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Conveyancing in Kempston Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 17/10/17

Commuting to the area? ;

The closest train station to Kempston is Bedford. The nearest airport to Kempston is Luton Airport.

Bedford South Wing is the closest hospital for Kempston.

Q.

How do we find the best rates for conveyancing in Kempston for a £151k property?

A.

Various firms promote theoretically cheap conveyancing, however additional charges may inflate your final invoice. Any additional charges found in the small print should be fair and clearly defined. Any disbursements should also be clearly stated on the quote

Q.

Is a building survey sensible when purchasing a property?

A.

It is advised that the majority of purchasers in Kempston book a home surveyor if you are planning to buy in Kempston. It is a fact that there are many issues that can negatively affect a property, that a solicitor will be unable to address, which include unsafe chimney circulation.

Q.

Which of the Kempston mortgage lender panels are your solicitors members of?

A.

Homeward Legal can work with the majority of lenders providing financing to Kempston purchasers. Lenders and mortgage specialists in Kempston include Elegant Finance, 11 Hardwick Rd, Bedford, MK42 9LF, Platina, 18 South Av, Elstow, Bedford, MK42 9YS, and Phillips & Co, 5 Church La, Flitton, Bedford, MK45 5EL.

Q.

Santander will be our lender, is there anything I need to check?

A.

When purchasing with a mortgage, legal work must be undertaken in relation to the mortgage. Purchasers need to be aware that, recently, a number of lenders have reduced their 'solicitor panel', which may result in higher conveyancing costs for purchasers. Homeward Legal can act for most mortgage lenders.

Q.

How can we stop gazumping?

A.

This happens when a house seller agrees to an offer, only to reject it in favour of a better offer. The will be a risk of gazumping in any transaction, because offers are not binding until exchange of contracts. Instructing a fast, efficient solicitor as soon as possible is a key first step to reducing this risk.

Q.

When do you need to speak to a conveyancer in Kempston?

A.

Whether buying or selling, as soon as possible, as the legal work can begin straight away. Prompt instruction of a conveyancing firm to act for you on your Kempston transaction for a sale means that information, especially from slow third-parties, can be requested even prior to accepting an offer, whereas if you are buying you can shave days off the process by having the details of your instructed solicitor ready when you make an offer.

Q.

Bookshops have plenty of helpful publications about by passing the solicitor such as Buy, Sell & Move House: A Complete Guide to Navigating the Property Market by Kate Faulkner. In which case, do I need to spend money on a property lawyer in Kempston ?

A.

Should you want to try, you can conceivably undertake the legal process without having a specialist solicitor in Kempston. That said, a property solicitor is in charge of a large array of assignments e.g. chasing retention releases or ensuring the seller is the rightful owner some of which require training. Fundamentally amateur lawyers will be working without the correct insurance which legal practices are required to carry.

Q.

What can a Kempston conveyancing solicitor advise if the house I am buying is in a Bedford local authority conservation area and turns out to have unsanctioned cladding fitted?

A.

Bedford local authority searches carried out by your solicitor during the legal process should establish whether the Kempston property a designated conservation area and evidence of planning authority consent for additions to the property will be supplied.