Is the buyer or seller responsible for the searches?>
It is you, as the buyer, who is responsible for checking that all is well with the property you are buying. This is why your conveyancing solicitor will order a set of standard searches (Local Authority, Water and Drainage, Environmental, and Chancel Repair – these are also the searches requited by your mortgage lender), plus additional searches dependent on the property, recommendations from the surveyor in the survey report, and the location and history of the area.
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What is the optimum stage we make arrangements with the home removal company?
Homeward Legals advice is for home movers to put off instructing the removals company until you and the other side has settled the home moving date which happens once final contracts are signed. For more information try White & Co, Unit 4 Grimbald Crag Cl, Knaresborough, HG5 8PJ on 01423 567261.
What should I do about the transfer of ownership of the utility billing?
It is the responsibility of the former owners to inform the utilities firms (gas, electricity, water, etc.) that they are moving.
You should give your current suppliers at least 48 hours’ notice that you’re moving home and, when you leave your old property, you should take all the necessary readings and send them to your old supplier(s) along with your forwarding address, so that they can send you a final bill and sort out any credit you might be owed.
You should give your new utility suppliers at least 48 hours giving your personal details for the new property. When you move into your new property, you should take all the readings again and send them to the new suppliers so that they have a record of where to start the bills running.
Do I need a solicitor?
The quick and easy answer is that you don’t. There is no legal imperative for you to employ a solicitor to handle the conveyancing when dealing with property. However, it would be rather unwise for you to carry out the work yourself because you probably won’t have the skills, knowledge and experience to perform many of the complex tasks, and you won’t possess the indemnity insurance that all solicitors are obliged to carry to protect clients in the event that something goes wrong.
You need to appoint a solicitor who is experienced, proactive and focused so that you have the best chance of completing your transaction as early as possible. You should also look for such a solicitor who also offers ‘No Completion, No Fee’ protection so that you will only be invoiced for the fees once your transaction has completed successfully.
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If I plan to purchase near Knaresborough, in the parish of Norton le Clay, do we need a chancel search?
Regardless of the Knaresborough parish in which you are purchasing, the conveyancing solicitor is likely to recommend that a chancel search be taken out. Through some Parochial Church Councils have taken the decision to charge chancel repairs on owners of lay rectorships, a solicitor cannot state with certainty that a parish where dues have not recently been paid will remain liability-free for new owners.
What causes Knaresborough sale conveyancing to be so delayed?
The conveyancing process in Knaresborough will sometimes be lengthy, Homeward Legal, however, know the needless stress these can cause and do our best to reduce their cost wherever it is feasible. There are numerous reasons for delay, such as difficulties with mortgage finance.
What’s the difference between exchange of contracts and completion?
When you exchange contracts, this means that you are agreeing to all the terms drawn up within the contract made between you on one side of the transaction, and the opposite party on the other side. It is from this point that you are legally obliged to go through with the transaction (unless you want to be subject to financial and/or legal penalties).
The completion of contracts is the point where you officially take over ownership of the property, receive the keys and can move in. All monies are transferred between the various parties and the conveyancing solicitor contacts the Land Registry to register the change of ownership to you.
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