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Transfer of Equity in Houghton Le Spring

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Houghton Le Spring

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Houghton Le Spring clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Houghton Le Spring Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 21/01/17

Commuting to the Houghton Le Spring area? ;

The closest station to Houghton Le Spring is Chester-Le-Street, around 4 miles away. Houghton Le Spring's nearest airport is Newcastle Airport. Darlington Airport is 23 miles away.

The nearest hospital is Cherry Knowle Sunderland.

Q.

How do I find a cheap solicitor for purchasing a leasehold house?

A.

Several firms promote supposedly cheap conveyancing. Unfortunately extra costs may inflate the solicitor's invoice.

Q.

Doing your own conveyancing without the assistance of a Houghton Le Spring conveyancer is becoming possible when selling a home. Would it actually be sensible ?

A.

There is no argument why a home buyer should not reasonably take care of the conveyancing without the help of a skilled Houghton Le Spring solicitor.

That said, a property lawyer in Houghton Le Spring handles a long list of roles from e.g. chasing replies to requisitions and assembling correct warranties many of which need adequate training. Above all do it yourself conveyancers do not have sufficient insurance which qualified firms and their solicitors are required by the SRA to carry.

Q.

Kent Reliance will be our mortgage lender - is there anything I need to know?

A.

When organising a mortgage, your lender will require legal work to be carried out on their behalf. Buyers should know that some lenders have reduced the number of firms able to act for them. We, fortunately, are able to act for many CML-approved lenders so that the buyer will not have to pay your lender's legal costs.

Q.

In 3 months we are likely to move from our detached building in Houghton Le Spring into our next property in Hetton Le Hole . What is the best point to select a removals firm?

A.

Most lawyers will advise that buyers and sellers delay organising removals until the point where contracts have exchanged as in all probability a home moving date will not have been formally agreed. Get more information from Kent D J & D, Quarry Row, Houghton Le Spring, DH4 4AU Telephone: 0191 584 1094 or Goodsintransit, Kingfisher House/Edwin Street, Houghton Le Spring, DH5 8BH on 07847 272274.

Q.

Should we be concerned about fixtures and fittings?

A.

Buyers are often frustrated by confusion regarding which fixtures and fittings ought to be included. In order to avoid later issues, a fixtures and fittings form should be completed and will confirm what will be sold with the property.

Q.

Of major Houghton Le Spring mortgage lenders, who have joined your panel?

A.

We have worked with the majority of lenders approved by the CML. A number of mortgage specialists operate in Houghton Le Spring, like Cummings John, 63 Newbottle St, Houghton Le Spring, DH4 4AR.

Q.

What local factors can impact land in Houghton Le Spring, and should they be an issue?

A.

A wide range of contaminants caused by natural and human-influenced issues could lessen the value of property, such as existing and proposed overhead electricity cables or waste disposal sites. An environmental search will reveal this in more detail. Blue House Farm, Marks Lane, Tyne & Wear, DH4 6QF is one such potential source of local contamination.

Q.

May the conveyancing cover any supplementary hidden fees?

A.

Homeward Legal's solicitors do not charge any additional charges. Some solicitors only estimate conveyancing costs. You may face a much greater total fee when you have completed.

 
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