Is it important to get a chancel search when you are purchasing in Lacock?
In Lacock, some owners can be required to subsidise repairs to local churches. Parochial Church Councils in Lacock must register their interest over property by October 2013, simplifying the chancel search process. A conveyancing solicitor will be able to advise as to whether a chancel search is necessary, and recommend suitable insurance. Church of England properties in this area where a chancel search may be appropriate include St Cyriac.
Should I change the locks after I move in?
It would be a wise move to replace the locks upon moving into your new home, for peace of mind if nothing else. Although you may have received a number of copies of the keys, you may not know accurately whether that bunch constitutes every copy.
Although changing the locks will be an extra cost, you may find that buildings insurance may look on the move favourably, too.
Need guidance on what to expect from the conveyancing and legal work associated with your planned move? Call our team at Homeward Legal on 0800 038 6699 and they'll get you set up today.
What’s the difference between residential and commercial conveyancing?
In essence, there is very little difference between the tasks needed for residential conveyancing against commercial conveyancing. The real difference comes in the type of property and the purpose for which it is intended to be used.
The majority of residential transactions are freehold, whereas commercial transactions are almost exclusively leasehold, and commercial property conveyancing searches will tend to be more expensive because the structure and land will occupy a greater space on average than that for residential property.
Is there a checklist for buyers or sellers helping to decide what’s most important?
The process of buying and selling is a complex one, so it’s helpful for your research to have checklists to ensure nothing is forgotten. There are several online resources with checklists for individual aspects of the moving process, including what to consider as a first-time buyer, help to buy schemes, removals, speeding up conveyancing and so on.
When it comes to deciding what you want for your new home to help you narrow down the choice of locations and types of property available, this is largely down to personal choice, so a standardised checklist might limit your requirements. You can talk to an estate agent about what you want as they will have the experience to narrow down your options. However, you need to consider the size of the property (number of rooms, bathroom facilities, bedrooms, etc.), size of garden, proximity to public transport links, noise, entertainment options (e.g. cinema, pub, eateries, etc.), access to off-road parking, schools, speed of broadband, and so on. Consider making a list of what the property must have and an associated wish list so that likely compromises can be made.
What can we do to avoid paying for stamp duty on property?
Stamp duty is payable for homes over £125,000. Homeward Legal do not recommend any stamp duty scheme. These schemes are often uneconomical and the HMRC can review a scheme up to 6 years after a sale is completed . There have been a range of legal initiatives, such as for first-time buyers.
Which issues are important to organise fast legal work?
Instructing a proactive and experienced conveyancing solicitor is key a fast conveyancing transaction. That said, there are numerous tasks you can do to get moving sooner, including, keeping in regular contact with your conveyancing solicitor, responding to your conveyancing solicitor by phone, fax or email wherever possible and arranging your mortgage offer.
My wife and I are buying in Lacock, and would like to check that there are any areas of conservation.
Conservation areas indicate neighbourhoods of 'special architectural and historic interest'. Your conveyancing solicitor will be able to offer more information and discuss the relevant responsibilities you would be taking on by purchasing in a conservation area, regarding specific conservation areas in Lacock.