As a result of the Met Office warning of more intense rainfall in the future I am questioning if flood searches might not be exacting enough?
Environmental searches conducted by the conveyancing solicitor in Hounslow will include a far more rigorous search (Landmark) if the risk warrants it.
If you are concerned why not consider contacting a neighbour of the property.
How can I find if any of the Hounslow conservation areas are in a bad state?
The determination of the state of conservation areas in Hounslow is documented by English Heritage and the following data is currently viewable at their website:
Gunnersbury Park marked as very bad with low vulnerability and unknown, St Pauls Church with Heston East marked as poor with low vulnerability and deteriorating.
Could the costs for our conveyancing include any supplementary hidden fees?
No. We do not charge any hidden extra costs regardless of circumstances. Under the circumstances, it may be that a separate matter is also required, such as a statutory declaration, . Your solicitor can advise you of these.
How long does it take to move house?
Those new to buying property are often surprised by how long the process can take from start to finish. There are several factors that come into play when determining how long your transaction will take from having your offer accepted to moving into your new home: The number of people involved in the chain (the shorter it is, the easier to manage and therefore shorter in duration potentially), problems with one or more buyers in the chain getting a mortgage offer, communication, management and many others.
The greatest time that needs to be set aside is for the conveyancing, which is the complex legal process of transferring ownership of the property from seller to buyer, replicated along the entire chain. Typically, the conveyancing can take an average of between eight and twelve weeks to complete, so, in reality, you should be thinking in terms of months.
However, if you appoint a results-focused and proactive solicitor, who will do everything possible to reduce the length of time, including talking to everyone involved in the chain, pushing for swift return of forms and documentation, and using modern technology to drive the process forward, you will stand a better chance of the conveyancing being a lot shorter. And the earlier you appoint them, the quicker they can get started on your transaction.
Looking for great conveyancing where our solicitors work hard to deliver your completion as early as possible? Call Homeward Legal on 0800 038 6699 to find out how low our fees are.
How does a Help to Buy scheme work for me?
This government-sponsored scheme aims to assist homebuyers with three ways of purchasing a property:
- Help to Buy ISA - if you are a first-time buyer and don’t own any other property (anywhere in the world), and you don’t have another cash ISA opened in the same tax year, when you buy your first home, the solicitor will apply for the government bonus on your behalf when closure of your Home to Buy ISA used to buy the property is confirmed.
- Help to Buy: Equity Loan - if you have no other property and are buying a newly-built home, the government will provide 20% of the cost of the house (up to a maximum of £600,000), leaving you with the saved 5% deposit and a 75% mortgage to cover the remainder. This is open to current homeowners and first-time buyers, and the home cannot be sublet nor can it be used in a part-exchange deal.
- Help to Buy: Shared Ownership - if your household earns less than £80,000, you could be eligible for this scheme, which allows you to buy between 25% and 75% of the home’s value, while the government pays the remainder on which you would then pay rent.
(information retrieved from HM Government’s Help to Buy website on 16 April 2019).
Contact the Money Advice Service, the government’s Help to Buy website, or your local ‘Help to Buy’ agent for more information.
What is gazumping?
Gazumping is common across England and Wales and occurs when a seller approves a lower offer, only to dismiss it in favour of a higher offer. The risk of gazumping exists for almost any purchase. The first step in reducing the chance that gazumping will effect you is to instruct a law firm as early as possible.
Which local authority is responsible for Hounslow?
Hounslow is located in London Borough of Hounslow Council, Civic Centre, Lampton Road, Hounslow, Middlesex, TW3 4DN, contact: 020 8583 2000
Is vanadium contamination regularly sampled in Hounslow soil?
Government policy is in place to control pollution, waste, water and chemical contamination. Other sources of contaminated land include chlorinated solvents and groundwater contaminants like landfill leachate.