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Transfer of Equity in Holywell

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Holywell

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Holywell clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Holywell Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 07/01/17

Living in the Holywell area? ;

Holywell's closest airport is Howarden Airport. Liverpool John Lennon Airport is 16 miles and away. The nearest train station to Holywell is Flint, about 4 miles away.

Q.

Holywell area information

A.

St Winifreds Chapel Cadw and Basingwerk Abbey Cadw are close at hand to Holywell.

The nearest hospital for Holywell is Holywell Community.

Q.

We need to find a discount conveyancing estimate. What should I check?

A.

The lack of clarity surrounding this matter catches out many homeowners, and can leave them paying far more in fees than they budgeted. Many law firms purport to offer so-called cheap conveyancing, however additional fees are often hiding in the terms of engagement that unknowing homeowners have not reviewed Fees included in terms and conditions ought to be fair and clearly defined. Third party costs, termed disbursements, to be paid should also be clearly stated on the conveyancing quote. Get a quote using the Homeward Legal quote calculator for the property you are buying.

Q.

The house being bought is on a brownfield land. Is the soil likely to remain contaminated by waste minerals like cadmium?

A.

Metal contamination may have occurred throughout Holywell, but if significant harm could be caused to people or protected species by the contamination, it is likely to be labelled contaminated land. Data on many contaminants, such as groundwater contamination and organohalides, will be included in an environmental search.

Q.

My agent has named a conveyancing solicitor whom they usually use. Should we use this firm?

A.

Your Consett agent will recommend a law firm. If the agent is paid a referral fee, however, an agent may select whichever firm pays the most per referral, not a firm with local expertise and a solid reputation.

Q.

Which of the mortgage lender panels in Holywell are you a member of?

A.

Most lenders in Holywell are on our solicitors' panels. Lenders and mortgage specialists in Holywell include Mortgage Partnership, 1 Downham Rd South, Wirral, CH60 5RG, M G L P Financial Services, 19 Church Rd, Bebington, Wirral, CH63 7PG, and IM Mortgage Consultancy Ltd, 54 Linden Walk, Prestatyn, LL19 9EF.

Q.

How is stamp duty measured and how much should we pay on a £643k home?

A.

Stamp Duty is calculated based on a small range of considerations, primarily the property's purchase price. It is £25720 on a £643k property.

Q.

Would getting a property survey be a good idea when buying property in Holywell?

A.

The Royal Institution of Chartered Surveyors heavily advise that you instruct a home surveyor. There can be a range of problems that have a negative impact on a property. These include roof damage, and issues such as these are not likely to be investigated as part of the conveyancing itself.

Q.

Which local authority is responsible for Holywell?

A.

Holywell is located in Flintshire County Council, County Hall, Mold, CH7 6NB Tel: 01352 752 121

Q.

Are there any conservation areas in Holywell?

A.

There are several conservation areas located near Holywell. These restrictions adds to upkeep costs, but the benefits will include properties can be easier to sell.

 
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