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Conveyancing in Lancaster Q & A's

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Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 13/04/18

Transport and public service information if you’re buying or selling residential property in Lancaster -

By road: Lancaster is served by the M6, A6, A589 and A683. By rail: The nearest train station is Lancaster. By air: Lancaster is closest to Blackpool Airport, which is 30 miles away.

Hospital: Royal Lancaster Infirmary, Ashton Road, Lancaster, LA1 4RP. Council: Lancaster City (www.lancaster.gov.uk).

Attractions: Lancaster Castle, Roman Bath House, Lancaster City Museum, Clougha Pike, Williamson Park, and Lancaster Cathedral.

Q.

When in the process is it best to get a solicitor to handle our purchase in Skerton?

Whether buying or selling property, the sooner you instruct a conveyancing firm, the better. Conveyancing involves a number of tasks that can be performed very early in the process. Instructing your solicitor sooner for a purchase allows you can shave days off the duration by having the details of your instructed solicitor ready when you make an offer. Or, if you are selling a property, relevant information can be sourced sooner (this is particularly true for leasehold properties). Try our quote calculator, or call our team of conveyancing experts on 0800 038 6699 to obtain your fixed-fee quote backed up with our ‘No Completion, No Fee’ guarantee.

Q.

Should we choose the property lawyer named by the estate agent in Lancaster?

If you instruct a firm referred in this way, you may have the advantage of the agent being able to induce a slow solicitor to work faster. However, these referrals need to be weighed up against alternatives, including online or other local firms, as the agent may prefer to suggest the firm which pays them the largest referral fee, not the law firm with the best reputation or your best interests at heart.

Q.

Will a solicitor order any property searches on the Lancastrian, Victorian, mid-terrace cottage I am intending to purchase?

If you are applying for a mortgage, your lender will mandate at least these searches:

  • Local Authority Search (personal or official)
  • Drainage and Water Search (CON29DW)
  • Environment Search
  • and, depending on certain criteria, area-specific searches, which might include a Commons Registration Search
Q.

Which of the mortgage lender panels in Lancaster are you a member of?

Of the lenders and brokers with branches near Lancaster, Homeward Legal works with the large majority of them. Lancaster lenders and mortgage specialists include:

  • Furness Building Society, 2 Lancaster Gate, Lancaster, LA1 1NB
  • Halifax Building Society, 29-31 Penny Street, Lancaster, LA1 1UA
  • Skipton Building Society, Marketgate Shopping Centre, 39 Penny Street, Lancaster, LA1 1UA
Q.

How much would the charge for conveyancing searches come to on an end-of-terrace house in the centre of Lancaster?

With a Homeward Legal conveyancing solicitor, clients are expected to pay at most £249 for a standard suite of searches. Searches are paid to a third party, and are not included in a solicitor's fees. Give us a call to find out more on 0800 038 6699 and to obtain your fixed-fee conveyancing quote.

Q.

What sort of analysis in respect of the risk and history of floods in the Lancashire area will a conveyancing solicitor provide?

A conveyancer will apply for official property environmental searches that should include Lancaster area flood-risk data. A substantially

more detailed conveyancing search, such as the Homecheck search, will often be suggested by a qualified Lancaster conveyancing solicitor, in the event that the initial searches indicate a significant risk of flooding at the property.

Q.

We need to exchange contracts on the conveyancing for our refurbished apartment in Lancaster within 5 weeks; are you fast conveyancers?

We always adopt a very efficient approach when carrying out the legal work to meet the home-sellers’ needs. Homeward Legal’s solicitors, regulated by the Solicitors Regulation Authority, approach the conveyancing very differently to other property lawyers. We always use state-of-the-art document-production systems, which are integrated with various bodies such as the Land Registry and HMRC. Crucially, we allocate you a conveyancing solicitor practised at communicating end-to-end along the property chain. Try our quote calculator or give us a call on 0800 038 6699 for your fixed-fee conveyancing quote.

Q.

Might the conveyancing have any supplementary hidden costs with Homeward Legal?

No. Our solicitors will never charge any hidden extra costs to buy or sell a property. At Homeward Legal, our quotes are clearly laid out, so you will know what your final legal bill will be for your move, allowing you to manage your transaction effectively.

Q.

Which of the lender panels in Lancaster are you a member of?

A.

Of lenders with branches near Lancaster, Homeward Legal work with the bulk of them. Lancaster lenders and mortgage specialists include Furness, 2 Lancaster Gate/St. Nicholas Arcades, Lancaster, LA1 1NB, Halifax, 29-31 Penny Street, Lancaster, LA1 1UA, and Skipton Building Society, 39 Penny St, Lancaster, LA1 1UA.

Q.

I am going to buy in Lancaster. Is it that significant that searches are carried out?

A.

Searches are standard questions ordered on your behalf. You need to be aware that, searches only relate to the legal condition of the property's title.

Q.

How much would the charge for conveyancing searches come to?

A.

With a Homeward Legal conveyancing solicitor, clients are expected to pay at most £249 for searches. Searches are paid to a third party, and are not included in a solicitor's fees.

Q.

I am purchasing a £983000 Lancaster property, what should be calculated for stamp duty?

A.

Stamp Duty will depend on a small range of considerations, including the house's value. For a house or flat purchased for £983000, stamp duty will be £39320.*

*This information correct as of 01/03/2013

Q.

In 2 months we are likely to be finally moving out of our terraced property in Lancaster into our next flat in Heysham what is the right point to instruct a removals firm?

A.

Your solicitor would will encourage you delay until the point where contracts have exchanged as beforehand typically an agreed moving date will not have been set.

Local removals firms include 24 7 Removals Of Lancaster, 24 Chester Place, Lancaster, LA1 4HA Phone: 01524 848298 or White & Co, 38A Lune Ind Est, Lancaster, LA1 5QP Tel: 01524 64364.

Q.

Do Homeward Legal advise on the conveyancing of property auction properties in Lancaster?

A.

Our firm regularly do the legal work for buyers at auction. Our highly qualified solicitors and conveyancers have previously acted for countless vendors at local auctions such as Acuitus, Allsop (Commercial), Allsop (Residential), Auction House London, Award Property, Barnett Ross, Baxtons, Brendons Auctioneers, Countrywide Property Auctions and Drivers Norris.

Canny bidders will instruct a conveyancing solicitor as early as possible for a full report of the lot prior to the actual auction. Subsequently, following the actual auction your Homeward Legal lawyer is wholly able to concentrate on finishing all of the legal work in the reduced time frame as usually required by the auction conditions.

Q.

What sort of analysis as respects the risk and history of a flood in the Lancashire area will a Lancaster conveyancing solicitor give details on?

A.

A conveyancer applies for official property environmental searches that should include Lancaster flood risk area data information. A substantially more detailed conveyancing search, such as the Homecheck search, will often be suggested by a qualified Lancaster conveyancing solicitor, if in the event that the initial searches indicate flood risk to the property.