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Transfer of Equity in Killay

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Killay

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Killay clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
Process Explained


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Conveyancing in Killay Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 17/01/17

Local transport information

Gowerton station is approximately 2 miles from Killay. The nearest airport to Killay is Swansea Airport (2 miles).

The most convenient hospital to Killay is Fairwood Swansea.

Q.

What will the overall charge be on the sale of a £222,000 property? I need to find fixed rate Killay conveyancing.

A.

The lack of clarity surrounding this topic catches out many homeowners, and can leave them paying far more in conveyancing fees than they budgeted. Many law firms purport to offer so-called 'the cheapest conveyancing'. Often additional charges will be included in the terms of engagement that homeowners often do not check. Extras included in terms and conditions needs to be reasonable. They be applicable solely where the solicitor must complete additional work for you, which could not be anticipated at the start of the process. A conveyancing quote must also state third party costs, termed disbursements, to be paid.Our quotes clearly state the solicitors' fees for a standard conveyancing transaction.

Q.

Do I need a house surveyor to inspect this property purchase?

A.

It is advised that you instruct a RICS surveyor to perform a survey. There can be a range of issues that can affect a property, such as settlement. These will not be reported on by a solicitor.

Q.

We are anxious about the council tax amounts on a Forties end of terrace home in Killay, what are they?

A.

Frequently a title report should cover the relevant Swansea council tax band.

The latest council tax rates for homes in Killay are published on the Swansea council website. On, 09 February 2013, rates for all bands are:

  • Band A - £780.04
    >
  • Band B - £910.05
  • Band C - £1,040.05
  • Band D - £1,170.06
  • Band E - £1,430.07
  • Band F - £1,690.09
  • Band G - £1,950.10
  • Band H - £2,340.12

Q.

We are buying a house in Llandough-juxta-Cowbridge. Is a chancel search compulsory?

A.

Whether you are buying a home in Killay or elsewhere in the county, the property solicitor should confirm that a chancel search is taken out. Chancel repair has the potential to be charged on the owners of a home where church councils have previously chosen not to do so.

Q.

We have a freehold house to purchase. How do we arrange a fast exchange and completion?

A.

Firstly, finding a communicative solicitor is crucial to a fast conveyancing transaction. There are a range of tasks you, as the purchaser, can do to speed up the process, including, quickly completing and return any forms, ordering a property survey early in the transaction and asking for property searches to be ordered immediately.

Q.

How does my Killay conveyancing solicitor advise me on the risk and history of local flooding in the Killay region?

A.

The conveyancing lawyer conducts formal environmental searches, which include Killay historical flood risk information. Depending on the results, a solicitor in Killay could possibly propose a more in-depth flood search.

Q.

We are interested in purchasing in Killay, and would like to find out whether there are any conservation areas.

A.

Areas considered to be of special architectural or historic interest, like model housing estates, may be registered as areas of conservation. A solicitor will discuss what specific restrictions are in place for affected areas in Killay.

Q.

I f I read up on the conveyancing process when buying a flat - Would it be a smart move to enact the conveyancing myself without help.?

A.

In theory there are no arguments why a seller should not conduct bulk of the your own conveyancing without assistance.

However, a conveyancer is in charge of a huge array of jobs e.g. raising additional enquiries or representing the mortgage lender most of which require training. However firms and their solicitors are required by their regulator to carry the applicable indemnity cover that ultimately protects you in the event of carelessness.

 
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