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Transfer of Equity in Honiton

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Honiton

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Honiton clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Honiton Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 28/11/16

Living in the area? ;

Honiton's closest airport is Exeter International Airport. The closest train station to Honiton is Honiton.

Honiton is the neighbouring hospital to Honiton.

Q.

We are trying to find low cost conveyancing in Honiton. How do we get a quote?

A.

Many online and high street firms purport to offer cheap conveyancing, but extra fees will be included in the terms of engagement. This small print is often not read by homeowners in a hurry. Third party costs, termed disbursements, to be paid should also be included on any quote for conveyancing in Honiton

Q.

When you are purchasing in Honiton, is it recommended to get a chancel search?

A.

Property owners in an area near churches must pay for repairs, where chancel repair liability exists. Liability has the potential to impact the value of a Honiton property, but an indemnity policy may be available to protect the new owners. Church lands in the area include St Michael and St Paul.

Q.

I am buying with Bradford and Bingley, what will we need to be aware of?

A.

A small number of lenders are now reducing their 'solicitor panel', resulting in greater conveyancing costs for purchasers in cases where the conveyancing solicitor cannot act for their lender, and another must also be instructed. Homeward Legal, fortunately, are able to act for all large mortgage lenders.

Q.

Is top soil remediation of contaminated property available in Honiton?

A.

Where land has been contaminated by industry or agriculture, remediation is possible is some cases, but it can be costly. For more information, contact Reports For Planning, 7 Victoria Ter/Dowell St, Honiton, EX14 1LU.

Q.

Should we get a home buyers survey for our home purchase?

A.

We strongly recommend that the majority of buyers book an inspection. Numerous problems will impact a property, which include blocked drains, and these will not be addressed by your conveyancing solicitor.

Q.

What actions can I take to hold off paying for stamp duty to the Revenue?

A.

Stamp Duty Land Tax (SDLT) is usually due for houses sold for over £125,000. Stamp duty avoidance should not be considered when purchasing in Honiton, as such schemes are expensive and , if the scheme fails, you may be charged a penalty of up to 100% of the stamp duty amount owed. There have been a range of legitimate initiatives, however, such as higher thresholds for first-time buyers. Your solicitor will advise as to your eligibility.

Q.

What will the council tax cost for a period Band F flat in Honiton?

A.

Your property's respective council tax band will usually be reported in the conveyancing report on title along with the governing local authority. The latest council tax rates for Honiton are listed on the East Devon council site. At the time of writing (15 December 2012) rates are as follows:

  • Band A - £1,005.00
  • Band B - £1,172.00
  • Band C - £1,340.00
  • Band D - £1,507.00
  • Band E - £1,842.00
  • Band F - £2,177.00
  • Band G - £2,512.00
  • Band H - £3,014.00

Q.

Which local authority looks after Honiton?

A.

Honiton is located in East Devon District Council, Council Offices, Knowle, Sidmouth, Devon, EX10 8HL, Call: 01395 516 555

 
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