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Transfer of Equity in Lacock

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Lacock

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Lacock clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Lacock Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 07/12/16

Local services information and addresses ;

Lacock's closest airport is Bristol Airport (25 miles). Melksham train station is about 3 miles from Lacock.

The nearest hospital is Chippenham.

Q.

I am trying to find the cheapest conveyancing solicitors. What do we need to check for?

A.

This catches out many buyers, and can leave them paying far more in fees than they budgeted, and many solicitors advertise supposedly cheap conveyancing quotes. Often extra fees are often hiding in the terms. Any charges which are listed in the terms needs to be clearly defined. The online quote calculator can generate an accurate statement of the legal fees for the property you plan to buy.

Q.

Does the Lacock conveyancing solicitor report back to me about the amount to be paid of council tax for a Band B townhouse before exchange of contracts?

A.

A solicitor will write to the relevant Wiltshire local council to ask about the appropriate council tax rates, which will be set out in the title report. The latest council tax rates for homes in Lacock are tabled on the Wiltshire local authority site. At the time of writing on 16 March 2013 rates for all bands are:

  • Band A - £1,010.00
  • Band B - £1,179.00
  • Band C - £1,347.00
  • Band D - £1,515.00
  • Band E - £1,852.00
  • Band F - £2,189.00
  • Band G - £2,525.00
  • Band H - £3,031.00

Q.

Lacock lawyers order a variety of conveyancing searches if instructed by a buyer,, but which particular ones?

A.

If you are applying for a mortgage the mortgage lender insist that particular searches, including the following for Lacock: Local Authority (council), Drainage and Water Search and Environmental, and, depending on certain criteria, particular searches, like Contaminated land Search.

Q.

Will I need a house survey for this property purchase?

A.

It is suggested that you arrange a building survey. A wide range of defects can negatively affect a property, including cavity wall tie failure or wet rot, and these will not be addressed by your conveyancing solicitor.

Q.

My wife and I are buying in Lacock, and would like to check that there are any areas of conservation.

A.

Conservation areas indicate neighbourhoods of 'special architectural and historic interest'. Your conveyancing solicitor will be able to offer more information and discuss the relevant responsibilities you would be taking on by purchasing in a conservation area, regarding specific conservation areas in Lacock.

Q.

Which issues are important to organise fast legal work?

A.

Instructing a proactive and experienced conveyancing solicitor is key a fast conveyancing transaction. That said, there are numerous tasks you can do to get moving sooner, including, keeping in regular contact with your conveyancing solicitor, responding to your conveyancing solicitor by phone, fax or email wherever possible and arranging your mortgage offer.

Q.

I have to find fast property lawyers in Lacock, is that your solicitors?

A.

We have a very efficient method to completing the necessary legal work as rapidly as possible.

By using new software systems .

We always allocate property sellers a regulated property lawyer incentivised to communicate with the whole buyer and seller chain like other sellers agents, to reach a quick completion.

Q.

Environmental searches may be all well and good but considering recent flooding such as the widespread flooding in Sept 2012 in South West England are they comfort enough to establish sufficient information about the Lacock flood risk area?

A.

Your Lacock property lawyer will advise you to include detailed environmental searches if the initial searches identifies any kind of risk of flooding in Lacock

For extra area background might be able to speak to a next door neighbour.

 
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