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Conveyancing in Knaresborough Q & A's

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Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 15/10/17

Knaresborough attractions and landmarks

Knaresborough Castle and Allerton Mauleverer St Martin Churches Conservation Trust are in Knaresborough.

The closest train station to Knaresborough is Knaresborough, approximately a mile away. The nearest airport to Knaresborough is Leeds Bradford Airport.

The closest hospital to Knaresborough is Harrogate, District.

Q.

How do I get a discount conveyancing estimate in Knaresborough?

A.

The lack of clarity surrounding this issue catches out many property buyers and sellers, and can leave them paying far more in conveyancing fees than they budgeted, and many law firms claim to offer supposedly cheap conveyancing quotes, but extra fees are often hiding in the terms and conditions. Excited property buyers and sellers, eager to get underway, often ignore this small print when they instruct.

Q.

Does the Knaresborough conveyancing solicitor tell me about the cost of the council tax on a Band B house before completing on the purchase?

A.

Your lawyer will liaise with the relevant Harrogate local authority to ascertain the correct council tax charges which should be added to the title report.

The latest tax rates for residents of Knaresborough are tabled at the Harrogate council site. As of 19 June 2012 rates for all bands are:

  • Band A - £1,036.00
  • Band B - £1,209.00
  • Band C - £1,381.00
  • Band D - £1,554.00
  • Band E - £1,899.00
  • Band F - £2,244.00
  • Band G - £2,590.00
  • Band H - £3,108.00

Q.

Would the house's fixtures and fittings include items like beds?

Property buyers are often frustrated by confusion regarding which fixtures and fittings are included. In order to avoid later issues, a fixtures and fittings form should be completed and will save considerable frustration later.

Q.

How is stamp duty calculated, and what should it be on a £195000 property?

A.

Stamp Duty Land Tax will rely on the purchase price. Stamp duty will be £1950 on a £195000 Knaresborough home.

Q.

Might charges for the conveyancing incorporate any additional charges?

A.

No. Our solicitors never charge any hidden extra charges.

Q.

What is the optimum stage we make arrangements with the home removal company?

A.

Homeward Legals advice is for home movers to put off instructing the removals company until you and the other side has settled the home moving date which happens once final contracts are signed. For more information try White & Co, Unit 4 Grimbald Crag Cl, Knaresborough, HG5 8PJ on 01423 567261.

Q.

Our mortgage lender will be Rooftop Mortgages, what do we need to check?

A.

Your mortgage lender will require legal work to be performed on their behalf. Recently, a number of lenders have reduced their 'solicitor panel', potentially creating increased legal costs for property buyers. We, though, will act for all major mortgage lenders to ensure that you will not need to pay your lender's legal costs.

Q.

Do I need a chancel liability search? We are buying next to a priory in Knaresborough.

A.

Where land in Knaresborough was once owned by a lay-rector, new owners of that property may be obliged to cover the cost of repairs to church property in the locality. Owners who have bought property prior to 2003 may be totally unaware that a liability exists if a chancel search was not carried out. The solicitor performing your conveyancing will confirm that a chancel search is appropriate. Church lands in the local area which may give rise to chancel liability include Goldsborough St Mary, Holy Trinity, St John the Baptist and Staveley All Saints.