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Conveyancing in Lymington Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 13/01/18

Regional information and addresses ;

Lymington's closest airport is Bournemouth International Airport (13 miles). Southampton Airport is 16 miles, Bembridge IoW Airport is 20 miles, Sandown IoW Airport is 18 miles and away. Lymington Town train station is around a mile from Lymington.

The most convenient hospital is Lymington.

Q.

How do I get a discount conveyancing estimate in Lymington?

A.

Many firms advertise theoretically 'the cheapest conveyancing'. Often additional fees may inflate the final invoice. Any charges needs to be reasonable and clear. They only apply to matters if your solicitor is required to complete extra work in your interest, which could not be anticipated at the start of the process. Get a quote using the Homeward Legal quote calculator for the property you are buying.

Q.

What is the council tax on a residential end of terrace Band E house in Lymington?

A.

You should be cover the homes council tax band as part of the conveyancer's title report. Council tax charges for homes in Lymington are set out online at the Isle of Wight local authority site. At the time of writing, 08 December 2012, the different rates are:

  • Band A - £979.00
  • Band B - £1,142.00
  • Band C - £1,305.00
  • Band D - £1,468.00
  • Band E - £1,794.00
  • Band F - £2,120.00
  • Band G - £2,446.00
  • Band H - £2,936.00

Q.

At what point do we need to instruct a solicitor in Lymington?

A.

If you use a firm offering a 'no move, no fee' guarantee, the sooner you instruct a firm, the better. Some authors advocate holding off instruction until a chain is completed, but doing so will put you at a disadvantage compared to better prepared buyers, or if your buyer decides to pull out due to delays.

Q.

How do I defer paying stamp duty to HM Revenue?

A.

Stamp duty reduction scheme should not be considered, as such schemes are costly and HMRC may challenge a scheme up to six years later meaning that the full stamp duty amount will be payable, with potential fines.

Q.

Is contaminated land a concern in Lymington?

A.

Numerous of contaminants can impair land, and an environmental search will confirm that a specific residence may be affected by local contaminants like sand or gravel pits.

Q.

Property environmental searches are fine but in light of recent flooding e g the serious flooding in the UK in April 2012 are they actually good enough to report sufficient information about the ever changing Lymington future flood risk?

A.

Flood searches carried out by the conveyancing solicitor in Lymington will include the more detailed flood search if the risk is deemed significant.

If you remain nervous you could get in touch with a neighbour of the property.

Q.

For a fast conveyancing transaction on the purchase of a £ 691k residence, what can we do to speed up the conveyancing process?

A.

The key to a fast conveyancing transaction is to instruct a proactive and experienced conveyancer. There are a range of things you, as the buyer, can do. These include:

  • keeping in regular contact with the conveyancer
  • completing all forms as soon as possible
  • organising your finances

Q.

Which lender panels in Lymington are you on?

A.

Of lenders with local offices near Lymington, we beside many. Lymington lenders and mortgage specialists include Lentune, 50 Gosport St, Lymington, SO41 9BB, Mortgage In Mind, 19 Bankview, Lymington, SO41 8YG, and Independent Mortgage Solutions, Newington Court/Emsworth Rd, Lymington, SO41 9AW. The Lymington solicitor handling the work for your sale or purchase should be able to advise further.