costs. The final bill you receive may be much more.

Q.

Which of the mortgage lender panels in Holywell are you a member of?

A.

Most lenders in Holywell are on our solicitors' panels. Lenders and mortgage specialists in Holywell include Mortgage Partnership, 1 Downham Rd South, Wirral, CH60 5RG, M G L P Financial Services, 19 Church Rd, Bebington, Wirral, CH63 7PG, and IM Mortgage Consultancy Ltd, 54 Linden Walk, Prestatyn, LL19 9EF.

Q.

I have found a number of useful documents on the subject of how to do DIY conveyancing. Do I actually need a conveyancing solicitor in Holywell for my move?

A.

In theory there is no argument why a home seller cant go down that route and take care of the legal work on your own.

The truth is however that a conveyancing solicitor is familiar with a long list of functions e.g. chasing replies to requisitions or checking the lease most of which need a skilled professional. Nonetheless lawyers must get insurance to protect you from any omissions.

 
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