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Conveyancing in Machen Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 20/04/18

Local travel information

Machen's nearest train station is Caerphilly and Machen's closest airport is Cardiff Airport (16 miles). Bristol Airport is 24 miles away.

Cardiff, Croescadarn Rd is the nearest hospital to Machen.

Q.

What will the overall charge be on the sale of a £495,000 house? We need to find affordable conveyancing.

A.

Many online and high street firms advertise theoretically cheap conveyancing quotes. Unfortunately additional costs may increase the final invoice. The quote should list any disbursements. Costslisted in the terms needs to be reasonable and clear. Our online quote calculator will generate an accurate quote for your transaction.

Q.

At what point should you instruct a conveyancer?

A.

With a firm offering a 'no move, no fee' conveyancing quote, as soon as possible. The legal work can then commence very early in the process. Promptly instructing a solicitor for your Machen transaction can reduce any chance of your transaction falling through.

Q.

Property conveyancing searches may be standard procedure for home buyers but when one considers recent events such as the widespread river flooding in Wales are they actually good enough to ascertain sufficient information about the ever changing local Machen flood risk?

The Machen solicitor will recommend that you get additional thorough flood risk searches if the initial search identifies any kind of Machen flood risk area

You might be able to also converse with a next door neighbour for some further information.

Q.

What can I do to avoid paying stamp duty?

A.

Stamp duty mitigation scheme must be treated with caution. Such schemes are often uneconomical and unreliable.

Q.

How is stamp duty calculated, and what amount should we budget for a £311000 Machen property?

A.

Stamp Duty will depend on the home's value. For a home bought for £311000, stamp duty will be £9330.

Q.

If I am intending to buy in the parish of Machen, will we need a chancel search?

A.

Regardless of the Machen parish in which you are purchasing, the property solicitor may suggest that a chancel search be taken out. Chancel repair may be imposed on the owners of a home where Parochial Church Councils have not imposed the same liability on the last owners, so indemnity insurance may be advisable even if liability is unlikely.

Q.

What would fees for our conveyancing searches come to?

A.

The cost of conveyancing searches significantly varies. Searches are disbursements paid to a third party, and will be charged at cost.

Q.

What type of research as respects the potential risk of a flood in Caerphilly will the Machen lawyer advise us on?

A.

An important step in the legal process involves your solicitor carrying out environmental searches that give you details in relation to Machen flood risk. An inexpensive (around twenty pounds) and more flood risk search (e.g Homecheck) may be proposed by a conveyancer in Machen if the results of the initial conveyancing searches indicate a risk of flooding.