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Conveyancing in Lake District Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 17/07/17

Local area information

The closest station to Lake District is Windermere, about 13 miles away. The nearest airport to Lake District is Walney Aerodrome Airport.

Mary Hewetson Cottage Kewswick is a relatively close hospital.

Q.

How do I find affordable conveyancing?

A.

Many homeowners seeking discount conveyancing are caught out by the lure of very low conveyancing rates, and many conveyancers promote cheap conveyancing, however additional charges can inflate the final invoice. Any extra costs ought to be reasonable. They only be applied if your lawyer must complete unanticipated additional work , which could not be anticipated at the start of the process. The disbursements to be paid ought to be listed on any quote for conveyancing in Lake DistrictOur quotes offer a clear statement of your solicitors fees for a standard purchase or sale.

Q.

Of the major Lake District mortgage lenders, who is on your panel?

A.

Of lenders with branches near Lake District, Homeward Legal work beside many. Lenders and mortgage specialists in Lake District include Mortgage Factory, 2 Queens Sq, Poulton-Le-Fylde, FY6 7BN, Quadrant Mortgage Services Ltd, 26 Stockton Gr, St. Helens, WA9 5LL, and Independent Dedicated Mortgages, 82 Waterslea Dr, Bolton, BL1 5FJ.

Q.

We are buying on a Lake District former industrial site. Could the soil be contaminated by industrial waste?

A.

Most soils in Lake District have some degree of contamination, from industry and natural causes. Also considering issues such as polychlorinated biphenyl (PCBs), contaminants affecting Lake District property will be factored into an environmental search.

Q.

Do fixtures and fittings include things like gas or wall-mounted ovens?

A.

Mainly, fixtures are fixed to floors, walls and ceilings and fixtures are free-standing items, like carpets. Completion or agreement of a fixtures and fittings form is unfortunately often left to the last minute, when a dispute may jeopordise the transaction.

Q.

Should we get a chancel search if I plan to purchase in the parish of Beetham?

A.

The conveyancer is likely to recommend that a chancel search be ordered, regardless of the parish where the house being bought is found. Chancel repair may be imposed on the current owners of a house where parish councils have not imposed the same liability on the last owners. Even if liability is unlikely, indemnity insurance is a sensible precaution.

Q.

What authority keeps records for checking the status of repair of conservation areas in Lake District?

A.

English Heritage maintain information on the state of conservation areas as well as the trend of the area. Conservation areas are set up by the local South Lakeland planning authority, who administer conservation area concerns from including things like street clutter, removal of chimney stacks and whether trees can be cut down.

Q.

What type of conveyancing searches as respects the potential risk of a flood around Cumbria will a Lake District conveyancer be able to conduct on an Edwardian property we are intending to purchase?

A.

A qualified property lawyer will carry out property conveyancing searches that will include Lake District historical flood risk data.

Q.

Will you need searches for chancel liability? I am buying a Lake District property close by a 12th Century church.

A.

The Law Lords decision in a court case between a parish council and owners of neighbouring farmland liable for church repairs confirmed that chancel repair liability could be enforced. Indemnity policies can be arranged if chancel liability is likely to be enforced. A conveyancing solicitor will be able to advise further.

 
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