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Conveyancing in Jesmond Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 14/10/17

Local points of interest in Jesmond

Newcastle Tyne & Wear Windmill, Newcastle upon Tyne Hatton Gallery Art Gallery and Newcastle Upon Tyne Laing Art Gallery Art Gallery are easily accessible from Jesmond.

Jesmond's nearest airport is Newcastle Airport (5 miles). and Newcastle station is almost 1 mile from Jesmond.

The closest hospital to Jesmond is Nuffield Newcastle.

Q.

We are looking for a lawyer that offers cheap conveyancing. as we are on a budget.

A.

Many online and high street conveyancers claim to offer supposedly cheap conveyancing. Often additional fees may increase the final invoice. Additional charges found in the terms should be fair and reasonable and be applied only where the conveyancer must perform additional tasks for you, which could not be anticipated at the start of the process. Our quotes clearly state all legal fees for a standard conveyancing transaction.

Q.

Jesmond solicitors order official searches when acting for a home purchase client, what actual ones?

A.

If taking out a mortgage a mortgage lender expects at least a specified set of searches, including - Local Authority (personal or official), Drainage and Water Search (CON29DW) and Environment Search and perhaps specific local Jesmond searches for example British Waterways Search.

Q.

Which Jesmond mortgage lender panels are your solicitors on?

A.

Of lenders with offices near Jesmond, we in conjunction with most. Local mortgage lenders and brokers include Mortgage Advice Centre, 2 Benton Rd, Newcastle Upon Tyne, NE7 7DR.

Q.

In respect of the widespread flooding in Sept 2012 in North East England we are anxious that flood searches won't be sufficient?

A.

A diligent Jesmond property lawyer will recommend that you apply for rigorous property environmental searches (Landmark database search) if the environmental conveyancing searches determine a Jesmond flooding risk.

It may be prudent to also converse with a local resident to get added peace of mind.

Q.

How is stamp duty calculated in Jesmond, and how much do we need to pay on a £896000 property?

A.

Stamp Duty Land Tax is calculated based on the purchase price of the house. Stamp duty will be £35840 on a £896000 house or flat.*

*Correct as of January 2013

Q.

We are buying in Jesmond on a recently-developed brownfield land. Is strontium topsoil contamination likely?

A.

Metal contamination may have occurred throughout Jesmond, but some very localised cases of contamination in Jesmond may pose unacceptably high risk. Also considering issues such as hazardous gases and groundwater contaminants like silage, contaminants affecting Jesmond property will be factored into an environmental search.

Q.

We are buying a 1920's house, is it usually recommended that searches are carried out?

A.

Conveyancing searches are common pack of questions raised by the purchaser's solicitor. Conveyancing searches are highly recommended, but only relate to facets affecting the legal title.

Q.

We plan to purchase a residence in Jesmond. Will a chancel search be necessary?

A.

The conveyancer is likely to recommend that a chancel search is ordered. In Jesmond's much older areas, chancel repair may be imposed on the owners of a house where Parochial Church Councils have not imposed the same liability on the last owners. For property in the parish of Jesmond, it is not safe to rely on the historical behaviour of the parish council alone as a guide.