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Transfer of Equity in Maidstone

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Maidstone

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Maidstone clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Maidstone Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 04/12/16

Local area travel information and addresses ;

The closest airport to Maidstone is Rochester, Maidstone Rd Airport. London Airport is 22 miles, Rochester Airport is 6 miles and London Biggin Hill Airport is 22 miles away. Maidstone's closest station is Maidstone West.

Motorists are well served with Maidstone situated with good major road access nearby at around 1.5m of Junction 7 Westbound of the M20.

Somerfield Maidstone is a nearby hospital for Maidstone.

Q.

How do I find a cheap solicitor for buying a property?

A.

Several firms promote theoretically cheap conveyancing quotes. Often extra fees may inflate the solicitor's invoice. Applicable disbursements should be included on the quote Extra charges should be fair.

Q.

Which specific conveyancing searches will the Maidstone conveyancing solicitor apply for when instructed on a Maidstone flat?

A.

Standard conveyancing procedure will be to get Local Authority Search, Drainage Search, Environment Search and Coal Mining Search (Con29M), and possibly less common searches such as Official Search of whole with priority.

Q.

I have got a conveyancing quote from you. Might we be invoiced any hidden fees when the purchase completed?

A.

No. We do not charge any additional charges to transact a property. Be aware that some firms only provide estimates disguised as quotes, which they will not be required to adhere to.

Q.

Is it necessary that we get a chancel liability search when I am purchasing close by a church constructed in the 1200s in Maidstone?

The judgement in Aston Cantlow (PCC) v Wallbank reaffirmed that 'lay rectors' of property must fund church repairs. Following a change in the law, interest over any affected land in Maidstone must be registered by October 2013. This will make it easier to identify affected property through a chancel search. Ecclesiastical properties in Maidstone which may give rise to chancel liability include All Saints, St Hilary's, St Martin's and St Hilary's.

Q.

Can you suggest how I get out of paying stamp duty to HM Revenue?

A.

Stamp duty is generally due on property purchases valued at over one hundred and twenty-five thousand pounds. Stamp duty mitigation is not advised when buying in Maidstone, as such schemes are expensive and , if a scheme is challenged, you can be fined up to 100% of the amount owed, in additional to the tax itself. There have been a small number of government-sponsored schemes, such as for first-time buyers. A conveyancing solicitor should confirm whether you are eligible.

Q.

For the purchase, my mortgage lender, we have chosen Alliance and Leicester, what do I need to check?

A.

When arranging a mortgage, a mortgage provider will need legal work to be undertaken in relation to the mortgage. Purchasers should consider that, in some cases, lenders have reduced the number of firms able to act for them. We, though, will act for many lenders.

Q.

Are some of the conservation areas in Maidstone are at risk?

A.

The most recent assessment of the state of conservation areas in Maidstone is recorded by English Heritage. This details are to be found at their site- Boxley Abbey is listed as very bad with medium vulnerability and deteriorating condition, Elmstone Hole with Grafty Green with Boughton Malherbe is listed as poor with medium vulnerability and deteriorating condition.

Phone 01622 602335 for more information.

Q.

Which environmental factors can contaminate land in Maidstone. Will they be checked for thoroughly?

A.

A wide range of contaminants can reduce the value of land in Maidstone, like civil aviation activity in the area or proximity to scrap yards. An environmental search will offer more detail. Land / Premises At, A20 London Road, Kent, ME16 0LE is one such potential source of local contamination.

 
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