The home I’m buying has been empty for two years; what questions should I be asking the solicitor, the estate agent, and the surveyor?
If a home has been empty for a considerable period (such as the two years mentioned here), there’s usually a reason for it. There is estimated to be around a quarter of a million properties in the country that have been empty for more than 6 months.
The primary reason is that the owner hasn’t the funds to renovate the property, or they’ve started gutting the place and run out of money to take it further, or perhaps there’s been a significant problem (e.g. fire or flood are common instances). Most likely, these properties will come up at auction.
Your estate agent will be aware of its history if the property is on their books, so you can find out a lot from them, the council will have an empty property officer, and the Land Registry will have information on the deeds. As far as the solicitor is concerned, they will establish the position on the property as part of the conveyancing, while the surveyor will have experience of checking out such properties, with the advice that you order a Building Survey (the most detailed of the options) to check out its structural integrity. Note that mortgage lenders will be more reluctant to offer a loan on such homes.
Ultimately, the ball is in your court and, if you want to pursue buying such a property, you need to be prepared to do the research, which can take up a lot of time.
The moving process can be bewildering and stressful. Let Homeward Legal look after the legal side of things for you and we'll guide you through the process from start to end. Call 0800 038 6699 to find out more.
When in the conveyancing process should we arrange a conveyancing solicitor to act on our sale?
With a firm offering a 'no move, no fee' conveyancing quote, the sooner you instruct a firm, the better. Prompt instruction of a solicitor to act for you on your Kington transaction could mitigate the chance of the purchase or sale stalling.
Can you confirm which Kington lenders your lawyers work with. Whose panels are you a member of?
Homeward Legal can work with all the major lenders assisting purchasers in Kington. Local mortgage lenders and brokers include Mortgage Advice Centre, 17/Po Box 17, Leominster, HR6 0YP, Roberts Greg & Co, 31 Commercial St, Tredegar, NP22 3DJ, and Direct Lending Centre, 75 The Homend, Ledbury, HR8 1BP.
Will your conveyancing solicitor in Kington conduct any searches on the Herefordshire Fifties terraced flat I am buying?
The customary procedure is to get the following Local Authority, Drainage and Water Search and Environmental and, depending on certain criteria, specific searches, which may include a Flood Risk search.
I have found abundant online articles on the subject of by passing the solicitor. Do I therefore need to use a solicitor in Kington for my home move?
Conceivably there is absolutely no reason at all why a seller cant opt to embark on the bulk of the legal work unaided. In reality however, a conveyancing solicitor is familiar with a huge number of activities including liaising with the insolvency office for k15 entries and checking replies to additional enquiries some of which are more safely handled with appropriate training. Furthermore firms and their solicitors are legally obligated to carry appropriate insurance cover to protect you in the event of failures.