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Conveyancing in Holywell Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 13/01/18

Living in the Holywell area? ;

Holywell's closest airport is Howarden Airport. Liverpool John Lennon Airport is 16 miles and away. The nearest train station to Holywell is Flint, about 4 miles away.

Q.

Holywell area information

A.

St Winifreds Chapel Cadw and Basingwerk Abbey Cadw are close at hand to Holywell.

The nearest hospital for Holywell is Holywell Community.

Q.

We need to find a discount conveyancing estimate. What should I check?

A.

The lack of clarity surrounding this matter catches out many homeowners, and can leave them paying far more in fees than they budgeted. Many law firms purport to offer so-called cheap conveyancing, however additional fees are often hiding in the terms of engagement that unknowing homeowners have not reviewed Fees included in terms and conditions ought to be fair and clearly defined. Third party costs, termed disbursements, to be paid should also be clearly stated on the conveyancing quote. Get a quote using the Homeward Legal quote calculator for the property you are buying.

Q.

When should you instruct a solicitor?

A.

Simply, earlier is preferable. The legal work can then commence immediately. Some groups recommend postponing instruction until an offer has been firmly agreed, but doing so will put you at a disadvantage compared to better prepared buyers, or if your buyer decides to pull out due to delays.

Q.

Will we need a chancel search if we are buying a Holywell home on the same street as priory land?

A.

Owners of property near to churches may be required to cover the cost of repairs. This is referred to as chancel repair liability. A chancel search is employed to check whether such a liability exists. Liability is more common in some parts of the country. Holywell ecclesiastical properties include St John the Baptist and St Mary.

Q.

My agent has named a conveyancing solicitor whom they usually use. Should we use this firm?

A.

Your Consett agent will recommend a law firm. If the agent is paid a referral fee, however, an agent may select whichever firm pays the most per referral, not a firm with local expertise and a solid reputation.

Q.

Should we order a chancel search if we are buying in the parish of Llanychan?

A.

Whether you are buying a residence in Holywell or elsewhere in the county, the conveyancing lawyer might recommend that a chancel search is ordered. Chancel repair may be apportioned on the current owners of a residence where parish councils have previously chosen not to do so, so indemnity insurance may be advisable even if liability is unlikely.

Q.

Would getting a property survey be a good idea when buying property in Holywell?

A.

The Royal Institution of Chartered Surveyors heavily advise that you instruct a home surveyor. There can be a range of problems that have a negative impact on a property. These include roof damage, and issues such as these are not likely to be investigated as part of the conveyancing itself.

Q.

Are you able to move fast on the conveyancing for property auction properties in Holywell?

A.

Yes - We work closely with auctioneers and regularly take instructions from buyers at auction. It is highly recommended for buyers to get a solicitors practice as ahead of time as possible for a thorough investigation of the sellers pack prior to the auction day itself. After the day of the auction your appointed lawyer is absolutely prepared for quickly concluding the legal work within 28 days as usually required .

Q.

Can you recommend how to avoid paying stamp duty in Holywell?

A.

Stamp Duty Land Tax is usually due for houses over £125,000. Stamp duty reduction scheme must be treated with caution. These schemes are highly expensive and the HMRC can review a scheme up to 6 years after a sale is completed . There have been a small number of official schemes, such as disadvantaged area relief. You will be able to confirm your eligibility for any such active initiatives with your solicitor..