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Transfer of Equity in Knotty Ash

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Knotty Ash

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Knotty Ash clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Knotty Ash Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 04/12/16

Regional information and addresses ;

Drivers are well catered for with Knotty Ash having very convenient major road access roughly half a mile off the M62 Junction 5 Westbound.

Knotty Ash's nearest airport is Liverpool John Lennon Airport. Howarden Airport is 18 miles and Eccles Airport is 22 miles away and Broad Green train station is around a mile from Knotty Ash.

Broadgreen Liverpool is the nearest hospital to Knotty Ash.

Q.

I am looking for a cheap solicitor quote for selling a property. What do I need to check for?

A.

Numerous law firms offer cheap conveyancing quotes, but additional charges can pad your solicitor's invoice. Any fees ought to be fair. Third party costs, termed disbursements, to be paid ought to be listed on a quote. Our online calculator will create an accurate quote for your sell.

Q.

What causes the purchase conveyancing process to seem to be so slow? Isn't it just filing paperwork?

A.

The legal work needed to sell or purchase a home will sometimes be lengthy. Homeward Legal endeavour to minimise the effect of these delays where viable.

Q.

The internet has an increasing number manuals on the subject of how to do DIY conveyancing such as Conveyancing Forms and Procedures . Do I therefore need to instruct a property lawyer in Knotty Ash ?

A.

On paper there is absolutely no reason why a seller cannot engage in the majority of the your own conveyancing unaided. The truth is however that a lawyer in Knotty Ash is in charge of a long list of roles from including approving enquiries on searches or handling retentions some of which need a qualified professional.

Q.

If I am buying near Knotty Ash, in the parish of Liverpool St Luke, do we need a chancel search?

Whether you are buying a property in Knotty Ash or elsewhere in the county, the property solicitor should confirm that a chancel search is taken out. Although some Parochial Church Councils have exercised their right to charge chancel repairs on the owners, there is no way to be certain that a parish which has not been subject to chancel liability in the past will not be so in future. In the event that chancel liability may apply, your solicitor might recommend insurance rather than pulling out of the purchase.

Q.

Which mortgage lender panels in Knotty Ash are you on?

A.

We work with many lenders who are Council of Mortgage Lenders-approved. A number of mortgage specialists operate in Knotty Ash, like Green Mortgage Services, 11 St. Oswalds St, Liverpool, L13 5SA, Porterhouse Associates Ltd, 18 Childwall Abbey Rd, Liverpool, L16 0JN, and Asc Merseyside, 4 Christopher St, Liverpool, L4 4JX.

Q.

Will my assigned Knotty Ash property lawyer tell me about the amount to be paid of council tax on a Band F house prior to exchanging contracts?

A.

A property lawyer will speak to the appropriate council to ascertain the currently applicable council tax rates, which should be set out in the conveyancing report on title. The correct charges for properties in Knotty Ash are set out in detail on the Liverpool council site. On (10 March 2013) rates are:

  • Band A - £1,017.00
  • Band B - £1,187.00
  • Band C - £1,357.00
  • Band D - £1,526.00
  • Band E - £1,865.00
  • Band F - £2,204.00
  • Band G - £2,544.00
  • Band H - £3,052.00

Q.

I am interested in purchasing a property in Knotty Ash. Can we find out if the property is in a conservation area?

A.

With over eight thousand such areas listed throughout the country, the areas around Knotty Ash include a number of conservation areas. Knotty Ash itself is named as a conservation area. Living in a conservation area can mean preservation of an area's historic charm, but the restrictions may impose liability on a buyer for unauthorised alterations made by previous owners. A solicitor will confirm potential liability for unauthorised works.

Q.

How is stamp duty tax calculated and how much will it be on a £1.055mil property?

A.

The Stamp Duty rate you must pay is dependent on several factors, primarily the value of the house or flat. It will be £52750 on a £1.055mil home (correct March 2013).

 
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