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Transfer of Equity in Lancaster

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Lancaster

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Lancaster clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Lancaster Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 19/01/17

Local area services information

As determined by the most recent census (2011) Lancaster has a residential population of 328,704 spread over an area of 262,905 hectares (649,652 acres) giving a population density of 1.3 people per hectare or 0.5 per acre.

The closest airport to Lancaster is Walney Aerodrome Airport. Blackpool International Airport is 21 mile and away. The nearest train station to Lancaster is Lancaster, almost 1 mile away.

Lancaster is close at inside a couple of miles off the M6 Junction 34 Southbound.

Lancaster is the nearest hospital to Lancaster.

Q.

I need the cheapest conveyancing solicitors in Lancaster. What should I check?

A.

This catches out many homeowners, and can leave them paying far more in fees than they budgeted. Many solicitors claim to offer theoretically cheap conveyancing quotes. Often extra fees will be included in the terms. Additional fees should be fair and clearly defined. The online quote calculator can generate an accurate statement of the legal fees for the property you plan to buy.

Q.

Which of the lender panels in Lancaster are you a member of?

A.

Of lenders with branches near Lancaster, Homeward Legal work with the bulk of them. Lancaster lenders and mortgage specialists include Furness, 2 Lancaster Gate/St. Nicholas Arcades, Lancaster, LA1 1NB, Halifax, 29-31 Penny Street, Lancaster, LA1 1UA, and Skipton Building Society, 39 Penny St, Lancaster, LA1 1UA.

Q.

I am purchasing a £983000 Lancaster property, what should be calculated for stamp duty?

Stamp Duty will depend on a small range of considerations, including the house's value. For a house or flat purchased for £983000, stamp duty will be £39320.*

*This information correct as of 01/03/2013

Q.

Are any conservation areas in Lancaster likely to affect us?

A.

Buyers in Lancaster should be aware of a range of local conservation areas. The advantages of these restrictions will include properties can be easier to sell, but they can result in the buyer inheriting liability of unauthorised changes. Your property solicitor will offer more information.

Q.

Are there any disadvantaged areas in Lancaster?

A.

Disadvantaged areas in Lancaster are identified by ward boundary. Areas in Lancaster currently include Alexandra, Skerton East, Poulton and Skerton Central. Update: As of the 2013/14 tax year, stamp duty relief for disadvantaged areas is no longer available.

Q.

Is a Professional Indemnity fee a disbursement or fee?

A.

It is not always obvious whether an item on your quote is a fee or disbursement. This cost, for example, is a fee not a disbursement, and will generally be included in a quote.

Q.

In 2 months we are likely to be finally moving out of our terraced property in Lancaster into our next flat in Heysham what is the right point to instruct a removals firm?

A.

Your solicitor would will encourage you delay until the point where contracts have exchanged as beforehand typically an agreed moving date will not have been set.

Local removals firms include 24 7 Removals Of Lancaster, 24 Chester Place, Lancaster, LA1 4HA Phone: 01524 848298 or White & Co, 38A Lune Ind Est, Lancaster, LA1 5QP Tel: 01524 64364.

Q.

I am going to buy in Lancaster. Is it that significant that searches are carried out?

A.

Searches are standard questions ordered on your behalf. You need to be aware that, searches only relate to the legal condition of the property's title.

 
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