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Transfer of Equity in Lavenham

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Lavenham

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Lavenham clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Lavenham Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 28/11/16

Local area information

The nearest airport to Lavenham is Elmsett, Whatfield Rd Airport (8 miles). and the nearest train station to Lavenham is Sudbury Suffolk, around 6 miles away.

St Leonards Sudbury is a nearby hospital for Lavenham.

Q.

There are lots of 'cheap' offers, but how do we find a good one? I need to find affordable conveyancing.

A.

Misleading conveyancing quotes catch out many homeowners, leaving them to pay sometimes £100s more than planned. Many solicitors offer so-called cheap conveyancing, but additional charges are frequently hidden in the small print. Our quotes clearly state the solicitors' fees for a standard conveyancing transaction.

Q.

How much does searches cost?

A.

With a Homeward Legal solicitor, clients are expected to pay at a maximum £249 for searches. Searches are disbursements, and will not be included in a quote for solicitor's fees.

Q.

Do I need a chancel search when you are buying a Lavenham house close to a church?

A.

Chancel liability repair costs can run into £100,000s, which owners of affected property will be compelled to pay on demand to the Lavenham Church council. Parochial Church Councils in Lavenham must register their interest over property by October 2013, simplifying the chancel search process. Lavenham ecclesiastical properties where a chancel search may be necessary include St Peter and St Paul.

Q.

I plan to buy a house in Creeting St Peter. Will it be necessary to get a chancel search?

Your property solicitor might recommend that a chancel search be ordered. Chancel repair may be imposed on owners of a property where church councils have previously chosen not to do so. In the event that chancel liability may apply, your solicitor might recommend insurance rather than pulling out of the purchase.

Q.

Property conveyancing searches are assessed from past data and when you factor in recent climactic events for example the fact that last year was second wettest year since on record are they actually good enough to report sufficient information about the local Lavenham flood risk?

A.

A competent Lavenham conveyancing solicitor will get additional informative flood searches if the initial conveyancing searches flag up a significant risk.

Why not speak to a close neighbour for additional peace of mind.

Q.

Our local agent has named the property lawyer whom they usually use. Should I use this solicitor?

A.

It is commonplace for agents in Hook Norton to endorse a conveyancer. However, if the agent is paid a fee by the solicitor, the agent may recommend whichever firm pays the most per referral, not the most appropriate choice.

Q.

Do I need a home buyers survey?

A.

It is heavily suggested that buyers book a house surveyor to carry out a survey if you are intending to buy in Lavenham. A wide range of defects can affect a property, for example severe weathering or dry rot, and issues such as these are not likely to be investigated as part of the conveyancing itself.

Q.

Are there many purchasers in Lavenham gazumped?

A.

This occurs when a home owner accepts an offer, only to dismiss it, opting for another buyer's higher offer. Gazumping may happen even months into a purchase. Though gazumping is uncommon when property prices are falling, there is still a risk. Instructing a proactive solicitor as soon as possible is a key first step to reducing this risk.

 
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