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Transfer of Equity in Kidlington

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Kidlington

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Kidlington clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Kidlington Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 14/01/17

Kidlington transport information

Kidlington's closest airport is Kidlington, Oxford Airport. Turweston Aerodrome Airport is 17 miles and Kidlington Airport is 1 mile away and the closest train station to Kidlington is Islip, almost 2 miles away.

Radcliffe Infirmary Oxford is a relatively close hospital to Kidlington.

Q.

How do I find low cost conveyancing?

A.

Many firms claim to offer so-called cheap conveyancing. However extra charges will be included in the small print. A conveyancing quote must also state any disbursements to be paid. Any extra costs listed in terms of engagement should be fair and reasonable. The Homeward Legal quote calculator will confirm the exact legal fees based on the property you are buying.

Q.

Are the many conservation areas in Kidlington likely to affect us?

A.

These areas preserve regions defined as being of special architectural or historic interest. The local council will be able to advise further about local conservation areas, and the lawyer handling your purchase should discuss what specific restrictions are in place.

Q.

Will our conveyancing solicitor in Kidlington inform me about the cost of council tax on a Band A maisonette prior to exchange of contracts?

A.

A solicitor will speak to the council to find out the correct council tax band and rates, which will then be included in the conveyancing report on title. The correct rates for Kidlington are set out on the Cherwell local authority site. Currently, 07 October 2012, rates are as follows:

  • Band A - £1,014.00
    >
  • Band B - £1,182.00
  • Band C - £1,351.00
  • Band D - £1,520.00
  • Band E - £1,858.00
  • Band F - £2,196.00
  • Band G - £2,534.00
  • Band H - £3,041.00

Q.

If we are buying in Kidlington, will I need to get a chancel search?

A.

Property owners neighbouring older church buildings are expected to contribute towards the cost of repairs, as a result of chancel repair liability. Insurance may be available to protect a buyer should a Kidlington Parochial Church Council enforce liability. Churches in Kidlington where a chancel search may be necessary include Shipton-on-Cherwell Holy Cross, St John the Baptist and St Mary the Virgin.

Q.

Is a bankruptcy search a fee or disbursement?

A.

It may not be obvious if a quoted cost is a disbursement or fee. This charge is a disbursement not a fee, and is passed on to the buyer at cost.

Q.

Do you work with many mortgage lenders with branches in Kidlington?

A.

The Homeward Legal group are able to work with all the major lenders serving buyers in Kidlington. Local mortgage lenders and brokers include Orange Frog Mortgages, 23 West St. Helen St, Abingdon, OX14 5BL, Epicam, 25 Wellington Cl, Bicester, OX26 4TQ, and I M S Ltd, 6 Deans Ct, Bicester, OX26 6RD. The solicitor managing the legal work for your move should be able to provide more information.

Q.

Do we need to be concerned about fixtures and fittings?

A.

Buyers are frequently confused by the vagueness surrounding fixtures and fittings. Fixtures and fittings are often not considered, which makes a fixtures and fittings form so useful.

Q.

Which local authority is responsible for Kidlington?

A.

Kidlington is located in West Oxfordshire District Council, Town Centre Shop, 3 Welch Way, Witney, Oxfordshire, OX28 6JH, contact: 01993 861 000

 
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