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Transfer of Equity in Lancaster

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

Get an instant quote for a transfer of equity in Lancaster.

Remortgage Solicitors Lancaster

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Lancaster clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Lancaster Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 06/12/16

Local area services information

As determined by the most recent census (2011) Lancaster has a residential population of 328,704 spread over an area of 262,905 hectares (649,652 acres) giving a population density of 1.3 people per hectare or 0.5 per acre.

The closest airport to Lancaster is Walney Aerodrome Airport. Blackpool International Airport is 21 mile and away. The nearest train station to Lancaster is Lancaster, almost 1 mile away.

Lancaster is close at inside a couple of miles off the M6 Junction 34 Southbound.

Lancaster is the nearest hospital to Lancaster.

Q.

I need the cheapest conveyancing solicitors in Lancaster. What should I check?

A.

This catches out many homeowners, and can leave them paying far more in fees than they budgeted. Many solicitors claim to offer theoretically cheap conveyancing quotes. Often extra fees will be included in the terms. Additional fees should be fair and clearly defined. The online quote calculator can generate an accurate statement of the legal fees for the property you plan to buy.

Q.

Might the conveyancing have any supplementary hidden charges?

A.

No. Our solicitors will never charge any hidden extra charges to buy or sell a property.

Q.

We are purchasing a church rectory in Salford St Stephen. Should we order a chancel search?

A.

Your Lancaster conveyancing solicitor could advise a chancel search, irrespective of the parish where the home being bought is located. Chancel repair may be imposed on new owners of a home where Parochial Church Councils have previously chosen not to do so. For property

in the parish of Salford St Stephen, it is not safe to rely on the historical behaviour of the parish council alone as a guide.

Q.

Which of the lender panels in Lancaster are you a member of?

A.

Of lenders with branches near Lancaster, Homeward Legal work with the bulk of them. Lancaster lenders and mortgage specialists include Furness, 2 Lancaster Gate/St. Nicholas Arcades, Lancaster, LA1 1NB, Halifax, 29-31 Penny Street, Lancaster, LA1 1UA, and Skipton Building Society, 39 Penny St, Lancaster, LA1 1UA.

Q.

The current owner has unfortunately added ugly window frames in Lancaster which I think might possibly violate conservation area rules

A.

The property lawyer should check whether your proposed purchase is affected by a designated conservation area, and if so whether any alterations have the appropriate permissions from the Lancaster council.

Q.

Should we choose the property lawyer named by the agent?

A.

If you instruct a firm referred this way, you may have the advantage of the agent being able to induce a slow solicitor to work faster, however, these referrals need to be weighed up against alternatives, including online or local firms, as the agent may prefer to suggest the firm which pays to the largest referral fee, not the law firm with the best reputation.

Q.

How much would the charge for conveyancing searches come to?

A.

With a Homeward Legal conveyancing solicitor, clients are expected to pay at most £249 for searches. Searches are paid to a third party, and are not included in a solicitor's fees.

Q.

Lloyds TSB Scotland is going to be our lender, what do we need to check?

A.

In some cases, lenders have opted to reduce the size of their 'solicitor panel'. This can mean increased conveyancing costs for buyers. Homeward Legal are able to act for the majority of lenders to ensure that you will not need to pay your lender's conveyancing fees.

 
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