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Conveyancing in Lacock Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 22/07/17

Local services information and addresses ;

Lacock's closest airport is Bristol Airport (25 miles). Melksham train station is about 3 miles from Lacock.

The nearest hospital is Chippenham.

Q.

I am trying to find the cheapest conveyancing solicitors. What do we need to check for?

A.

This catches out many buyers, and can leave them paying far more in fees than they budgeted, and many solicitors advertise supposedly cheap conveyancing quotes. Often extra fees are often hiding in the terms. Any charges which are listed in the terms needs to be clearly defined. The online quote calculator can generate an accurate statement of the legal fees for the property you plan to buy.

Q.

How much can the searches be?

A.

The cost of searches varies considerably. A conveyancing solicitor will order a bundle generally including a mining search.

Q.

We have found many books going into great depth on by passing the solicitor e.g. Buying a House: A Step-by-step Guide to Buying Your Ideal Home (How to) by Adam Walker. Do I therefore need to use a conveyancing solicitor in Lacock ?

A.

Should you want to attempt this you can certainly look after the greater majority of the your own conveyancing without approaching a qualified conveyancing solicitor in Lacock. Naturally lawyers would argue that inherently this is a potentially hazardous approach as DIY conveyancers

are taking risks without the applicable cover that all firms and their solicitors are under a duty to carry.

Q.

What are our options if we buy a converted house within a Wiltshire planning authority designated conservation area ?

A.

Wiltshire council searches conducted by your Lacock conveyancing solicitor during the legal process will see the existence of the appropriate permission for alterations to the property. In the absence of any consents, your Lacock conveyancer will recommend the best alternatives, which include requesting from the planning authority or an indemnity insurance policy.

Q.

What causes conveyancing for a purchase to be so delayed?

A.

The legal work needed to sell or purchase a home may be lengthy, we, however, seek to diminish their burden where feasible to do so. There are numerous reasons for delay, such as slow third parties such as landlords or managing agents.

Q.

What can we do to avoid paying for stamp duty on property?

A.

Stamp duty is payable for homes over £125,000. Homeward Legal do not recommend any stamp duty scheme. These schemes are often uneconomical and the HMRC can review a scheme up to 6 years after a sale is completed . There have been a range of legal initiatives, such as for first-time buyers.

Q.

Will I need a house survey for this property purchase?

A.

It is suggested that you arrange a building survey. A wide range of defects can negatively affect a property, including cavity wall tie failure or wet rot, and these will not be addressed by your conveyancing solicitor.

Q.

My lender is Leeds Building Society - what will I need to know?

A.

Recently, a number of lenders have opted to reduce the size of their 'solicitor panel'. This can mean increased conveyancing costs for buyers. We will act for all large UK mortgage lenders.

 
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