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Conveyancing in Kingsley Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 22/10/17

Kingsley services information

Kingsley's closest station is Blythe Bridge. Kingsley's closest airport is Manchester Terminals 1 & 3 Airport (27 miles).

Cheadle is a nearby hospital.

Q.

What do you charge for the legal fees on a £379,000 property? We are looking for a low cost conveyancing estimate.

A.

The confusion over this point catches out many buyers, and can leave them paying far more in fees than they budgeted, and many firms advertise theoretically 'the cheapest conveyancing quotes', however extra costs can increase your final bill. Any additional costs ought to be clearly defined.

Q.

What individual property should a Kingsley property lawyer do on a Kingsley house?

A.

Normal legal procedure will be to obtain Local Authority (personal or official), Drainage Search, Environment Search and Cheshire Brine Search and perhaps unique particular for instance Chancel Repair Liability Search.

Q.

How is Kingsley contaminated land identified during the conveyancing process?

A.

Property may be contaminated by numerous natural causes and human activities, and an environmental search should clarify to what extent a specific property is affected by contaminants including sand or clay quarries and military land.

Q.

What will the council tax cost for a period Band F flat in Kingsley?

A.

The respective band should in most cases be highlighted as part of the conveyancing report on title, and by the local council Up-to-date rates for residents of Kingsley are listed at the Cheshire West and Chester local authority site. Currently (30 November 2012) rates are as follows:

  • Band A - £993.00
    >
  • Band B - £1,159.00
  • Band C - £1,324.00
  • Band D - £1,490.00
  • Band E - £1,821.00
  • Band F - £2,152.00
  • Band G - £2,483.00
  • Band H - £2,979.00

Q.

Which of the lender panels in Kingsley are you on?

A.

Of lenders with local offices near Kingsley, Homeward Legal work with the bulk of them. Kingsley lenders and mortgage specialists include Mortgage People, 13 High St, Northwich, CW9 5BY, Faraday Mortgage Associates Ltd, 810 Mandarin Ct, Warrington, WA1 1GG, and Just Remortgages, Castle Pk, Frodsham, WA6 6SB.

Q.

In what ways does my conveyancing solicitor in Kingsley report back on the potential risk of a flood in the Kingsley area?

A.

A key component in the conveyancing procedure of buying a property involves the lawyer making an application for property conveyancing searches that set out detail with respect to risk of flooding in Kingsley. Furthermore, your solicitor in Kingsley may advise a more detailed (e.g. Homcheck) involved flood search.

Q.

My wife and I are purchasing a residence in Kingsley. How do I verify if the residence is in a designated conservation area?

A.

Areas considered to be of architectural merit, like mining villages, may be recorded as conservation areas. Your lawyer will advise further and address the consequences of purchasing property in a conservation area.

Q.

We are buying a property in High Offley. Is a chancel search necessary?

A.

Your conveyancing lawyer is likely to recommend a chancel search. Although some Parochial Church Councils have determined to exact chancel repairs on new owners of land subject to chancel liability, a conveyancing solicitor cannot verify that a parish where dues have not recently been paid will remain liability-free for new owners, so the solicitor will be unable to make any guarantees, and will recommend insurance.