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Transfer of Equity in Kidderminster

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

Get an instant quote for a transfer of equity in Kidderminster.

Remortgage Solicitors Kidderminster

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Kidderminster clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Kidderminster Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 23/01/17

Commuting from Kidderminster? ;

The closest station to Kidderminster is Kidderminster. The nearest airport to Kidderminster is Wolverhampton Business Airport Airport (9 miles). Birmingham Airport is 23 miles, and Defford Airport (disused) Airport is 21 mile away.

Kidderminster is the nearest hospital.

Q.

We need affordable conveyancing in Kidderminster. What should be watch out for?

A.

Several law firms advertise cheap conveyancing quotes. Often additional costs are often hiding in the solicitor's terms of engagement. Extra charges included in your solicitor's terms ought to be reasonable. Applicable disbursements ought to be listed on a conveyancing quote. Homeward Legal quotes are not estimates, and offer a clear statement of your legal fees for a standard conveyancing transaction.

Q.

Property lawyers in Kidderminster apply for formal searches if acting for a home buyer, but which actual ones?

A.

When you are applying for a mortgage the mortgage lender expects at least specific searches, including the following Local Authority, Drainage and Water Search (CON29DW or personal) and Environmental, and, depending on certain criteria, particular searches, like Subsidence.

Q.

For fast legal work on the purchase of a £ 454,000 property, how can we speed things up?

A.

Most importantly, instructing a communicative property lawyer is crucial to faster conveyancing. Consider the following:

  • Do they offer 'instant' online quotes?
  • Are phone, fax and email their preferred methods of contact
  • Do they offer 'no move, no fee' protection? This can incentivise a faster transaction.
  • Q.

    Which of the Kidderminster mortgage lender panels are you on?

    A.

    The Homeward Legal group have solicitors with experience working alongside most lenders listed with the Council of Mortgage Lenders. A number of mortgage specialists operate in Kidderminster, including Independent Mortgage Doctor, 3 Comberton Rd, Kidderminster, DY10 1UA, and Fargrove Mortgage Solutions, 1 Emperor Pl, Kidderminster, DY10 2HT.

    Q.

    For a home valued at £1158000, what will be worked out for SDLT?

    A.

    The Stamp Duty rate that is payable depends on a small number of factors, including the value of the house, and whether it is in a 'disadvantaged area'. Stamp duty will be £57900 on a £1158000 home.*

    *Accurate 01/03/2013

    Q.

    The estate agent we are using in Queensbury has suggested the solicitor which they often use. Will it be cheaper to instruct this firm?

    A.

    Agent recommendations are a common route for buyers to find a solicitor. However, if they are paid a referral fee, an agent may choose the solicitor willing to pay the highest referral fee, not the most appropriate choice.

    Q.

    Yorkshire Bank is our mortgage lender - what do I need to know?

    A.

    Some lenders have opted to reduce the size of their 'solicitor panel'. This can mean increased legal costs for purchasers. Homeward Legal can act for all large lenders.

    Q.

    What does the Kidderminster conveyancing lawyer advise if the building I hope to buy is in a Wyre Forest local authority conservation area that has inappropriate removal of chimney stacks fitted?

    A.

    Local authority Requisition for search and Official Certificate of Search carried out by your Kidderminster conveyancing solicitor as part of the conveyancing will find out if the property is in a designated conservation area and evidence of formal approval for alterations will be requested.

     
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