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Transfer of Equity in Kempston

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Kempston

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Kempston clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Kempston Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 07/12/16

Commuting to the area? ;

The closest train station to Kempston is Bedford. The nearest airport to Kempston is Luton Airport.

Bedford South Wing is the closest hospital for Kempston.

Q.

How do we find the best rates for conveyancing in Kempston for a £151k property?

A.

Various firms promote theoretically cheap conveyancing, however additional charges may inflate your final invoice. Any additional charges found in the small print should be fair and clearly defined. Any disbursements should also be clearly stated on the quote

Q.

Santander will be our lender, is there anything I need to check?

A.

When purchasing with a mortgage, legal work must be undertaken in relation to the mortgage. Purchasers need to be aware that, recently, a number of lenders have reduced their 'solicitor panel', which may result in higher conveyancing costs for purchasers. Homeward Legal can act for most mortgage lenders.

Q.

Which factors can contaminate land in Kempston?

A.

A broad range of contaminants caused by environmental factors has the potential to affect Kempston property, such as military land. An environmental search should offer more information.

Q.

I am buying a £991000 home in Kempston, how is stamp duty calculated?

A.

The Stamp Duty owed is calculated based on the purchase price of the property. On a £991000 residential property in Kempston, stamp duty will be £39640 (source: www.hmrc.gov.uk, 12/03/2013).

Q.

Bookshops have plenty of helpful publications about by passing the solicitor such as Buy, Sell & Move House: A Complete Guide to Navigating the Property Market by Kate Faulkner. In which case, do I need to spend money on a property lawyer in Kempston ?

A.

Should you want to try, you can conceivably undertake the legal process without having a specialist solicitor in Kempston. That said, a property solicitor is in charge of a large array of assignments e.g. chasing retention releases or ensuring the seller is the rightful owner some of which require training. Fundamentally amateur lawyers will be working without the correct insurance which legal practices are required to carry.

Q.

How can we stop gazumping?

A.

This happens when a house seller agrees to an offer, only to reject it in favour of a better offer. The will be a risk of gazumping in any transaction, because offers are not binding until exchange of contracts. Instructing a fast, efficient solicitor as soon as possible is a key first step to reducing this risk.

Q.

Can you recommend how I get out of paying out for HMRC stamp duty?

A.

We do not recommend any form of stamp duty reduction scheme, because these schemes are highly expensive and HMRC may challenge a scheme up to six years later and the total stamp duty tax may be payable.

Q.

In what ways can a Kempston solicitor report back on the risk of possible flooding in the Kempston area?

A.

An experienced conveyancing solicitor will carry out standard protocol property environmental searches that incorporate Kempston historical flood risk information.

 
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