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Conveyancing in Isle Of Wight Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 22/04/17

Isle Of Wight area information

Carisbrooke Castle English Heritage and Arreton IOW Robin Hill CP Country Park are easily accessible from Isle Of Wight.

Smallbrook Junction station is around 7 miles from Isle Of Wight. Isle Of Wight's closest airport is Sandown IoW Airport (6 miles). Southampton Airport is 18 miles, Bembridge IoW Airport is 10 miles, and Bournemouth International Airport is 24 miles away.

The closest hospital to Isle Of Wight is Newport, St Marys.

Q.

On the purchase of a £758,000 house, what will be the fees? I need to find discount conveyancing in Isle Of Wight.

A.

Confusion over this point catches out many sellers and buyers, and can leave them paying far more in fees than they budgeted. Many solicitors offer so-called 'the cheapest conveyancing quotes'. Unfortunately extra fees are often hiding in the terms that sellers and buyers often do not check. Any extra charges needs to be fair and only come into force where your solicitor is required to complete extra work on your behalf, which could not be anticipated at the start of the process. Based on the property you intend to buy, our online quote calculator will generate an accurate statement of conveyancing fees.

Q.

The estate agent has named a solicitors firm that they have used before. Should I use this firm?

A.

Both agents and mortgage brokers may recommend a solicitors firm. However, if they are paid a referral fee, there is a risk that the agent may suggest the solicitor willing to pay the highest referral fee, not the most suitable for you.

Q.

Food risk searches are fine but considering climate change for instance the catastrophic flooding in the UK in April 2012 are they sufficient to identify enough about the evolving Isle Of Wight area flood risk?

Flood searches handled by the solicitor in Isle Of Wight will also include a far more in depth Landmark flood search if the risk is deemed significant.

If you are concerned you might try to contact a neighbour of the property.

Q.

Is contaminated land in Isle Of Wight a problem?

A.

Property in Isle Of Wight could be contaminated by several naturally-occurring factors, and factors including nearby waste management facilities or shallow mining will be detailed in an appropriate search. Contamination can be caused by local landfill sites, including Briddlesford Road, Downend, PO30 2PD.

Q.

I would like to know which Isle Of Wight lenders your solicitors work with. Whose panels are you a member of?

A.

Of lenders with local offices in Isle Of Wight, Homeward Legal work beside many. Local mortgage lenders and brokers include Thinking Finance UK Ltd, 26 Westhill Rd, Ryde, PO33 1LQ, Mortgageforce, 41 High St, Wootton Bridge, Ryde, PO33 4LU, and Langham Associates, 9a Glebe Park Avenue, Havant, PO9 3JR.

Q.

We are buying on a new development brownfield site. Can the top-soil still be contaminated?

A.

There are regulations in place in order to manage soil contamination. Various bodies hold data on land contaminants affecting Isle Of Wight, including local authorities.

Q.

Our lender will be Northern Rock - is there anything we need to be aware of?

A.

Prior to recent changes, most solicitors could act for the majority lenders. Buyers should know that, in some cases, lenders are now reducing their 'solicitor panel', resulting in greater legal costs for property buyers if their solicitor is unable to act both on their behalf, and for their lender. Homeward Legal are able to act for all large CML-approved lenders to ensure that you will not need to pay an additional fee for your lender's solicitor.

Q.

Do we need a chancel search if we are intending to purchase in the parish of Isle Of Wight?

A.

The Isle Of Wight conveyancing solicitor is likely to recommend a chancel search, irrespective of the parish where the house being bought is located. In Isle Of Wight's much older areas, chancel repair has the potential to be charged on owners of a house where Parochial Church Councils have not imposed the same liability on the last owners.

 
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