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Transfer of Equity in Lyneham

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Lyneham

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Lyneham clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Lyneham Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 04/12/16

Local area transport information

The closest airport to Lyneham is Gloucester Airport. The nearest station to Lyneham is Chippenham.

Malmesbury is a relatively close hospital to Lyneham.

Q.

How can we ensure our cheap quote is fixed? I am trying to find a low cost conveyancing quote.

A.

Both high-street and online law firms advertise so-called cheap conveyancing quotes. Unfortunately extra charges will be included in small print. These terms are often ignored by excited buyers, eager to get underway. Any additional fees should be reasonable. The disbursements to be paid should also be clearly stated on any quote for conveyancing in LynehamOur online quote calculator will generate an accurate quote for your transaction.

Q.

When my partner and I are buying a Lyneham flat on the same road as priory land, is it necessary that I get a chancel search?

A.

There are thousands of ecclesiastical parishes throughout the country. Property owners within some of these may be required to contribute towards the cost of the repair of a local church. A chancel search checks that such a liability exists. The solicitor handling your conveyancing will be able to advise as to whether a chancel search is necessary. Lyneham ecclesiastical properties include St Michael.

Q.

What will contaminate land in Lyneham. Are these comprehensively investigated?

A.

Residential property will be contaminated by a range of environmental factors, such as existing and proposed overhead electricity cables. An environmental search will reveal this in more detail.

Q.

We are purchasing a property with Birmingham Midshires - what do we need to be aware of?

A.

Over the last two years, some lenders are now reducing their 'solicitor panel', potentially creating greater legal costs for buyers. Homeward Legal, fortunately, can act for many lenders to ensure that you will not need to pay your lender's legal costs.

Q.

Conveyancers in Lyneham apply for some searches if acting for a home buyer - what specific ones?

A.

When taking out a mortgage lender mandates a solicitor to get at least the following Local Authority (personal or official), Drainage Search (Con29DW or personal) and Environment Search as well as any specific local Lyneham searches, which might include Index Map Search.

Q.

Does the Lyneham solicitor tell me about the cost of council tax on a Band D cottage before completion?

A.

The solicitor will approach the Wiltshire local authority to ascertain the latest council tax rates, which will subsequently be detailed in the title report. The correct rates for homes in Lyneham are detailed at the Wiltshire council website. On 04 July 2012 the rates are:

  • Band A - £1,010.00
  • Band B - £1,179.00
  • Band C - £1,347.00
  • Band D - £1,515.00
  • Band E - £1,852.00
  • Band F - £2,189.00
  • Band G - £2,525.00
  • Band H - £3,031.00

Q.

Which local authority is responsible for Lyneham?

A.

Lyneham is located in Wiltshire Council, County Hall, Bythesea Road, Trowbridge, Wiltshire, BA14 8JN, phone: 0300 456 0100

Q.

Do I need to get a surveyor to view this house purchase?

A.

We strongly recommend that Lyneham buyers arrange a RICS surveyor. There can be a wide range of concerns which affect a property, which will not be covered by the legal work. These include rotten roof timbers or flat roof leaks.

 
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