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Conveyancing in Kingswood Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 20/04/17

Local transport information

Kingswood's closest airport is Gloucester Airport (21 miles). Bristol Airport is 22 miles and away. Kingswood's closest station is Cam and Dursley at 6 miles.

Q.

Local points of interest in Kingswood

A.

Charfield St James Churches Conservation Trust and Ozleworth St Nicholas of Myra Churches Conservation Trust are close to Kingswood.

The closest hospital to Kingswood is Berkeley.

Q.

How do we identify a genuinely cheap fee? I am trying to find a low cost conveyancing quote.

A.

This topic catches out many property buyers and sellers, and can leave them paying far more in conveyancing fees than they budgeted, and many solicitors promote supposedly cheap conveyancing quotes. However additional costs are frequently hidden in small print. Excited property buyers and sellers, eager to get underway, often ignore this small print when they instruct. Additional charges which are listed in terms and conditions needs to be fair.

Q.

Is it costly to circumvent paying for SDLT?

A.

Stamp duty reduction should be treated with extreme caution, because these schemes are often uneconomical and often likely to fail.

Q.

I am planning to buy in Kingswood. Should we have conveyancing searches performed?

A.

Searches are a commonly-used set of enquiries raised by the buyer's conveyancer, such as a chancel search. Buyers in Kingswood should consider that, conveyancing searches refer specifically to issues and defects relating to the property's legal title.

Q.

Do we need a chancel search if we are purchasing in the parish of Coberley, near Kingswood?

A conveyancing lawyer could advise a chancel search. Through some Parochial Church Councils (PCCs) have taken the decision to impose chancel repairs on the current owners of lay rectorships, there is no way to be certain that a parish where dues have not recently been paid will remain liability-free for new owners. It is not safe to rely on the historical behaviour of the parish council alone as a guide.

Q.

My mortgage lender is GE Money Home Lending, what do I need to be aware of?

A.

Prior to recent changes, almost all solicitors could perform legal work for both buyers and mortgage lenders. Recently, a number of lenders have reduced the number of firms on their approved panel. This can mean increased conveyancing costs for purchasers. Homeward Legal are able to act for all major mortgage lenders, ensuring that an additional solicitor will not be required to act for your lender.

Q.

Unforeseen personal circumstances dictate that we must to complete on the conveyancing on our jointly owned house inside 2 months, are you very fast Kingswood solicitors ?

A.

Our chosen solicitors adopt an extremely speed focused plan of attack when concluding the conveyancing process as rapidly as possible.

Homeward Legals carefully selected solicitors approach is different - we use advanced productivity systems .

We look after you with clients carefully selected lawyer practiced at communicate with all parties in the property chain such as agents, to attain a fast sale

Q.

How do we work out SDLT?

A.

The rate of stamp duty that is payable will rely on the value of the property. For a home sold for £988000, stamp duty will be £39520 (information correct March 2013).

Q.

As a consequence of the serious flooding in Sept 2012 in South West England I am wondering whether property environmental searches aren't sufficient?

A.

Property environmental searches carried out by your Kingswood conveyancing solicitor should include a more specialist search (Landmark) if the risk is deemed significant.

It is not uncommon for buyers to contact a neighbour or local resident for additional confidence.

 
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