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Conveyancing in Louth Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 09/10/17

Louth attractions and landmarks

Little Cawthorpe St Helen Churches Conservation Trust and North Cockerington St Mary Churches Conservation Trust are in Louth.

The closest station to Louth is Cleethorpes, approximately 14 miles away. Louth's closest airport is Kirmington, Humberside International Airport.

The most convenient hospital to Louth is County Louth.

Q.

I am looking for affordable conveyancing. What do I need to check for?

A.

Many law firms promote cheap conveyancing, but additional fees may be added into the terms of engagement. Excited homeowners, eager to get underway, often ignore this small print when they instruct. Additional charges listed in the solicitor's terms should be fair and clearly defined. Our quotes clearly state all legal fees for a standard conveyancing transaction.

Q.

I am shortly going to be finally moving from our detached house in Louth to our next flat in Horncastle , what is the optimum stage to choose a removal company?

A.

Most conveyancers tend to advocate that home sellers wait until such time as formal exchange of contracts as an actual move date will not have been formally agreed. Try Clockwork, Belvoir Way, Fairfield Industrial Estate, Louth, LN11 0YP Telephone: 01507 609147.

Q.

How much is the council tax on a Forties terraced property in Louth?

A.

Customarily a conveyancing report on title should give the East Lindsey council tax band. The latest council tax charges for properties in Louth are set out online at the East Lindsey local authority site. On, 10 October 2012, the different rates are:

  • Band A - £931.00
    >
  • Band B - £1,086.00
  • Band C - £1,241.00
  • Band D - £1,396.00
  • Band E - £1,706.00
  • Band F - £2,017.00
  • Band G - £2,327.00
  • Band H - £2,792.00

Q.

How does the Louth solicitor advise me on the risk and history of a flood around Louth?

A.

An integral part of the conveyancing protocol of purchasing a property involves a solicitor making an application for property environmental searches that go in certain details in relation to Louth area flood risk.

Q.

Handling the legal work without the assistance of a Louth lawyer appears to be becoming possible as a seller of a maisonette. However, would it be a silly move ?

A.

It can certainly possible for you to handle the legal work yourself.

In reality however, a conveyancer in Louth is in charge of a huge array of exercises including approving completion statements and dealing with requisition on os1 many of which really need a qualified professional. However lawyers are required by the SRA to obtain relevant professional indemnity insurance in order to protect you from any omissions.

Q.

Do we need to get a chancel search? We are purchasing a apartment in Louth.

A.

Potentially amounting to over £100,000 in repair cost obligations, chancel liability should be considered by buyers of Louth property likely to be affected. Liability has the potential to impact the value of a Louth property, but an indemnity policy may be available to protect the new owners. Your solicitor can provide more details. Churches in the local area include Holy Trinity, St James and St Michael.

Q.

Will we need a house surveyor to investigate this home purchase?

A.

The Royal Institution of Chartered Surveyors strongly advise that the majority of buyers order a RICS survey when purchasing in Louth. There are a wide range of issues which can affect a property, which are not included in your mortgage lender's valuation, such as roof damage.

Q.

Which local authority looks after Louth?

A.

Louth is located in East Lindsey District Council, Tedder Hall, Manby Park, Louth, Lincolnshire, LN11 8UP, Call: 01507 601 111