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Transfer of Equity in Mansfield

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Mansfield

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Mansfield clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Mansfield Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 05/12/16

Mansfield travel information and addresses ;

The nearest station to Mansfield is Mansfield and the closest airport to Mansfield is Gamston Airport. East Midlands Airport is 23 miles, Robin Hood Airport is 25 miles, Tollerton Airport is 17 miles, and Sheffield City Airport is 19 miles away.

Mansfield Community is the nearest hospital.

Q.

How do we get low cost conveyancing?

A.

This catches out many home owners, and can leave them paying far more in conveyancing fees than they budgeted. Many law firms offer cheap conveyancing. However extra charges are frequently hidden in the small print which unwary home owners fail to check. Any extra charges which are listed in the terms needs to be fair and be applicable if the lawyer is required to perform tasks outside a normal transaction on your behalf, which could not be anticipated at the start of the process.

Q.

We are buying on a ex-industrial site. Can the soil still be contaminated?

A.

Effort is made on a local and national level to find and clean up topsoil contamination. Various bodies hold data on land contaminants affecting Mansfield, including local authorities.

Q.

Does the report on title compiled by the conveyancing solicitor in Mansfield advise on the rates of the council tax on a Band G townhouse prior to completing on the purchase?

A.

The property lawyer will approach the Mansfield local authority to ascertain the currently applicable council tax rates, which should subsequently be written in the conveyancing report on title. The correct charges for properties in Mansfield are published on the Mansfield local authority site. As of 19 August 2012 rates are:

  • Band A - £1,078.00
    >
  • Band B - £1,257.00
  • Band C - £1,437.00
  • Band D - £1,617.00
  • Band E - £1,976.00
  • Band F - £2,335.00
  • Band G - £2,694.00
  • Band H - £3,233.00

Q.

The current owner appears to have fitted chimney stacks on the property which I think might contravene High Street conservation area criteria.

A.

Your instructed property lawyer will determine whether the property is inside a conservation area and whether any alterations have appropriate permission from the local authority.

Q.

What kind of scrutiny into the risk of possible flooding at Nottinghamshire will my conveyancing solicitor in Mansfield check on an Edwardian property we are going to buy?

A.

The solicitor will conduct conveyancing searches, which include Mansfield flood risk data. An inexpensive in-depth dedicated flood risk search (e.g. Landmark) might be recommended by your Mansfield property solicitor, if in the event that the initial searches suggest a potential flood risk to the Edwardian flat.

Q.

Which local authority is responsible for Mansfield?

A.

Mansfield is located in Mansfield District Council, Civic Centre, Chesterfield Road South, Mansfield, Nottinghamshire, NG19 7BH, contact: 01623 463 463

Q.

As a consequence of the extensive flooding in Sept 2012 in the East Midlands I am worried that environmental searches may not be sufficient?

A.

Flood risk searches carried out by the Mansfield property solicitor should include the far more informative search (Landmark) if it is felt necessary.

If you are still nervous it may be worth trying to get in touch with a neighbour or nearby Nottinghamshire flood repair expert, e.g. P & R Building Solutions, 18 Crosby Cl, Forest Town, Mansfield, NG19 0PW Tel: 01246 705293.

Q.

Which Mansfield mortgage lenders do you work with?

A.

The Homeward Legal group can work with the majority of lenders providing financing to home purchasers in Mansfield. Mansfield lenders and mortgage specialists include Derbyshire Building Society, Market Pl, Mansfield, NG18 1HX, Lloyds TSB Bank PLC, 1-3 Church St, Mansfield, NG18 1AF, and Yorkshire Bank PLC, 26 West Gate, Mansfield, NG18 1HS. The lawyer whom you have instructed should be able to confirm additional costs or hurdles associated with your chosen lender.

 
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