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Transfer of Equity in Kidwelly

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Kidwelly

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Kidwelly clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Kidwelly Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 03/12/16

Regional services information

The nearest train station to Kidwelly is Kidwelly and the nearest airport to Kidwelly is Swansea Airport.

Q.

Local points of interest in Kidwelly

A.

Burry Port Lighthouse, Kidwelly Castle Cadw and Pembrey Country Park Country Park are situated in Kidwelly.

The closest hospital is Brynmair Clinic Day LLanelli.

Q.

How do I find the cheapest conveyancing solicitors in Kidwelly?

A.

Many online and high street firms purport to offer supposedly cheap conveyancing, but additional fees are often hiding in the solicitor's terms of engagement. Busy, stressed sellers and buyers ignore these terms at their peril. Any additional costs listed in the solicitor's terms ought to be clearly defined. They only be applied if your conveyancer must perform additional tasks , which could not be anticipated at the start of the process. We provide quotes, not estimates, and clearly state the fees for a standard conveyancing.

Q.

The lender will be the Royal Bank of Scotland, is there anything I need to be aware of?

A.

Recently, a number of lenders have limited the number of solicitors who can act for them. Homeward Legal can act for all major lenders to keep legal costs to a minimum.

Q.

We are worried about the council tax charges on a semi-detached house in Kidwelly, what are they?

A.

Almost always the conveyancing report on title should contain the relevant Carmarthenshire council tax band. The latest tax charges for properties in Kidwelly are set out at the Carmarthenshire local authority site. As of 21/12/2012 band rates are:

  • Band A - £810.59
    >
  • Band B - £945.68
  • Band C - £1,080.78
  • Band D - £1,215.88
  • Band E - £1,486.08
  • Band F - £1,756.27
  • Band G - £2,026.47
  • Band H - £2,431.76

Q.

Is a chancel repair liability search a fee or disbursement?

A.

Unfortunately, some firms hide extra costs as necessary disbursements. It may be unclear whether a cost is a fee or disbursement, and whether it should be included. This charge is a disbursement not a fee, meaning the solicitor passes on the charge at cost.

Q.

We plan to purchase a church rectory in the parish of Taliaris. Is a chancel search important?

A.

Whether you are buying a home in Kidwelly or elsewhere in the county, the conveyancing lawyer is likely to recommend that a chancel search is ordered. In older areas of Kidwelly, chancel repair can be imposed on current owners of a home where Parochial Church Councils may have spared previous owners or tenants, so indemnity insurance may be advisable even if liability is unlikely.

Q.

Is contaminated land in Kidwelly a concern for many residential properties?

A.

A wide range of contaminants can affect property in Kidwelly, and an environmental search will confirm that a house can be impacted by local contaminants such as infilled land or shallow mining.

Q.

What individual property conveyancing searches will a conveyancing solicitor in Kidwelly order on a Kidwelly building?

A.

Standard procedure will be to obtain these searches - Local Authority (personal or official), Drainage Search and Environment Search and perhaps area-specific searches for example Land Charges Search (K15).

Q.

What makes the conveyancing process to take such a long time?

A.

Conveyancing could be subject to numerous interruptions or delays for a variety of reasons. The delays are beyond the solicitor's power. Homeward Legal understand how unnecessarily stressful these delays can be and do our best to reduce the effect of these delays whenever possible by, for example, ordering searches as early as possible.

 
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