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Conveyancing in Lowestoft Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 16/04/17

Local area transport information and addresses ;

The nearest train station to Lowestoft is Lowestoft. The nearest airport to Lowestoft is Norwich International Airport (24 miles).

Lowestoft & North Suffolk is a relatively close hospital.

Q.

How do I get affordable conveyancing?

A.

Several conveyancers purport to offer theoretically 'the cheapest conveyancing quotes', however additional charges may inflate the solicitor's invoice. Any additional fees found in terms of engagement should be fair. They only come into force where the conveyancer is required to perform tasks outside a normal transaction , which could not be anticipated at the start of the process. Our quotes are not estimates, stating all the solicitors fees you will pay for a standard sale or purchase.

Q.

We are bidding at a property auction and would like ensure fast conveyancing, what should we ensure to speed up the process?

A.

Contacting a proactive, diligent conveyancer is crucial to fast Lowestoft conveyancing. When choosing a conveyancer, you should ask yourself the following: Was there a delay delivering a quote? Do they use email as the preferred mode of communication? Will they order searches immediately?

Q.

Should we get a chancel search if I am buying in the parish of Metfield?

A.

Whether you are buying a residence in Lowestoft or elsewhere in the county, the property lawyer should confirm that a chancel search be taken out. Chancel repair may be apportioned on current owners of a residence where Parochial Church Councils have previously chosen not to do so. In the event that chancel liability may apply, your solicitor might recommend insurance rather than pulling out of the purchase.

Q.

Conveyancing and environmental searches may be fine but in light of recent events such as the fact that last year was second

Q.

wettest year since 1920 are they comfort enough to check sufficient information about the Lowestoft flood risk?

A.

Property environmental searches handled by the solicitor in Lowestoft should include a more specialist search (Landmark) if the risk warrants it.

If you are concerned consider contacting a future neighbour or nearby Suffolk flood repair expert, such as: Culley's Builders, 6 Oakwood Road, Lowestoft, NR33 9ED Tel: 01502 519034.

Q.

Do you recommend making the effort to hold off paying for stamp duty?

A.

SDLT usually must be paid for property purchases valued at over 125,000 pounds. Stamp duty mitigation scheme is not advised when buying in Lowestoft. These schemes are often uneconomical and HMRC may challenge a scheme up to six years later and the total stamp duty tax may be payable, along with interest and penalties. There have been a number of official schemes, however, such as for first-time buyers, and your solicitor will advise if these may apply.

Q.

For a lender, we have chosen Lloyds TSB - what will I need to check?

A.

Recently, a number of lenders have reduced their 'solicitor panel'. This can mean greater legal costs for home buyers. We will act for many mortgage lenders to ensure that you will not need to pay legal fees for your lender's solicitor.

Q.

What is the council tax on a Fifties converted Band E property in Lowestoft?

A.

You will be informed about the homes band with the report on title.

Council tax charges for Lowestoft are set out online at the Waveney council website. At the time of authoring (02 November 2012) rates are as follows:

  • Band A - £969.00
  • Band B - £1,131.00
  • Band C - £1,292.00
  • Band D - £1,454.00
  • Band E - £1,777.00
  • Band F - £2,100.00
  • Band G - £2,423.00
  • Band H - £2,908.00

Q.

What is the optimum stage to we book the removals firm?

A.

The ideal approach is for buyers to hold off booking a removal firm until after you and the other side has confirmed the moving date that occurs after final contracts are signed.

Try Waveney, Eventide/Kendal Rd, Lowestoft, NR33 0JD Tel: 01502 586597 or Jesters Removals, 45 Queens Rd, Lowestoft, NR32 1TB Call: 01502 537006.

 
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