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Transfer of Equity in Kimberley

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Kimberley

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Kimberley clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Kimberley Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 28/11/16

Kimberley travel information

Kimberley is close at about 1m of junction entry 26 Southbound of the M1.

The closest airport to Kimberley is Tollerton, Nottingham City Airport. East Midlands Airport is 12 miles, Tollerton Airport is 9 miles and Gamston Airport is 24 miles away. Bulwell train station is almost 2 miles from Kimberley.

Highbury Nottingham is a nearby hospital.

Q.

How do we get a cheap solicitor in Kimberley for buying a residence?

A.

This affects many property buyers and sellers who opted for a very cheap quote, only to be stung later in the conveyancing process, and many conveyancers promote cheap conveyancing quotes. However additional costs are frequently hidden in the small print. Busy, stressed property buyers and sellers ignore these terms at their peril. Get a quote using the Homeward Legal quote calculator for the property you are buying.

Q.

Will the report on title prepared by the property lawyer in Kimberley report on the relevant rates of council tax on a flat prior to exchanging contracts?

A.

Your lawyer will speak to the relevant council to ascertain the applicable council tax band and rates, which will then be set out in the conveyancer's title report. Up-to-date rates for residents of Kimberley are detailed on the Broxtowe local authority site. At the time of writing (10 June 2012) the different rates are:

  • Band A - £1,076.00
  • Band B - £1,255.00
  • Band C - £1,435.00
  • Band D - £1,614.00
  • Band E - £1,973.00
  • Band F - £2,331.00
  • Band G - £2,690.00
  • Band H - £3,228.00

Q.

To complete on our property purchase ASAP, how can we ensure fast legal work in Kimberley?

A.

Experienced buyers will tell you that instructing a proactive and experienced conveyancer is the key to a fast conveyancing transaction. There are a range of things you can also do to speed up the process. These include:

  • calling or emailing the conveyancer, and chase them if you suspect any delays
  • promptly answering your conveyancer's questions (by email if possible)
  • if you intend to get a house survey, doing so as early as you can

Q.

Which of the lender panels in Kimberley are you on?

A.

The Homeward Legal group can work with the bulk of lenders approved by the CML. A number of mortgage specialists operate in Kimberley, like Regents Park Associates Ltd, 5 Ascott Gdns, West Bridgford, Nottingham, NG2 7TH, S P F Private Clients Ltd, 9 Fletcher Gate, Nottingham, NG1 1QQ, and Clear Choice Mortgages Ltd, St. Peters Chambers/Bank Pl, Nottingham, NG1 2JJ.

Q.

In what ways can the Kimberley property lawyer report back on the risk of a flood in Kimberley for an Edwardian home we are intending to purchase?

A.

Your conveyancer conducts official conveyancing and environmental searches, which include Kimberley flood risk area data. At the time of writing (27/02/13) reports on the Environment Agency website don’t reveal any active flood warnings in the Kimberley area.

Q.

The local agent has named the solicitors firm which they often use. Must we use them?

A.

Both agents and mortgage brokers will push a law firm. Such referrals must be compared with other local solicitors, or better-value firms found online, as an agent may decide to recommend the firm which pays to the largest referral fee, not the best solicitor for your needs.

Q.

Please advise how to get out of paying out for stamp duty on our Kimberley property?

A.

Stamp duty avoidance is not advised, as such schemes are often uneconomical and often likely to fail. There have been certain government initiatives, such as relief for buyers in 'disadvantaged areas'.

Q.

How is Kimberley contaminated land checked?

A.

Residential property may be contaminated by a range of human activities, such as radioactive substances in the region or limestone or gypsum quarrying. An environmental search will give more detail.

 
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