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Transfer of Equity in Lechlade

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Lechlade

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Lechlade clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Lechlade Q & A's

Profile photo of Clarisa McMahon

By

Ask Clarisa a question hl@syntarsus.co.uk

Updated: 13/01/17

Local points of interest in Lechlade

Buscot Old Parsonage National Trust Inglesham St John the Baptist Churches Conservation Trust and Eastleach Martin St Michael & St Martin Churches Conservation Trust are close at hand to Lechlade.

Lechlade's nearest station is Shipton at 13 miles. The closest airport to Lechlade is Kidlington, Oxford Airport (19 miles). Kidlington Airport is 19 miles and Gloucester Airport is 25 miles away.

The closest hospital is Fairford.

Q.

I am looking for a fixed rate conveyancing quote. Will I get a quote or and estimate?

A.

Various firms advertise cheap conveyancing. Often additional charges are often hiding in the terms and conditions. Excited homeowners, eager to get underway, often ignore this small print when they instruct. A quote for conveyancing in Lechlade must also state the disbursements to be paid. Additional charges listed in the solicitor's terms needs to be fair and reasonable. Homeward Legal quotes offer a clear statement of your legal fees for a standard conveyancing transaction.

Q.

Which environmental factors can contaminate land in Lechlade. Will they be checked for thoroughly?

A.

Land can be contaminated by a wide range of environmental concerns, and an environmental search will reveal the extent to which a specific residence may be affected by contaminants such as hazardous substances in the ground and proximity to waste sites.

Q.

What conservation areas are there in Lechlade?

A.

There are several conservation areas in or near Lechlade. You may wish to contact the local authority for more information, but your property solicitor will address this during the conveyancing process.

Q.

The estate agent we are using in Whimple has named a solicitor that they have used before. Must I instruct this solicitor?

A.

Estate agent recommendations are a not uncommon path for purchasers to get a solicitor. Such referrals should be compared to other online or local firms, as there is a risk that an agent may choose the conveyancer who pays out the highest referral fee, not a firm with local expertise and a solid reputation.

Q.

How usual is gazumping?

A.

Gazumping occurs when a home owner agrees to an offer and then rejects it, opting for a second buyer's offer. The risk of getting gazumped is present in any transaction. You should instruct a conveyancing solicitor early to reduce the chance of your transaction being gazumped.

Q.

How do we calculate stamp duty?

A.

The SDLT you will owe is based on a small number of factors, primarily the value of the house or flat. On a £573000 house or flat in Lechlade, stamp duty will be £22920 (accurate March 2013).

Q.

If we are intending to buy in the parish of Bristol St Philip and St Jacob, will it be necessary to get a chancel search?

A.

Whether you are buying a home in Lechlade or elsewhere in the county, the conveyancing solicitor is likely to recommend that a chancel search be ordered. In older areas of Lechlade, chancel repair may be imposed on the owners of a home where Parochial Church Councils have not imposed the same liability on the last owners, so indemnity insurance may be advisable even if liability is unlikely.

Q.

Where do I determine whether the conservation area is being neglected?

A.

Local conservation areas are designated by Vale of White Horse who govern everything from including things like neon signs, the colours of paint used and what can be developed.

English Heritage, a government body, have created a detailed list in relation to the state of conservation areas along with the trend.

 
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