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Conveyancing in Louth Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 26/04/17

Louth attractions and landmarks

Little Cawthorpe St Helen Churches Conservation Trust and North Cockerington St Mary Churches Conservation Trust are in Louth.

The closest station to Louth is Cleethorpes, approximately 14 miles away. Louth's closest airport is Kirmington, Humberside International Airport.

The most convenient hospital to Louth is County Louth.

Q.

I am looking for affordable conveyancing. What do I need to check for?

A.

Many law firms promote cheap conveyancing, but additional fees may be added into the terms of engagement. Excited homeowners, eager to get underway, often ignore this small print when they instruct. Additional charges listed in the solicitor's terms should be fair and clearly defined. Our quotes clearly state all legal fees for a standard conveyancing transaction.

Q.

We are purchasing a £834000, how is Stamp Duty Land Tax rates assessed?

A.

The Stamp Duty Land Tax payable will depend on the property's value. Stamp duty will be £33360 on a £834000 house or flat.*

*Accurate as of February 2013

Q.

I am on a deadline and will need to ensure a fast conveyancing transaction, how can we speed things up?

A.

Finding a proactive conveyancer is key a fast completion. There are, however, numerous things you can also do to accelerate the process. These include:

  • replying to your conveyancer by phone, fax or email
  • ordering a property survey early in the transaction
  • requesting regular updates from your conveyancer and keep the pressure on

Q.

Is obtaining landlord's consent to assignment of lease passed on at cost?

A.

Every disbursement and fee should be identified on a conveyancing quote, without any hidden charges in the 'small print'. This cost is a fee not a disbursement. It should be included in your conveyancing quote.

Q.

Which lenders in Louth do you work with?

A.

We have solicitors who have experience working with the majority of lenders assisting purchasers in Louth. Local mortgage lenders and brokers include Norwich & Peterborough Building Society, 33 Mercer Row, Louth, LN11 9JG, Face 2 Face Mortgages & Life Protection Ltd, Meridian House/Eastgate, Louth, LN11 9NH, and Canon Independent Mortgage Services, 15A Cornmarket, Louth, LN11 9QJ. Your solicitor will be able to carry out any relevant lender-imposed searches or checks.

Q.

How much is the council tax on a Forties terraced property in Louth?

A.

Customarily a conveyancing report on title should give the East Lindsey council tax band. The latest council tax charges for properties in Louth are set out online at the East Lindsey local authority site. On, 10 October 2012, the different rates are:

  • Band A - £931.00
  • Band B - £1,086.00
  • Band C - £1,241.00
  • Band D - £1,396.00
  • Band E - £1,706.00
  • Band F - £2,017.00
  • Band G - £2,327.00
  • Band H - £2,792.00

Q.

Property environmental searches are computed from archived records and when you consider climate change such as the extensive flooding in Sept 2012 in the East Midlands are they comfort enough to advise us sufficient information about the Louth future flood risk?

A.

An experienced property solicitor in Louth should always include conveyancing and environmental searches if the environmental searches spots a Louth flooding risk.

Property purchasers sometimes converse with a neighbour or local resident to get further confidence.

Q.

What can contaminate land in Louth, and should they be a concern?

A.

Louth property may be contaminated by a broad range of human activities, like other sources of contaminated land and limestone or gypsum quarrying. An environmental search will offer more detail. Kenwick Quarry, LN11 9QP is a cause of possible local contamination.

 
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