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Conveyancing in Longridge Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 21/04/17

Regional services information

The closest train station to Longridge is Ramsgreave & Wilpshire, around 6 miles away. Longridge's nearest airport is Blackpool International Airport (18 miles).

Longridge, Community is the nearest hospital for Longridge.

Q.

There are lots of 'cheap' offers, but how do we find a good one? We are looking for low cost conveyancing.

A.

Both high-street and online solicitors claim to offer theoretically 'the cheapest conveyancing', but additional fees will be included in small print. Our online quote calculator will generate an accurate quote for your transaction.

Q.

Can you recommend how I hold off paying stamp duty to the Revenue?

A.

We strongly advise against any stamp duty avoidance. Such schemes are often uneconomical and the HMRC can review a scheme up to 6 years after a sale is completed meaning that the full stamp duty amount will be payable, with potential fines.

Q.

Handling the legal work without the aid of a Longridge conveyancing solicitor is becoming possible when buying and selling a maisonette. However, would it be a good idea ?

A.

On paper there are no arguments why a home mover cannot do the your own conveyancing unaided. That said, a conveyancer in Longridge typically handles a huge array of jobs ranging from raising additional enquiries or apportioning service charges which need a qualified solicitor. Moreover lawyers are required by their regulator to obtain professional indemnity insurance to insulate you in the event of any errors.

Q.

How many lenders in Longridge do you work with?

A.

Of lenders with local offices in or near Longridge, we closely with many. Lenders and mortgage specialists in Longridge include Salmon Shereem, UNIT 2 Calder Av, Longridge, Preston, PR3 3HT, and Advance Consulting, 16 Berry Lane, Longridge, Preston, PR3 3JA.

Q.

Will the Longridge property lawyer apply for any conveyancing searches on the Lancashire thirties detached building I am buying?

A.

If purchasing and taking out a mortgage the lender requires you to a specified set of searches, including the following for properties in Longridge: Local Authority (personal or official), Drainage and Water Search (CON29DW or personal) and Environment Search, and possibly specific searches, which may include a Planning Search.

Q.

What causes conveyancing for a purchase to take such a long time?

A.

The conveyancing process will occasionally be lengthy for many reasons. In some cases, the delays are out of your solicitor's control. Homeward Legal seek to minimise their cost by proactively handling all enquiries. Common delays include issues elsewhere in a chain.

Q.

The lender will be OneSavings, is there anything we need to know?

A.

A small number of lenders are now reducing the size of their 'solicitor panel'. For buyers, this can result in significantly higher conveyancing costs. We can act for all large CML-approved lenders to ensure that you will not need to pay the lender's legal fees.

Q.

What will the Longridge property solicitor recommend if the home is in a Ribble Valley conservation area which has unauthorised roof aerials fitted to it?

A.

Ribble Valley council searches carried out by your Longridge conveyancing solicitor should check the existence of the appropriate authorisation for additions to the property.

 
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