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Conveyancing in Lynton Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 16/01/18

Local Lynton attractions

Watersmeet House National Trust and Watersmeet Falls Waterfall are in Lynton.

Lynton's nearest airport is Cardiff Airport (25 miles). Lynton's nearest train station is Barnstaple at 14 miles.

The closest hospital to Lynton is Ilfracombe Tyrrell.

Q.

We need to find discount conveyancing in Lynton. How do we get a quote?

A.

Many solicitors purport to offer cheap conveyancing. Unfortunately additional fees will be included in the solicitor's terms. Any disbursements ought to be listed on the quote

Q.

Do fixtures and fittings include things like free-standing kitchen appliances?

A.

In general, there is not a strict definition of 'fixtures and fittings'. Completion or agreement of a fixtures and fittings form is unfortunately often left to the last minute, when a dispute may jeopordise the transaction.

Q.

Will my assigned Lynton solicitor report back to me about the amount to be paid of council tax on a Band H house before completion?

A.

A solicitor will liaise with the relevant North Devon local authority to reveal the relevant council tax charges which will subsequently be included in the report on title.

Up-to-date charges for residents of Lynton are set out online at the North Devon local authority site. On 30 December 2012 the rates are:

  • Band A - £1,040.00
    >
  • Band B - £1,213.00
  • Band C - £1,386.00
  • Band D - £1,560.00
  • Band E - £1,906.00
  • Band F - £2,253.00
  • Band G - £2,599.00
  • Band H - £3,119.00

Q.

I plan to buy a rectory in Mamhead. Will we need a chancel search?

A.

The property lawyer might recommend that a chancel search be ordered, irrespective of the parish in which the house being purchased is found. Although some parish councils have determined to exact chancel repairs on new owners, it is not possible to be certain that a parish which has not imposed liability will not continue to be so. For property in the parish of Mamhead, it is not safe to rely on the historical behaviour of the parish council alone as a guide.

Q.

I am purchasing a Lynton home with Halifax Loans - is there anything I need to check?

A.

When taking out a mortgage, the lender will require legal work to be carried out. Buyers need to be aware that some lenders have reduced their 'solicitor panel', resulting in increased conveyancing costs for purchasers if a second solicitor is required by their lender. Homeward Legal, however, can act for the vast majority of UK mortgage lenders.

Q.

Do you confirm taking action to avoid paying stamp duty to the Revenue?

A.

Stamp Duty Land Tax (SDLT) is usually payable for purchases over £125,000. We do not advise home movers risk any form of stamp duty avoidance, as such schemes are expensive and very risky.

Q.

Can you confirm which Lynton lenders you can work with. Whose panels are you on?

A.

Homeward Legal have solicitors who have experience working with the majority of lenders providing financing to Lynton purchasers. Lenders and mortgage specialists in Lynton include Westexe Mortgage Solutions Ltd, 25 Okehampton St, Exeter, EX4 1DY, Mortgagefinders, 33 Dunsford Rd, Exeter, EX4 1LQ, and Wyatt Michael, Queensgate Ho/48 Queen St, Exeter, EX4 3SR.

Q.

Which local authority looks after Lynton?

A.

Lynton is located in North Devon District Council, Civic Centre, North Walk, Barnstaple EX31 1EA phone: 01271 327 711