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Transfer of Equity in Kimbolton

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Kimbolton

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Kimbolton clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Kimbolton Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 13/01/17

Kimbolton services information

Kimbolton's nearest airport is Cambridge City Airport (24 miles). and Kimbolton's closest station is St Neots at 7 miles.

Q.

Local Kimbolton attractions

A.

Kimbolton Castle Castle and Bushmead Priory English Heritage are in the vicinity of Kimbolton.

The nearest hospital for Kimbolton is Priory Grange Independent Eynesbury.

Q.

I am trying to find a cheap Kimbolton solicitor to own a freehold house. What do we need to consider?

A.

This issue catches out many buyers, and can leave them paying far more in fees than they budgeted. Many conveyancers promote theoretically cheap conveyancing, however extra charges can inflate the solicitor's invoice. Any charges which are listed in terms and conditions ought to be fair. We provide quotes, not estimates, and clearly state the fees for a standard conveyancing.

Q.

Is an environmental search a disbursement or fee?

A.

It may not be obvious whether a cost is a disbursement or a fee. This charge is a disbursement not a fee, meaning the solicitor passes on the charge at cost.

Q.

We are buying a property in Childerley. Is a chancel search important?

A.

A solicitor may suggest that a chancel search be taken out. In older areas of Kimbolton, chancel repair may be imposed on the current owners of a home where Parochial Church Councils have previously chosen not to do so. Even if liability is unlikely, indemnity insurance is a sensible precaution.

Q.

Property environmental searches may be standard procedure but considering recent weather changes e g the terrible flooding in the UK in April 2012 are they still appropriate to identify sufficient information about the Kimbolton flood risk area?

A.

A diligent property lawyer in Kimbolton will recommend that you also get flood searches if the environmental searches spots a significant risk Kimbolton area flood risk

You can also speak to a future neighbour for that additional assurance.

Q.

Will my Kimbolton conveyancer report on the risk of possible flooding to properties in Kimbolton?

A.

A vital component in the legal process of purchasing a property involves the solicitor applying for conveyancing and environmental searches that provide certain details about the potential the local Kimbolton flood risk. Furthermore the lawyer in Kimbolton will typically propose an inexpensive additional local Kimbolton area flood risk search.

Q.

Should we select a property solicitor who commonly works with by the estate agent in Barton Le Clay?

A.

The agent will be able to influence a conveyancing solicitor they refer a lot of work to, and can therefore to reduce delays in the conveyancing process, however, these referrals need to be weighed up against alternatives, as the agent may prefer to suggest the firm which pays to the largest referral fee, not a firm with local expertise and a solid reputation.

Q.

What are Kimbolton searches?

A.

These searches are an accepted pack of queries ordered by the buyer's solicitor, such as a tin mining search, and cover solely legal facets of the purchase.

Q.

How is stamp duty calculated and how much do we need to pay on a £576000 Kimbolton home?

A.

Stamp Duty Land Tax in Kimbolton is calculated based on the home's price. Stamp duty will be £23040 on a £576000 property.*

*This information correct as of November 2012

 
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