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Conveyancing in Keswick Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 16/01/18

Living in Keswick? ;

Aspatria train station is approximately 13 miles from Keswick. Carlisle Airport is 27 miles from Keswick.

Q.

Keswick area info

A.

Keswick Lakeside Information Centre National Trust , Skiddaw Peak (3054ft high) and Castlerigg Archaeological Site are situated in Keswick.

The closest hospital is Mary Hewetson Cottage Kewswick.

Q.

We need to find a cheap solicitor for purchasing a house. and what is included?

A.

The confusion over what is, and is not, included in a 'cheap' quote leaves many buyers paying out more than they anticipated in the end, and many solicitors purport to offer supposedly cheap conveyancing quotes. However additional charges are often hiding in the terms of engagement. Excited buyers, eager to get underway, often ignore this small print when they instruct. Homeward Legal quotes offer a clear statement of your legal fees for a standard conveyancing transaction.

Q.

Will we need to get a chancel search? We are buying a Keswick home near parish land.

A.

Potentially amounting to over £100,000 in repair cost obligations, chancel liability should be considered by buyers of Keswick property likely to be affected. A number of sources are used to identify liability, including county histories. Churches in Keswick include All Saints, St John and St Mary.

Q.

We are selling in Keswick, and have had a conveyancing quote from you. May there be any extra costs?

A.

No. Our solicitors never hide any additional fees. You should be aware that some firms only provide estimates disguised as quotes, which they will not be required to adhere to.

Q.

Does 'fixtures and fittings' include things like alarm systems?

A.

Purchasers are regularly frustrated by a lack of clarity over what fixtures and fittings will be included in a sale. The fixtures and fittings form is intended to avoid confusion and will clarify precisely what is to be included.

Q.

We plan to buy a property in the parish of Kirkby Stephen. Will a chancel search be appropriate?

A.

Regardless of the Keswick parish you are buying in, the Keswick conveyancing solicitor may suggest that a chancel search be ordered. Through some Parochial Church Councils (PCCs) have chosen to exact chancel repairs on the current owners, it cannot be guaranteed that a parish in which lay rectors have not been expected to pay chancel repair dues recently will continue to be free from liability, so indemnity insurance may be advisable even if liability is unlikely.

Q.

Of the main Keswick mortgage lenders, who have joined your panel?

A.

The Homeward Legal group have solicitors who have experience working with many lenders. A number of mortgage specialists operate in Keswick, like Britannia, 2 Main St, Keswick, CA12 5HZ, Lloyds TSB Bank PLC, 4 Main St, Keswick, CA12 5JA, and Skipton Building Society, 4-6 Station St, Keswick, CA12 5HT.

Q.

We are on a deadline and would like arrange fast conveyancing, what should we arrange to speed up the transaction?

A.

As is often reported, fast conveyancing is the key to is to use a experienced conveyancing solicitor. You should consider:

  • Which communication methods do they use? Days can be wasted waiting for letters in the post which could be emailed or faxed.
  • Which communication methods do they use? Days can be wasted waiting for letters in the post which could be emailed or faxed.
  • Was there a delay delivering a quote?

Q.

The ground-floor flat being bought is on a brownfield land. Is the topsoil possibly contaminated by waste minerals like uranium (U)?

A.

Some metal contamination may have occurred throughout Keswick, but some extreme cases may be deemed an unsafe risk. The local authority for Keswick will be able to provide more detail on cases of contamination.