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Transfer of Equity in Lichfield

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Lichfield

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Lichfield clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Lichfield Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 12/01/17

Local area services information

Lichfield's closest airport is Birmingham Airport (17 miles). East Midlands Airport is 24 miles and Wolverhampton Business Airport Airport is 22 miles away. The closest station to Lichfield is Lichfield City, almost a mile away.

Commuters are well catered for with Lichfield situated with excellent road access approximately 3 miles off the M6T Junction 5 Northbound.

The neighbouring hospital for Lichfield is St Johns Lichfield.

Q.

We need discount conveyancing in Lichfield. What is included?

A.

This catches out many property buyers and sellers, and can leave them paying far more in fees than they budgeted, and many solicitors promote supposedly cheap conveyancing. However additional fees may increase your final bill. Charges ought to be fair and reasonable and be applicable solely where your solicitor is required to complete extra work on your behalf, which could not be anticipated at the start of the process. Any disbursements ought to be listed on a conveyancing quote. Our online calculator will create an accurate quote for your buy.

Q.

In about five weeks we are looking to be moving from our terraced property on the outskirts of Lichfield to a newer flat in Leek . What is the best point to appoint a home removal firm?

A.

Homeward Legals advice is to avoid booking a removal company until such time as you have formally agreed a formal moving date that occurs after exchange of contracts. Speak to Move Corp, Norton House/Lynn La, Shenstone, Lichfield, WS14 0EA Tel: 01543 483600 or Lichfield Self Storage, Upper St. John St, Lichfield, WS14 9DT Call: 07966 575264.

Q.

We are going to purchase with Yorkshire Building Society, what do we need to check?

A.

Some lenders have limited the firms who can act for them. For property buyers, this can result in significantly

increased legal costs. We can act for most lenders to ensure that you will not need to pay any additional legal fees to your lender's solicitor.

Q.

We are buying a Victorian terraced house. Should we have property searches ordered?

A.

Conveyancing searches are common set of enquiries performed on behalf of the purchaser, for example a local authority search, and deal with legal facets of the purchase.

Q.

What is the council tax on a semi-detached Band A house in Lichfield?

A.

You will be give detail the houses band with the title report. Council tax rates for Lichfield are tabled at the Lichfield local authority website. On (16 March 2013) rates are:

  • Band A - £972.00
  • Band B - £1,134.00
  • Band C - £1,296.00
  • Band D - £1,459.00
  • Band E - £1,783.00
  • Band F - £2,107.00
  • Band G - £2,431.00
  • Band H - £2,917.00

Q.

We have found plenty of on and offline documents on the subject of do it yourself conveyancing. That being the case, do I have to use conveyancing solicitor in Lichfield ?

A.

There is absolutely no argument why a seller cannot decide to embark on the greater majority of the legal work without the help of a specialist property lawyer in Lichfield.

However, a property solicitor typically handles a significant number of activities such as stock transfer forms and applying for searches many of which need experience. More importantly DIY conveyancers are not covered by the appropriate professional indemnity insurance that all firms and their solicitors are obligated to carry.

Q.

Is it a good idea to hold off paying for stamp duty?

A.

Stamp duty avoidance must be treated with caution, as such schemes are often uneconomical and HMRC may challenge a scheme up to six years later and the total stamp duty tax may be payable, along with interest and penalties.

Q.

What causes sale conveyancing to take months to complete?

A.

Lichfield conveyancing will occasionally be subject to numerous interruptions or delays, Homeward Legal, however, strive to reduce their cost if it can be achieved. Delays can include a slow firm acting for the lender.

 
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