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Transfer of Equity in Lacock

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Lacock

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Lacock clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Lacock Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 11/01/17

Local services information and addresses ;

Lacock's closest airport is Bristol Airport (25 miles). Melksham train station is about 3 miles from Lacock.

The nearest hospital is Chippenham.

Q.

I am trying to find the cheapest conveyancing solicitors. What do we need to check for?

A.

This catches out many buyers, and can leave them paying far more in fees than they budgeted, and many solicitors advertise supposedly cheap conveyancing quotes. Often extra fees are often hiding in the terms. Any charges which are listed in the terms needs to be clearly defined. The online quote calculator can generate an accurate statement of the legal fees for the property you plan to buy.

Q.

My lender is Leeds Building Society - what will I need to know?

A.

Recently, a number of lenders have opted to reduce the size of their 'solicitor panel'. This can mean increased conveyancing costs for buyers. We will act for all large UK mortgage lenders.

Q.

Does homewardlegal.co.uk specialise the conveyancing of auction properties in Lacock?

A.

Homeward Legal is highly knowledgeable with residential property auction protocols. Quite often unusual buildings like thatched cottages, are sold at property auctions and these require greater review. We therefore advocate auction buyers to instruct a SRA regulated solicitor in advance of the actual auction to allow time for a thorough investigation.

Subsequently, immediately after the day of bidding the lawyer is prepared for completing the conveyancing inside a as tight time frame as usually required .

Q.

How soon do I need to instruct a conveyancing solicitor?

Whether buying or selling, the faster you instruct the better, as there are a number of tasks which may be performed straight away. Some suggest waiting before instruction until an offer is accepted, but delays can risk the other side pulling out, particularly in uncertain market conditions.

Q.

My wife and I are buying in Lacock, and would like to check that there are any areas of conservation.

A.

Conservation areas indicate neighbourhoods of 'special architectural and historic interest'. Your conveyancing solicitor will be able to offer more information and discuss the relevant responsibilities you would be taking on by purchasing in a conservation area, regarding specific conservation areas in Lacock.

Q.

Do I need to employ the property lawyer offered by my estate agent?

A.

Both agents and mortgage brokers will often recommend a conveyancing firm. However, if the agent is paid a fee by the solicitor, an agent may select the firm which pays to the largest referral fee, not the most appropriate choice.

Q.

Environmental searches may be all well and good but considering recent flooding such as the widespread flooding in Sept 2012 in South West England are they comfort enough to establish sufficient information about the Lacock flood risk area?

A.

Your Lacock property lawyer will advise you to include detailed environmental searches if the initial searches identifies any kind of risk of flooding in Lacock

For extra area background might be able to speak to a next door neighbour.

Q.

What are our options if we buy a converted house within a Wiltshire planning authority designated conservation area ?

A.

Wiltshire council searches conducted by your Lacock conveyancing solicitor during the legal process will see the existence of the appropriate permission for alterations to the property. In the absence of any consents, your Lacock conveyancer will recommend the best alternatives, which include requesting from the planning authority or an indemnity insurance policy.

 
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